Options a premium Study guides, Class notes & Summaries
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PSI - NY Life, Accident and Health Practice Exam 17-55, Questions and Answers 2024 Graded
- Exam (elaborations) • 82 pages • 2023
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Which policy provision permits the policy owner to take a specified number of days to examine the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or costs? - Free Look 
 
When will a policy pay on a UCR basis? - When particular benefits are not listed on a payment schedule 
 
Which type of rider reimburses health and social service expenses incurred in a convalescent or nursing home facility? - long term care rider 
 
Which of the following is exempt...
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Washington Life and Health (Disability) Questions and Answers Latest Update Graded A+
- Exam (elaborations) • 202 pages • 2024
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Washington Life and Health (Disability) 
Questions and Answers Latest Update 
 
Graded A+ 
 
An insurer authorized to do business within this state is considered what type of insurer? 
 
A 
Alien 
B 
Domestic 
C 
Foreign 
D 
 
Admitted D-Admitted 
 
An insurer authorized to do business in this state is referred to as admitted, and could be either 
domestic, foreign, or alien domiciled. 
 
A long-term care policy can exclude from coverage all of the following, except: 
 
Hospitalization (acute ca...
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Life, Accident and Health Final Exam Questions With 100% Correct Answers
- Exam (elaborations) • 30 pages • 2024
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Life, Accident and Health Final Exam 
Questions With 100% Correct Answers 
Which of the following provides benefits for the treatment of gum disease? 
A. Endodontics 
B. Orthodontics 
C. Periodontics 
D. Prosthodontics - answerC. Periodontics 
The Insured and primary beneficiary die in a common accident. The insured dies at the scene 
and the beneficiary dies thirty six days later. To whom is the $250k death benefit paid? 
A. The State Department of Revenue 
B. The Contingent Beneficiary 
C. The...
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Xcel Testing Solutions, Life and Health Insurance Exam Questions With Answers Latest 2023-2024 Graded A+
- Exam (elaborations) • 24 pages • 2023
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Barbara's policy includes a rider which allows her to purchase additional insurance at specific 
dates or events without evidence of insurability. This rider is called a(n) 
Answers>>Guaranteed insurability rider 
A guaranteed insurability rider allows for the insured to purchase additional insurance at 
specific dates or events without evidence of insurability. 
Disability Income plans which require that the insurer can NEVER change or alter premium rates 
are usually considered Answers&...
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SC life insurance exam study set Questions and Answers (Graded A+)
- Exam (elaborations) • 77 pages • 2024
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Incontestable period 
Probation period 
Reinstatement period 
Grace period - ANSWER_Grace period 
 
A person who is a nonsmoker, of average weight, and in excellent health would most likely be in which risk classification? 
 
Standard 
Substandard 
Acceptable 
Preferred - ANSWER_Preferred 
 
Which of these is affected by the frequency of an insurance policy's premium payments? 
 
Settlement options 
Cash value 
Death benefit 
Cost - ANSWER_Cost 
 
A Buyer's Guide MUST 
 
display year-by-y...
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Oklahoma Life and Health Insurance Exam| 150 Questions With Correct Answers!!
- Exam (elaborations) • 36 pages • 2023
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All of the following are included as part of a contract in the entire contract provision EXCEPT the 
 
riders 
application 
changes made by the producer 
policy - ANSWERSchanges made by the producer 
 
Health insurance involves two perils, accident and ____. - ANSWERSsickness 
 
All of the following riders can increase the death benefit amount EXCEPT 
 
Cost of Living 
Waiver of Premium 
Accidental Death Rider 
Guaranteed Insurability - ANSWERSWaiver of Premium 
 
Of the following dividend optio...
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GA: Life Insurance Exam Questions and Answers 100% Pass
- Exam (elaborations) • 21 pages • 2024
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GA: Life Insurance Exam Questions and 
Answers 100% Pass 
When does an Endowment Life policy mature? - Correct Answer ️️ -When the Insured 
dies or reaches the age or date of endowment. 
A securities license is required to sell which of the following? - Correct Answer ️️ - 
Variable Universal Life 
Which is a community based provider of insurance benefits: - Correct Answer ️️ -PPO 
The Payor Benefit Rider is commonly found in policies insuring: - Correct Answer ️️ - 
juveniles. 
...
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Idaho Life and Health Final Exam Questions and Answers Already Passed
- Exam (elaborations) • 24 pages • 2024
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Idaho Life and Health Final Exam 
Questions and Answers Already Passed 
 
What are the benefits that must be provided by an individual health insurance policy for 
prenatal, maternity, and delivery expenses? Prenatal, maternity, and delivery expenses are 
required to be covered under all health plans subject to the same deductible and coinsurance as 
other medical and surgical expenses. 
 
Which situation would qualify an individual for receiving benefits from a qualified long-term 
care policy?...
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Life, accident and health insurance state exam- OH Already Passed
- Exam (elaborations) • 31 pages • 2023
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Life, accident and health insurance state exam- OH Already Passed 
A person who is a nonsmoker, of average weight and in excellent health would most likely be in which risk classification? preferred 
Preferred risk policies with reduced premiums are issued by insurance companies bc the insured has better than average mortality 
The waiver of premium does NOT include which provision? Al future premiums are waived if the insured recovers from the disability 
An advertisement for an insurance produ...
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Wall Street Prep The Premium Package Review: Accounting & Financial Statement Analysis Exam Latest 2023/2024 Questions and Answers (Score: 95%, 38 correct out of 40).
- Exam (elaborations) • 29 pages • 2023
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Wall Street Prep The Premium Package Review: Accounting & Financial Statement Analysis Exam Latest 2023/2024 Questions and Answers 
(Score: 95%, 38 correct out of 40). 
Score: 95%, 38 correct out of 40 
Question 1 
Assume US GAAP to answer this question. 
In 2017, $2 million in wages were earned and no cash wages were paid. In 2018, $8 
million in wages were earned and $7 million in cash wages were paid. Cash wages 
were used to first pay wages earned in 2017 with the remainder used to pay wages...
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