Single premium life - Study guides, Class notes & Summaries
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Webce Insurance test questions and answers with complete Solution
- Exam (elaborations) • 53 pages • 2022
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Agent Thompson received a letter from the Department of Insurance asking her to provide proof of completing the continuing education requirements. Within how many days must Agent Thompson respond to the Department's inquiry? 
 
20 
30 
10 
45 - ANSWER 10 days 
 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? 
 
 She must move to Pennsylvania. 
 She must surrende...
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
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ALABAMA LIFE INSURANCE EXAM 2 2024 WITH 100% CORRECT ANSWERS UPDATED
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ALABAMA LIFE INSURANCE EXAM 2 2024 WITH 100% CORRECT 
ANSWERS UPDATED 
Dividend options are defined as ways in which the policy owner can: - ANSWERS 
receives dividends paid on any stock held 
A life insurance company may pay a death claim for less than the face amount of a 
policy under which of the following conditions? - ANSWERS All of the above 
Which policy will have immediate cash? - ANSWERS single premium 
The process of underwriting primarily involves what two key steps? - ANSWERS ris...
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Ohio Life, Accident & Health Insurance Exam Questions And Answers | Rated 100% Correct!!
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What type of policy is typically issued without proof of insurability from the insured? - Answer-Group 
policy 
A whole life policy that requires that the Policyowner only pays premiums for a specified number of 
years is known as what type of policy? - Answer-Limited-pay whole life 
Who is entitled to the cash values in an insurance policy? - Answer-The Policyowner 
An insured receives a monthly summary for his life insurance policy. He notices that the cash value of the 
policy is significantl...
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Michigan Life and Health exam 2024
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defamation - correct answer Making a statement that is false or maliciously critical of the financial condition of an insurer is known as 
 
Business overhead expense policy - correct answer Which type of business insurance is meant to cover the costs of continuing to do business while the owner is disabled? 
 
the protection ends - correct answer Dorian exercised a nonforfeiture option by using his life policy's cash value to purchase an extended term insurance option. When the term insurance ...
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Kentucky Life Insurance Exam Questions With All Correct Answers
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Kentucky Life Insurance Exam Questions With All Correct Answers 
 
Elements of a Contract - CORRECT ANSWERS Competent parties, legal purpose, offer and acceptance, consideration 
Waiver - CORRECT ANSWERS Voluntary giving up of a known right or privilege, can be express or implied 
Estoppel - CORRECT ANSWERS A person is prohibited by virtue of his own past actions from claiming a right that would work to the detriment of another who relied on the...
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CIPM Latest Update Graded A+
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CIPM Latest Update Graded A+ Accountability The implementation of appropriate technical and organizational measures to ensure and be able to demonstrate that the handling of personal data is performed in accordance with relevant law, an idea codified in the EU General Data Protection Regulation and other frameworks, including APEC's Cross Border Privacy Rules. Traditionally, accountability has been a fair information practices principle, that due diligence and reasonable steps will be undertake...
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Webce Insurance test questions and Answers Graded A+
- Exam (elaborations) • 53 pages • 2023
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Agent Thompson received a letter from the Department of Insurance asking her to provide proof of completing the continuing education requirements. Within how many days must Agent Thompson respond to the Department's inquiry? 
 
20 
30 
10 
45 - ANSWER-10 days 
 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? 
 
 She must move to Pennsylvania. 
 She must surrende...
-
PSI Life Exam Questions and Answers 2022/2023
- Exam (elaborations) • 9 pages • 2022
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What kind of retirement plan can a 75-employee for profit corporation establish? - ANSWER-Simple IRA 
 
The taxable portion of a monthly income benefit paid during the annuity phase from a nonqualified annuity is calculated using the - ANSWER-Exclusion ratio 
 
Unfair claims settlement methods and practices by an insurance company include all of the following acts EXCEPT - ANSWER-failure to pay all claims that are reported within 90 days after a loss occurs 
 
The settlement option that allows p...
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Florida 2-15 Insurance Final Exam Test Bank (All Chapters complete 1-30, Questions and Answers, 100% Verified) Latest 2023/2024
- Exam (elaborations) • 131 pages • 2023
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Florida 2-15 Insurance Final Exam Test Bank (All Chapters complete 1-30, Questions and Answers, 100% Verified) Latest 2023/2024 
1. A life insurance company is organized in Orlando where it maintains its home 
office. In Florida, the company is classified as a 
a. domestic company 
b. local company 
c. foreign company 
d. preferred company 
a 
2. With regard to life insurance, all of the following statements are correct 
EXCEPT 
a. all individuals are considered to have insurable interests i...
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