The fdcpa applies to - Study guides, Class notes & Summaries
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HUD Housing Counseling Exam Complete Questions and Answers(RATED A)
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Civil Rights Act of 1866 - ANSWER Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 - ANSWER banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 - ANSWER added gender (sex) to the protected classes 
 
Fair Housing Amendments Act of 1988 - ANSWER Added Disability and familial status to protected classes. 
 
Real Estate Settlement a...
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M100 WITH COMPLETE SOLUTIONS 100%
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M100 WITH COMPLETE SOLUTIONS 100% 
Community Association 
a legal entity in which the owners enjoy the PROTECTION, ENHANCEMENT, MAINTENANCE and PRESERVATION of their homes and property. 
 
 
3 Defining Characteristics of a Community Association 
1. Membership in the community is MANDATORY and automatic for all owners. 
2. Certain association governing documents bind the owners and the association to each other through mandated actions. 
3. Mandatory lien-based assessments (maintenance fees) are ...
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FDCPA for Collectors Post Test | Questions with 100% Correct Answers | Verified | Latest Update 2024
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The FDCPA only covers consumer debts that are in default. True or False - False 
Collection activities on a portfolio of accounts that includes charge-offs purchased from another creditor, 
as well as late delinquency accounts owed to your own employer are governed by the FDCPA. True or 
False - True 
A validation notice must include the following: - The amount of the debt owed and the name of the 
creditor to whom the debt is owed. 
One acceptable form of validation or verification of debt is a...
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HUD Housing Counseling Exam Questions & Answers Correct 100%
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Civil Rights Act of 1866 - Answer Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 - Answer banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 - Answer added gender (sex) to the protected classes 
 
Fair Housing Amendments Act of 1988 - Answer Added Disability and familial status to protected classes. 
 
Real Estate Settlement a...
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HUD Housing Counseling Exam Correctly Solved 100% Correct!!
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HUD Housing Counseling Exam Correctly Solved 100% Correct!! 
 
Civil Rights Act of 1866 
Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 
banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
Housing and Community Development Act of 1974 
added gender (sex) to the protected classes 
Fair Housing Amendments Act of 1988 
Added Disability and familial status to protected classes. 
R...
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HUD Housing Counseling Exam Correctly Solved 100% Correct!!
- Exam (elaborations) • 27 pages • 2024
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HUD Housing Counseling Exam Correctly Solved 100% Correct!! 
 
Civil Rights Act of 1866 
Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 
banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
Housing and Community Development Act of 1974 
added gender (sex) to the protected classes 
Fair Housing Amendments Act of 1988 
Added Disability and familial status to protected classes. 
R...
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M-100 Focus Questions: LEGAL BASIS Questions With 100% Correct Answers.
- Exam (elaborations) • 4 pages • 2024
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Define a community association and its 3 characteristics - A community association is a legal 
entity in which the owners enjoy the protection, enhancement, maintenance and preservation of their 
homes and property. 
- Membership is mandatory 
- Governing documents bind the owner and the association to each other through mandated actions 
- Mandatory lien-based assessments (maintenance fees) are levied on each owner in order to operate 
and maintain the community association 
List the basic gove...
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Week 4 - Fair Debt Collection Practices (FDCPA)
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Week 4 - Fair Debt Collection Practices (FDCPA)FDCPA 
Designed to a eliminate abusive, deceptive and unfair practices in debt collection without putting reputable debt collectors at an unfair disadvantage. 
 
 
 
FDCPA Coverage 
Applies only to collection of obligations incurred by consumers for personal, family, or household purposes 
 
 
 
 
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Debt collector 
Any person in...
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HUD Housing Counseling Exam Correctly Solved 100% Correct!!
- Exam (elaborations) • 27 pages • 2024
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HUD Housing Counseling Exam Correctly Solved 100% Correct!! 
 
Civil Rights Act of 1866 
Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 
banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
Housing and Community Development Act of 1974 
added gender (sex) to the protected classes 
Fair Housing Amendments Act of 1988 
Added Disability and familial status to protected classes. 
R...
-
HUD Housing Counseling Exam Correctly Solved 100% Correct!!
- Exam (elaborations) • 27 pages • 2024
-
- $17.89
- + learn more
HUD Housing Counseling Exam Correctly Solved 100% Correct!! 
 
Civil Rights Act of 1866 
Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 
banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
Housing and Community Development Act of 1974 
added gender (sex) to the protected classes 
Fair Housing Amendments Act of 1988 
Added Disability and familial status to protected classes. 
R...
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