Ny property - Study guides, Class notes & Summaries
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NY Property Exam Questions and Completes Answers 2023/2024. Scored 100%
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The main difference between an HO-4 and HO-6 is? 
A: HO-6 does not cover additional living expenses 
B: HO-4 provides limited dwelling coverage as well as contents coverage 
C: HO-6 provides limited dwelling coverage as well as contents coverage 
D: HO-4 does not cover additional living expenses - C 
The most the insurer will pay for a loss under a business policy is? 
A: The amount of the loss minus the deductible 
B: 80% of the loss 
C: 20% of the loss 
D: The limit of insurance after the ded...
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NY Property and Casualty Insurance Practice Exam Test Bank questions and Answers
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Underwriters are permitted to use all of the following when underwriting an application for insurance EXCEPT: - ANSWER-age, race, and religion 
 
Which of the following would be covered by a commercial package policy? - ANSWER-loss due to crime 
 
Which exposure is unique to mobile homes? 
 
 from foreclosure 
2. loss from collapse of awnings 
3. loss from flood damage 
4. loss from collision damage - ANSWER- 
 
Which of the following is the standard amount of Coverage A-dwelling provided by the...
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NY Property and Casualty Insurance Practice Exam with Real Solution
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NY Property and Casualty Insurance Practice Exam with Real Solution 
 
Underwriters are permitted to use all of the following when underwriting an application for insurance EXCEPT: - age, race, and religion 
 
Which of the following would be covered by a commercial package policy? - loss due to crime 
 
Which exposure is unique to mobile homes? 
 
 from foreclosure 
2. loss from collapse of awnings 
3. loss from flood damage 
4. loss from collision damage - 
 
Which of the following is the stan...
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PSI exam NY Insurance Property and Casualty Practice Test 2024 Updated
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PSI exam NY Insurance Property and 
Casualty Practice Test 2024 Updated 
a. compensate for actual financial losses - Answer -Punitive damages are intended to do all of the 
following except? 
a. compensate for actual financial losses. 
b. discourage others from doing wrong. 
c. discipline the insured. 
d. make an example of bad behavior 
d. vacant means the absence of people and property - Answer -Which of the following BEST 
differentiates the terms vacant versus unoccupied? 
a. vacant means in...
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PSI exam NY Insurance Property and Casualty Practice test with Complete Solutions 2024
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PSI exam NY Insurance Property and 
Casualty Practice test with Complete 
Solutions 2024 
a. compensate for actual financial losses - Answer -Punitive damages are intended to do all of the 
following except? 
a. compensate for actual financial losses. 
b. discourage others from doing wrong. 
c. discipline the insured. 
d. make an example of bad behavior 
d. vacant means the absence of people and property - Answer -Which of the following BEST 
differentiates the terms vacant versus unoccupied? 
a...
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REVIEW QUESTIONS FOR NY REAL ESTATE EXAM 2023
- Exam (elaborations) • 19 pages • 2023
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REVIEW QUESTIONS FOR NY REAL ESTATE EXAM 2023 
 
1-A broker legitimately may pay all or part of Real estate commission to a 
a. seller 
b. salesperson 
c. buyer 
d. friend who provides a listing lead - Answer -B: Salesperson can accept compensation only from their sponsoring broker. 
 
2-The minimum age for a New York real estate broker's license is 
a. 19. 
b. 18. 
c. 20. 
d. 21. - Answer C. As of July 1,2008 to become a broker you must be 20 years old. 
 
3-Which of the following acts would...
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NY Property and Casualty Insurance Practice Exam with complete solution
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NY Property and Casualty Insurance Practice Exam with complete solution
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WebCe - Commercial Properties| 55 questions| with complete solutions
- Exam (elaborations) • 9 pages • 2023
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A tornado severely damages one of Major Manufacturing's plants. As a result of the damage, Major Manufacturing is forced to curtail its operations during the 6 months needed to complete repairs. The resulting loss of income suffered by Major Manufacturing is referred to as CORRECT ANSWERS: a time element loss. 
 
Which of the following describes a feature of standard commercial property policies? CORRECT ANSWERS: Several different forms must be combined to make up a policy. 
 
The president o...
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New York Notary Exam Practice Test with 100% Correct Answers 2023
- Exam (elaborations) • 6 pages • 2023
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New York Notary Exam Practice Test 
with 100% Correct Answers 2023 
If a notary refused to notarize an affidavit presented for NY notary mobile services, what 
is the potential maximum jail sentence? 
One month 
Three months 
Six months 
One year - Correct answer-One year 
The notary certificate of a witness to the execution of a real estate conveyance is called: 
Qualified resident 
Official character 
Proof certificate 
None of the above - Correct answer-Proof certificate 
Which of the followi...
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NY Real Estate License Exam Questions and Answers
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NY Real Estate License Exam Questions and Answers 
Which NY law allows the DOS to revoke, suspend, fine, or reprimand a real estate broker? 
A) NY Real Property Law, Article 13 
B) NY Real Property Law, Section 442-a 
C) NY Real Property Law, Section 441-c 
D) NY Real Property Law, Article 15-A - Answer ️️ -C) NY Real Property Law, Section 441-c 
How many members of the NYS Board of Real Estate must be real estate brokers? 
A) 5 
B) 7 
C) All 
D) None - Answer ️️ -A) 5 
What are the expe...
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