Sc life health insurance - Study guides, Class notes & Summaries

SC ACCIDENT. HEALTH, AND LIFE INSURANCE EXAM

SC Health, Life, Accident Insurance Exam

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SC Health, Life, Accident Insurance Exam

Sc life and health final Questions With Solutions 100% Correct What kind of life insurance policy covers two or more people with the death benefit payable upon the last person's death ? O Dual Life insurance Joint Life insurance Last Survivor Life insurance O Shared Life insurance Last survivor life insurance

SC INSURANCE FINAL EXAM QUESTIONS AND ANSWERS RATED A+ all of the following are typically included in a life insurance policy illustration EXCEPT: A. premium of the policy B. names of the beneficiaries C. interest charged for policy loans D. cash surrender value in 20 years B. names of the beneficiaries during the course of an insurance transaction, which of the following is NOT a duty of the producer? A. highlight the protections guaranteed by the guaranty association B. be fa...

SC Health, Life, Accident Insurance exam questions with 100% correct answers

SC Accident. Health, and Life Insurance Exam Questions & Answers 100% accurateAnnuity Certain - ANSWERSMaria would like an annuity that provides a guaranteed accumulation or payout. The type of annuity she is seeking is called Survivorship Life - ANSWERSThe type of policy which pays on the death of the last person is called Malign another insurer - ANSWERSDefamation occurs when a producer makes a false statement intended to A 70 year old NOT eligible for Social Security *You are not...

SC Life Insurance ExamThe balance of the loan will be taken out of the death benefit - correct answer If a policy has a automatic loan provision, what happens if the insured dies before the loan is paid back? Inspection Report - correct answer An insurer receives a report regarding potential insured that includes financial status, hobbies, and habits. What type of report is that? Spendthrift Clause - correct answer The clause that protects the proceeds of a life insurance policy from credi...

SC Life & Health Insurance Questions & Answ Which of the following is NOT considered to be a basic service, under a nonscheduled plan a) oral surgery b) Fillings c) Dentures d) Endodontics - ANSWERSC) Dentures Which of the following is Not a characteristic or a service of an HMO plan a) Providing care on an outpatient basis b) Contracting with insurance companies c) Providing free annual checkups d) Encouraging early treatment - ANSWERSB) Contracting with insurance companies All o...