Pure life - Study guides, Class notes & Summaries
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MICHIGAN CREDIT INSURANCE STUDY GUIDE EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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Definintion of Insurance 
Correct Answer: "A social device for transferring risk through an accumulation of funds" 
Policy 
Correct Answer: A contract with the insurance company (insurer) that states what the policyowner 
(insured) must pay for and what they agree to cover if damage or loss occurs. 
Premium 
Correct Answer: A set amount that must be paid for a Policy. 
Concept of Risk 
Correct Answer: Risk evolves from uncertainty - the unpredictable chance occurrences of everyday life, 
whi...
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Webce Insurance test questions and answers with complete Solution
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Agent Thompson received a letter from the Department of Insurance asking her to provide proof of completing the continuing education requirements. Within how many days must Agent Thompson respond to the Department's inquiry? 
 
20 
30 
10 
45 - ANSWER 10 days 
 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? 
 
 She must move to Pennsylvania. 
 She must surrende...
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RMI 2302 FSU NYCE EXAM 1 Questions And Answers (Verified And Updated)
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RMI 2302 FSU NYCE EXAM 1 Questions 
And Answers (Verified And Updated) 
Risk Likelihood - answerFrequency - the probability that a loss can occur. 
What 3 ways can Risk Likelihood be categorized - answerHigh - an event is expected to 
happen in most circumstances 
Medium - an even will probably happen in many circumstances 
Low - an event may occur at some point 
Risk Impact - answerSeverity - the potential effect that a loss could have if it arises. 
Risk prevention methods are best applied to ...
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California Life PSI Site - Life, Accident and Health Agent Examination (Life Agent) Questions and Answers (2022/2023) (Verified Answers)
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California Life PSI Site - Life, Accident and Health Agent Examination (Life Agent) Questions and Answers (2022/2023) (Verified Answers) 
Admitted Insurance Company vs. Non-Admitted Insurance Company - (Correct Answer) An admitted insurance company is authorized to transact insurance in California because it has a Certificate of Authority granted by the California Department of Insurance (CDI) 
 
A non-admitted insurance company is not authorized to transact insurance in California because of fa...
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California Life Accident and Health Exam Practice 2024
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California Life Accident and Health Exam Practice 2024 
A 
ABC INSURANCE -Answer-JOHN IS THE AGENT FOR ABC INSURANCE AND JANE 
IS THE INSURED. WHO IS THE PRINCIPAL IN THIS AGENCY RELATIONSHIP? 
A 
ABC INSURANCE 
B 
JOHN 
C 
JANE 
D 
NONE 
D 
ADMITTED -Answer-A(N) ________ INSURER IS AUTHORIZED TO WRITE 
INSURANCE POLICIES IN A PARTICULAR STATE. 
A 
DOMESTIC 
B 
NON-ADMITTED 
C 
FOREIGN 
D 
ADMITTED 
B 
A PERSON WHO NEGOTIATES INSURANCE CONTRACTS ON BEHALF OF AN 
INSURED -Answer-WHICH OF THE FOLL...
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CA- PSI- Life, Accident & Health Exam With 100% Correct Answers 2023
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CA- PSI- Life, Accident & Health Exam With 100% Correct Answers 2023 
Reduced Paid Up 
Nonforfeiture option provides new whole life policy at reduced face amount of protection. Provides coverage for longest time. 
 
 
 
Extended Term 
Nonforfeiture option provides new TERM policy with same face amount of coverage as original policy 
 
 
 
Guaranteed Lifetime Withdrawal 
Annuity rider that assures owner will at least get amount paid for the annuity 
 
 
 
Guaranteed Minimum Income 
Rider that gua...
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The 2024/2025 FTCE ART K-12 Revision 3 - Art History and Culture 15% of Exam Q&A
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The 2024/2025 FTCE ART K-12 Revision 
3 - Art History and Culture 15% of Exam 
Q&A 
Baroque Art Content - CORRECT ANSWER-- 17th and 18th centuries 
- style propagated by the Catholic Church, monumental works of public art 
- meant to inspire a sense of awe 
- illustrated Catholic ideas, biblical or mythical depictions 
- Sculptures showed movement 
Baroque Art Context - CORRECT ANSWER-- included allegories (stories with hidden 
meaning/messages) 
- 1732 Trevi Fountain in Rome - overly ornate s...
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GCAP 2024 Exam Questions With 100% Correct Answers
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rn ,thermal burn ,respiratory burn 
Ammonia causes cancer - answerFalse 
If ammonia, in liquid form, makes its way in to the eyes There is usually damage that is non- 
reversible resulting in blindness - answerTrue 
Most MSDS sheets require a rinse flush to the body eyes for a minimum of how many minutes 
when dealing with the chemical Donya ammonia. - answer15 minutes , 30 minutes 
Do you ever want to put liquid water on liquid ammonia when the refrigerant is that atmospheric 
conditions - answ...
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Ohio Life, Accident & Health Insurance Exam Questions And Answers | Rated 100% Correct!!
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What type of policy is typically issued without proof of insurability from the insured? - Answer-Group 
policy 
A whole life policy that requires that the Policyowner only pays premiums for a specified number of 
years is known as what type of policy? - Answer-Limited-pay whole life 
Who is entitled to the cash values in an insurance policy? - Answer-The Policyowner 
An insured receives a monthly summary for his life insurance policy. He notices that the cash value of the 
policy is significantl...
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Webce Insurance test questions and Answers Graded A+
- Exam (elaborations) • 53 pages • 2023
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Agent Thompson received a letter from the Department of Insurance asking her to provide proof of completing the continuing education requirements. Within how many days must Agent Thompson respond to the Department's inquiry? 
 
20 
30 
10 
45 - ANSWER-10 days 
 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? 
 
 She must move to Pennsylvania. 
 She must surrende...
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