Spoilage coverage - Study guides, Class notes & Summaries
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FL GENERAL LINES 2-20 EXAM QUESTIONS WITH CORRECT DETAILED ANSWERS 2023-2024
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Types of Dwelling Properties - Correct Answer- 1. 1 to 4 family 
2. Rented to Others 
3. Owned by Corp. or Partnerships 
4. Low Valued 
5. Mobile Homes 
Standard Dwelling Property Deductible - Correct Answer- $500 
Dwelling Property Coverage A - Correct Answer- Dwelling - Including permanently 
installed building equipment and outdoor equipment to service property. No land. 
Dwelling Property Coverage B - Correct Answer- Other Structures (Detached) 
Dwelling Property Coverage C - Correct Answer-...
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XCEL SOLUTIONS PROPERTY & CASUALTY EXAM QUESTIONS WITH COMPLETE 100% VERIFIED SOLUTIONS GRADED A+
- Exam (elaborations) • 17 pages • 2024
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XCEL SOLUTIONS PROPERTY & CASUALTY EXAM QUESTIONS WITH COMPLETE 100% VERIFIED SOLUTIONS GRADED A+ 
An earned premium resulting from the cancellation of a policy is calculated on: 
On a pro rata basis, based on the previous year's rate 
M owns a parking garage & has coverage that states: "We will cover losses regardless if you are legally liable for the loss." This no-fault ideology will be found under: 
Excess Direct Coverage 
An insurance company writing business in a state other than the on...
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Property and Casualty Adjuster Exam Questions and Answers 100% pass
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Property and Casualty Adjuster Exam 
Questions and Answers 100% pass 
Indemnity - Answer- Insured restored to approximate financial condition as before loss 
occurred, no better or worse 
Independent Adjuster - Answer- must represent more than 1 company 
Binder - Answer- Commits company to act as if the policy has been issued, temporary 
contract, initiate coverage, oral or written, expires when policy coverages begins 
Consideration - Answer- insurer's promise to provide indemnity in the event...
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State Farm Property Exam Questions with 100% Correct Answers
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State Farm Property Exam Questions with 100% Correct Answers 
How long is the waiting period after the application has been accepted before flood coverage goes into effect? 
the waiting period is 30 days as required by the Nation flood insurance program 
 
 
which of the following Is covered under the camera and musical instruments dealers floater 
a customers camera left at a camera shop for repairs 
 
 
when an umbrella policy is broader than underlying insurance and it pays a loss that is not...
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PSI PROPERTY AND CASUALTY EXAM QUESTIONS AND ANSWERS WITH COMPLETE SOLUTIONS VERIFIED 2024 LATEST UPDATE
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PSI PROPERTY AND CASUALTY EXAM QUESTIONS AND ANSWERS WITH COMPLETE SOLUTIONS VERIFIED 2024 LATEST UPDATE 
 
What will happen if a house covered by a standard mortgage clause is a total loss? 
The insurer pays the mortgage according to the mortgagee's interest in the property 
Which coverage form would provide coverage for all incoming and outgoing shipments? 
Annual transit 
Tom's Truck Service's vehicle is stolen. The policyholder may obtain coverage for transportation expenses subject to wh...
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Personal Lines Insurance Exam Questions 100% Answered 2024/2025
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Personal Lines Insurance Exam Questions 
100% Answered 2024/2025 
Risk _________ is when one takes action to prevent or reduce potential loss. - 
answerReduction 
When the number of similar units increases, the predictability of the loss improves according to 
the rule of _____ ________. - answerLarge Numbers 
The insuring of risks that are more prone to losses than average risks is known as? - 
answerAdverse Selection 
A ___________ contract is an arrangement where one insurer transfers or shar...
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Casualty Insurance Exam All Answers Correct
- Exam (elaborations) • 17 pages • 2024
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Casualty Insurance Exam All Answers Correct 
Employee theft coverage may be written as ️a) Blanket coverage. 
b) Name schedule coverage. 
c) Position schedule coverage. 
d) Any of the above. 
Employee theft may be written as any of the above forms. 
An insured is applying for a casualty insurance policy. One of the conditions of the policy allows the 
insurance company to inspect the insured's books at the end of the policy term to make sure sufficient 
premium has been collected for ...
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Personal Lines Insurance Exam Questions 100% Answered 2024/2025
- Exam (elaborations) • 19 pages • 2024
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Personal Lines Insurance Exam Questions 
100% Answered 2024/2025 
Risk _________ is when one takes action to prevent or reduce potential loss. - 
answerReduction 
When the number of similar units increases, the predictability of the loss improves according to 
the rule of _____ ________. - answerLarge Numbers 
The insuring of risks that are more prone to losses than average risks is known as? - 
answerAdverse Selection 
A ___________ contract is an arrangement where one insurer transfers or shar...
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personal lines insurance 2024 Latest Update 100%correct
- Exam (elaborations) • 21 pages • 2024
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personal lines insurance 2024 Latest 
Risk _________ is when one takes action to prevent or reduce potential loss. - ANSWER Reduction 
 
When the number of similar units increases, the predictability of the loss improves according to the rule of _____ ________. - ANSWER Large Numbers 
 
The insuring of risks that are more prone to losses than average risks is known as? - ANSWER Adverse Selection 
 
A ___________ contract is an arrangement where one insurer transfers or shares risks with another...
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Xcel Solutions Property & Casualty Questions with Correct Answers
- Exam (elaborations) • 10 pages • 2024
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An earned premium resulting from the cancellation of a policy is calculated on: Correct Answer On a pro rata basis, based on the previous year's rate 
 
M owns a parking garage & has coverage that states: "We will cover losses regardless if you are legally liable for the loss." This no-fault ideology will be found under: Correct Answer Excess Direct Coverage 
 
An insurance company writing business in a state other than the one in which it is domiciled is called: Correct Answer a Foreign 
 
Y...
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