Naca hud - Study guides, Class notes & Summaries
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NACA HUD Certification Exam 2023 with 100% correct answers
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Credit Report 
a compilation of data about you that has been gathered by credit reporting agencies or "credit bureaus" 
 
 
 
Length of Credit History 
Makes up 15% of FICO score 
 
 
 
Type 
__ of credit use makes up 10% of FICO score 
 
 
 
New Credit or Inquiries 
Makes up 10% of FICO score 
 
 
 
Amounts Owed 
Makes up 30% of FICO score 
 
 
 
Payment History 
Makes up 35% of FICO score 
 
 
 
Fair Credit Reporting Act (FCRA) 
act that protects privacy of background information and ensures...
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