Ohio life insurance Study guides, Class notes & Summaries
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OHIO LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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OHIO LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
To qualify for appointment of agent - correct answer 18 YOA, US citizenship not required, no minimum residency 
 
Original certificate good for.... - correct answer 180 days 
 
Renewal for license - correct answer beinnially on birth month, $5 fee 
 
Types of risk - correct answer Pure risk - covered by insurance 
Speculative risk - not covered (gambling) 
 
How to handle risk - correct answer avoid it 
retain it - self insurance 
redu...
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ohio life insurance exam Questions and Answers (2024 / 2025) (Verified Answers)
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ohio life insurance exam Questions and 
Answers (2024 / 2025) (Verified Answers) 
How soon can the benefit payments begin with a deferred 
annuity? - CORRECT ANSWER a minimum of 12 months after 
date of purchase 
which of these is considered to be a living benefit option in a life 
insurance policy - CORRECT ANSWER Accelerated death 
benefit 
An example of naming a beneficiary by class would be 
"To the children born of my union with Ned Jackson: David 
Jackson, Jennifer Jackson, and Scot...
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Ohio Health and life insurance exam questions perfectly answered.
- Exam (elaborations) • 10 pages • 2023
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Ohio Health and life insurance exam questions perfectly answered.
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1 OHIO LIFE INSURANCE EXAM REVIEW QUESTIONS AND ANSWERS, 100% ACCURATE/
- Exam (elaborations) • 12 pages • 2024
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1 OHIO LIFE INSURANCE EXAM REVIEW QUESTIONS AND 
ANSWERS, 100% ACCURATE/ 
key person insurance - -life insurance policy a business owner purchases on a key employee 
Human life value (in determining amount of personal life insurance) - -Enough insurance to cover 
the loss of the income assuming the insured died. 
Needs Approach ((in determining amount of personal life insurance) - -Needs considered include 
outstanding indebtedness, mortgages, educational needs of various family members, fede...
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OHIO LIFE INSURANCE EXAM
- Exam (elaborations) • 10 pages • 2024
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OHIO LIFE INSURANCE EXAM
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1 OHIO LIFE INSURANCE FINAL EXAM REVIEW QUESTIONS AND ANSWERS, VERIFIED.
- Exam (elaborations) • 12 pages • 2024
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1 OHIO LIFE INSURANCE FINAL EXAM REVIEW 
QUESTIONS AND ANSWERS, VERIFIED. 
Which of the following is usually the owner of the annuity? - -The annuitant 
Which of the following is not true of the straight life income option for annuities? - -A beneficiary 
will receive any balance of the annuity upon the annuitant's death. 
When an insurance policy is taken out, if the owner of the policy is someone other than the actual 
insured, the owner must be able to prove: - -That he/she has an insurabl...
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ohio life insurance exam Questions and Answers (2024 / 2025) (Verified Answers)
- Exam (elaborations) • 15 pages • 2024
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ohio life insurance exam 
Questions and Answers (2024 / 
2025) (Verified Answers) 
Return of Premium Rider (increasing term insurance) - 
CORRECT ANSWER insured buys an increasing amount of term 
insurance that always equals the total amount of premiums paid 
to date 
Return of Cash Value Rider (increasing term insurance0 - 
CORRECT ANSWER Pays an amount equal to the cash value 
along with the face amount if the insured dies 
Riders - CORRECT ANSWER cost extra, but none of the extra 
premiu...
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Ohio Life Insurance Verified Exam with 100% Correct Answers
- Exam (elaborations) • 17 pages • 2024
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Ohio Life Insurance Verified Exam with 100% Correct Answers
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Ohio Life Insurance Final Exam Questions & Answers 2023-24
- Exam (elaborations) • 12 pages • 2023
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Ohio Life Insurance Final Exam Questions & Answers 2023-24 
 
 
Which of the following is usually the owner of the annuity? - ANSWER-The annuitant 
 
Which of the following is not true of the straight life income option for annuities? - ANSWER-A beneficiary will receive any balance of the annuity upon the annuitant's death. 
 
When an insurance policy is taken out, if the owner of the policy is someone other than the actual insured, the owner must be able to prove: - ANSWER-That he/she has an i...
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1 OHIO LIFE INSURANCE – BASICS: COMPLETE EXAM REVIEW QUESTIONS AND ANSWERS/
- Exam (elaborations) • 12 pages • 2024
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1 OHIO LIFE INSURANCE – BASICS: COMPLETE EXAM 
REVIEW QUESTIONS AND ANSWERS/ 
Beneficiary - -A person who receives the benefits of an insurance policy 
Death Benefit - -The amount paid upon the death of the insured in a life insurance policy 
Cash value - -Equity amount accumulated in a permanent life insurance 
Estate - -A person's net worth 
Illustrations - -Presentation or depiction of non-guaranteed elements of a life insurance policy 
Life Insurance - -Coverage on human life 
Liquidatio...
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