Secondary market - Study guides, Class notes & Summaries

WGU D076 OA Questions and Answers Verified 100% What are the main services offered by financial institutions? A. Soliciting charitable donations and then managing the distribution of these funds B. Accepting a wide variety of deposits, offering investment products, providing loans, and brokering financial transactions C. Deciding which assets to invest in to create wealth in the future D. Evaluating sources of funding for a business project, the capital structure of a firm, or acti...

Real Estate Finance: Chapter 12 The Secondary Mortgage Market Intro - correct answer The secondary mortgage market is designed to deal in real estate mortgages, buying them from loan originators and selling them to investors or pooling them to enlarge the markets for these types of securities. When mortgages are purchased from primary lenders, also known as loan originators, the money generated acts to replenish the supply necessary for continued lending activities. When mortgages are sol...

Real Estate Secondary Market **** What is Secondary Market -------------------------------------------------------------------- - correct answer Secondary Market- is the resale market of loans What is happens in 1934? and why - correct answer In 1934 FHA ensure loan exit-- because it was hard for low income and moderate income receive a loan What was FHA primary purpose? - correct answer FHA primary purpose is to ensure lenders from loss if borrower default in paying back loan, FHA pa...

SAFE Mortgage Loan Originator Test - National Component with Uniform State Content Questions and Answers Already Passed What does UST stand for? Uniform State Test Who does the CFPB protect? The Consumer Financial Protection Bureau protects consumers in the financial marketplace. What does the CFPB do? CFPB is now in charge of implementing and enforcing most of the provisions of federal lending laws that relate to protecting consumers while they are shopping for, securing, and p...

2 © OCR 2023 Section A Write your answer to each question in the box provided. 1 Buyers and sellers of a good on a website is an example of A a market B competition C specialisation D the secondary sector Your answer [1] 2 For most of 2021 the world supply of computer chips did not satisfy the demand for them. This is an example of A economies of scale B oligopoly collusion C scarce resources D unlimited wants Your answer [1] 3 Price elasticity of supply measures the A percent...

Solution Manual for Foundations of Financial Management, 18th Edition by Stanley Block, Geoffrey Hirt, Bartley Danielsen 2024 | All Chapter ( 1-21 ) A+ Chapter 1 The Goals and Functions of Financial Management Discussion Questions 1-1 What effect did the recession of have on government regulation? It was greatly increased. 1-2 What advantages does a sole proprietorship offer? What is a major drawback of this type of organization? A sole proprietorship offers the advantage of simplicity ...

Real Estate Secondary Market **** What is Secondary Market -------------------------------------------------------------------- - correct answer Secondary Market- is the resale market of loans What is happens in 1934? and why - correct answer In 1934 FHA ensure loan exit-- because it was hard for low income and moderate income receive a loan What was FHA primary purpose? - correct answer FHA primary purpose is to ensure lenders from loss if borrower default in paying back loan, FHA pa...

appraisal - value of a property maybe affected by social, economic, govt and environmental influences Loan-to-Value Ratio (LTV) - The percentage of value or sales price that a lender is willing to finance. limited appraisal report - exterior only/drive by inspection. deemed as low risk loan highest and best use of property - legal use that gives the greatest return Principal of Contribution - cost does not equal value Residential Mortgage Loan Originators (RMLO) - Must be certified licenc...

marketing - Answer-a group of activities designed to expedite transactions by creating, distributing, pricing, and promoting goods, services, and ideas exchange - Answer-the act of giving up one thing ($, credit, labor, goods) in return for something else (goods, services, or ideas) marketing activities - Answer-buying, selling, transporting, storing, grading, financing, marketing, research, risk-taking value - Answer-A customer's subjective assessment of benefits relative to costs in det...

_____ is the consummation of a contractual real estate transaction in which all appropriate documents are signed, and the mortgage loan proceeds are disbursed by the lender. - Answer- Closing The primary determinants of real estate values are supply and _____. - Answer- Demand _____ is something of value that can be pledged as security for repayment of a loan. - Answer- Collateral Servicing includes which of the following activities? - Answer- Maintaining records of payment The monet...