Only insured - Study guides, Class notes & Summaries
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South Carolina Insurance Exam 2024 with 100% correct answers
- Exam (elaborations) • 11 pages • 2024
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An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of purchase? - correct answer Inflation protection 
 
Which of these riders will pay a death benefit if the insured's spouse dies? - correct answer Family term insurance rider 
 
Disability income plans which require that the insurer can NEVER change or alter premium rates are usually considered - correct answer Nonconcellable 
 
What is the required action to be taken by a South Carolina l...
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Kentucky Health Insurance Exam | Study Questions and Verified Answers| 100 % Correct| Grade A (New 2024/ 2025 Update)
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Kentucky Health Insurance Exam | Study 
Questions and Verified Answers| 100 % 
Correct| Grade A (New 2024/ 2025 Update) 
 
QUESTION 
 Individuals who itemize deductions can claim deductions for medical expenses not covered by 
health insurance that exceed what percent of their adjusted gross income? A. 5% B. 7% C. 10% 
D. 15% 
 
 
Answer: 
C. 10% 
 
 
 
QUESTION 
 What is another name for an Administrative Services only arrangement? A. Self funding B. 
Third party administrator C. A modifie...
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DELAWARE LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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What is the benefit of choosing extended term as a nonforfeiture option? - correct answer It has the highest amount of insurance protection 
 
Upon the death of the insured, the primary beneficiary discovers that the insured chose the interest only settlement option. What does this mean? - correct answer The beneficiary will only receive payments of the interest earned on the death benefit 
 
If a life insurance policy has an irrevocable beneficiary designation, - correct answer the beneficiary ...
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West Virginia Laws and Rules Pertinent to Insurance Exam Study Questions and Answers Graded A 2024-2025
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The West Virginia Insurance Commissioner attains office in which of the following ways? - Gubernatorial appointment (Governor of WV) 
 
An offer of life insurance by an insurance company in West Virginia to individuals who are personally invited to apply on the basis of the offer is known as what type of solicitation? - Direct response 
 
When a producer is soliciting a client to effect a contract of insurance, the producer is engaged in - transacting insurance 
 
Courses are approvedfor continu...
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WI Life Insurance Exam Questions and Answers Already Passed
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WI Life Insurance Exam Questions and 
 
Answers Already Passed 
 
What is the purpose of the Wisconsin State Life Insurance Fund? 
 
a) to offer low-cost life insurance to state residents 
b) To protect insured against insolvent insurers 
c) To advertise different types of life insurance policies available in the state 
d) To provide life insurance through licensed intermediaries a 
 
An employee is insured under her employer's group life plan. If she terminates her group 
coverage, which of th...
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AINS 101 Exam Questions and Answers 2024
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AINS 101 Exam Questions and Answers 2024 
Bill is an insurance producer for and employed by ABC Insurance Company (ABC). He 
represents only ABC when marketing insurance products, and uses an administrative staff also 
employed by ABC. Bill is a producer in the - ANS ️️ Direct writer marketing system 
Because the insurance company usually determines policy wording and the insured has little 
choice but to "take it or leave it," an insurance contract is a - ANS ️️ Contract of adhesion 
...
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CPCU 551 Exam Questions Compilation
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CPCU 551 Exam Questions Compilation 
 
A building had been vacant for 60 days, and the insurer didn't know about it, when it sustained 
100K, 5K, and 1K losses due to windstorm, theft, and sprinkler leakage, respectively. What 
amount is covered under CPP? - 85K, 0, and 0. If a building is vacant for 60 or more 
consecutive days before the loss, they won't pay for any loss caused by vandalism, sprinkler 
leakage, building glass breakage, water damage, theft, or attempted theft... otherwise you...
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed 
Under which situation must insurable interest exist between the applicant and insured at the time of application? When a third-party applicant names themselves beneficiary. 
Which of the following is true about a decreasing term life policy? The face amount reaches zero at policy expiration. 
Which of the following occurs immediately after the application is submitted and the initial premium paid?...
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Alberta General Insurance Level 1 – Questions and Answers Already Passed
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Alberta General Insurance Level 1 – 
Questions and Answers Already Passed 
 
Your insured, a sole proprietor, purchased a building valued at $1 million. The insurance policy 
has a coinsurance clause based on the replacement cost value of 90%. Contrary to your advice, 
your insured insures the building for only $500,000. He suffers a windstorm loss totaling 
$150,000. How much will the insurer pay? 
 
a) $75,000 
b) $83,333 
c) $150,000 
d) $93.755 b) $83,333 
 
An insured property is covered ...
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CIC Commercial Multi-line Exam Prep (100% Correct Answers)
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CIC Commercial 
Multiline Exam 
Identify and describe the three primary purposes of excess liability/umbrella policies 
(LO1) - ANSWER 1. Provide additional limits that are excess over underlying limits of 
insurance 
2. Provide primary coverage when underlying poliy does not respond beacuse its 
aggregate limits of insruance are exhausted. 
3. Provide broader coverage than the exsiting underlying insurance 
excess liability coverage forms and commercial umbrella liability policy - ANSWER 1...
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