Policy expiration - Study guides, Class notes & Summaries
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NC Life insurance state exam study guideline With Latest
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NC Life insurance state exam study guideline 
With Latest 
Term Insurance - answerUsed for Temporary Situations. Net cost highest in the long run. 
Premiums goes up every year based on current (attained)age. 
Term Insurance - answerExpire's at a certain age/Time in the future. May be renewable up 
to a certain age or date with out a phyical Exam. 
Level Term Insurance - answerTerm insurance can be Renewed annually. Has a level Face 
Amount at renewal, Premiums goes up. Can be purchased for a Ye...
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PSI life, accident, and health Exam Questions with correct Answers
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How long after being entitled to disability benefits will an individual be eligible to receive Medicare benefits? 
A. immediately 
B. 1 year 
C. 2 years 
D. At age 65 - ANSWER-2 years 
 
What is the return of premium rider? 
A. an increasing amount of term insurance that always equals the total of premiums paid up to the current point 
B. a provision that allows the insured to cancel the policy in the first two years and have premiums refunded 
C. an increasing amount of term insurance that e...
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CSLB CONTRACTOR'S EXAM PRACTICE QUESTIONS AND ANSWERS LATEST UPDATE 2023-2024
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CSLB CONTRACTOR'S EXAM PRACTICE QUESTIONS AND ANSWERS LATEST UPDATE 2023-2024. Which act establishes the rights of workers to organize into unions and negotiate 
contracts? - Answer National Labor Relations Act of 1935 
A contractor has had a problem with employees stealing tools and equipment from 
job sites. When conducting job interviews, may the contractor ask prospective 
employees about their arrest records? 
 
A. It is legal to ask prospective employees about arrests not leading to convi...
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N.C. Claims Adjuster Exam Latest 2023 Rated A+
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N.C. Claims Adjuster Exam Latest 2023 Rated A+ Inception/Expiration Date an insurance policy covers the insured starting at 12:01am on the day on which coverage begins and expires at 12:01am on the expiration day of the policy. 
Occurrence Date Date of which the loss occurred 
Identification of parties involved The loss report should include the names and addresses of the parties involved in the loss, the names and addresses of any injured person(s) and the names and addresses of any witness(s)....
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PSC 101 Exam 1 Questions and Answers 100% pass
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PSC 101 Exam 1 Questions and 
Answers 100% pass 
Cultural Ideals - Answer- Political Culture: 
DEFINITION: shared set of values, beliefs, and attitudes of a particular people 
3 Core values: make up the American Culture 
Liberty 
Equality 
Democracy 
Political Efficacy - Answer- Political efficacy is the belief that one has the ability to 
influence what government does. 
Citizenship - Answer- Citizenship: derived from the Greek ideal, refers to "enlightened 
political engagement." 
Nature of ...
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PSI Life, Accident, and Health Practice Exam 2024
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A group conversion option may be used in all the following instances EXCEPT - a life-changing event, such as marriage, divorce, or childbirth. 
 
Which is the primary purpose of Health Reimbursement Accounts (HRAs)? - To assist covered employees with the payment of medical expenses on a high deductible plan funded through pre-tax contributions. 
 
All of the following are characteristics of variable whole life EXCEPT - there is no guaranteed minimum death benefit. 
 
When should a buy-sell agree...
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
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State Farm Fire Independent Policy Exam 2023 with verified and complete solution
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1.	Select the false statement listed below: In the HO-3 policy, the ALE pay- ments will be made only for: 
 
Select the single best answer: 
 
A.	The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. 
B.	If the insured does not rebuild, the time necessary for the insured to relocate in permanent living quarters, but not to exceed 24 months. 
C.	ALE payments can run beyond the expiration of the policy. 
D.	ALE payments are limited to incurred costs fo...
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Insurance adjuster exam questions Test bank Final 2023.
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Insurance adjuster exam questions Test bank Final 2023. 
During a storm, heavy winds cause a tree limb to break and fall onto Paul's house, causing $6,500 in damage. Paul's insurance company now considers his house: - ANSWER A Loss 
 
Which of the following best describes a "risk," according to the insurance definition? - ANSWER A potential for financial loss 
 
A lion at a zoo escaped when a zoo employee failed to follow protocol. The lion injured a zoo patron. In court, the injured patron...
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review 100% Solved Correctly | Guarantee Pass (+330 Q & A)
- Exam (elaborations) • 68 pages • 2023
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review 100% Solved Correctly | Guarantee Pass (+330 Q & A) 
The successful adjuster/negotiator should understand that communication includes all of the following EXCEPT? 
Select one: 
A. Verbal and non-verbal messages 
B. Questioning 
C. Listening 
D. Decision-making {{Correct Ans- Decision-making 
 
Which of the following is not a duty of the claims adjuster? 
Select one: 
A. Investigating 
B. Evaluating 
C. Negotiating 
D. Counsel...
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