Nc life - Study guides, Class notes & Summaries
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NC Life Insurance Exam Prep Questions and Answers Already Passed
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NC Life Insurance Exam Prep Questions and Answers Already Passed 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner 
A policy summary and buyer's guide 
 
 
All of the following actions are considered rebating EXCEPT 
Sharing commissions with other licensed and appointed agents 
 
 
What benefit does the Payor Clause on a Juvenile Life Policy provide? 
Premiums are waived if payor becomes disabled 
 
 
An agent who signs a blank contract application or...
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NC life and health insurance study questions with certified answers
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NC life and health insurance study questions with certified answers 
Which of the following is NOT a characteristic of universal life insurance? 
A Flexible death benefit 
B Cash account 
C Fixed premium 
D Unbundled premium 
C 
Universal life policies allow the policy owner to increase the amount of premium going into the policy and to later decrease it again. They may even skip a premium payment. The rest of the features apply to universal life policies. 
 
 
Which of the following would help ...
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NC Life Insurance Practice Exam Questions and Answers Already Passed
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NC Life Insurance Practice Exam Questions and Answers Already Passed 
All of the following are included within the Insurance Commissioner's duties EXCEPT 
 
a) Conducting investigation of all domestic insurers. 
b) Reviewing the insurers' annual reports. 
c) Writing North Carolina insurance laws. 
d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. 
c) Writing North Carolina ...
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NC Life and Health Insurance Study Questions & Answers Solved 100% Correct!!
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NC Life and Health Insurance Study Questions & Answers Solved 100% Correct!!
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NC Life insurance state exam study guideline
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NC Life insurance state exam study guideline 
Term Insurance 
Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. 
 
 
Term Insurance 
Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. 
 
 
Level Term Insurance 
Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Year or as often as 5, 10, 15, ...
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NC Life Insurance Practice Exam Questions and Answers
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NC Life Insurance Practice Exam Questions and Answers
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NC Life Insurance Practice Exam Questions and Answers.
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NC Life Insurance Practice Exam Questions and Answers.NC Life Insurance Practice Exam Questions and Answers.
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NC life and health insurance study questions and answers
- Exam (elaborations) • 29 pages • 2024
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NC life and health insurance study questions and answers
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NC Life Insurance Practice Exam Questions with correct Answers
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NC Life Insurance Practice Exam Questions with correct Answers
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NC LIFE INSURANCE EXAM PREP 2024 WITH 100% CORRECT ANSWERS
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An agent who sells an individual life insurance policy in NC MUST deliver to the policyownerAnswer - A policy summary and buyer's guide 
 
All of the following actions are considered rebating EXCEPTAnswer - Sharing commissions with other licensed and appointed agents 
 
What benefit does the Payor Clause on a Juvenile Life Policy provide?Answer - Premiums are waived if payor becomes disabled 
 
An agent who signs a blank contract application or policy of insuranceAnswer - Is guilty of a misdeme...
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