Motorists coverage - Study guides, Class notes & Summaries
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CIC - Commercial Casualty (Business Automobile Coverages and Endorsements) actual exam with 100% correct answers(latest update)
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Auto 
o A land motor vehicle; trailer or semitrailer designed for travel on public roads 
o Land vehicle subject to a compulsory, financial responsibility, or other motor vehicle insurance law where licensed or principally garaged 
o Does not include mobile equipment as defined 
 
 
 
Trailer 
Includes semitrailer 
 
 
 
Mobile equipment 
o Paragraph 6 of the definition specifically identifies several types of self‐propelled vehicles that are considered autos and not mobile equipment 
o a. Sel...
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NEW YORK ADJUSTER EXAM 2024 ACTUAL WITH 300 REAL EXAM QUESTIONS AND CORRECT ANSWERS (100% CORRECT VERIFIED ANSWERS) NY ADJUSTER EXAM 2024-2025 (BRAND NEW!!)
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NEW YORK ADJUSTER EXAM 2024 ACTUAL WITH 300 REAL EXAM QUESTIONS AND CORRECT ANSWERS (100% CORRECT VERIFIED ANSWERS) NY ADJUSTER EXAM (BRAND NEW!!) 
Kelly would like to obtain an Independent Adjuster license in New York, however, 
she has been convicted of a felony involving dishonesty or breach of trust. Kelly 
plans to submit a 1033 Waiver from the Department of Financial Services so that 
she can begin looking for a job. Which of the following is NOT a requirement for 
the Superintend...
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Arkansas Property and Casualty Exam question n answers 2024
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Arkansas Property and Casualty ExamPersonal Auto Policy - correct answer Part A: Liability Coverage 
Part B: Medical Payments Coverage 
Part C: Uninsured Motorists Coverage 
Part D: Coverage for Damage to Your Auto 
Part E: Duties After an Accident or Loss 
Part F: General Provisions 
 
You and Your - correct answer The named insured listed in the declarations, and the spouse if a resident of the same household. The named insured should always be the person or persons to whom the vehicle is titl...
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RMIN 4000 Exam 3 - Topics 8,9,10 Questions and Answers 100% Pass
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RMIN 4000 Exam 3 - Topics 8,9,10 
Questions and Answers 100% Pass 
 
How long is an auto insurance policy? usually 6 or 12 months 
 
Who writes auto insurance policies? ISO 
 
What is ISO? Insurance Services Office 
 
Five General Types of Coverage for Auto Insurance 1. Liability 
2. Uninsured Motorist 
3. Medical Payments 
4. Damage 
5. Convenience Coverage 
 
When is liability coverage implemented in auto? when you have a liability to a 3rd party for 
property damage (PD) or bodily injury (BI)...
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PSI Personal Lines Insurance Updated Questions with 100% Correct Answers | Latest & Verified
- Exam (elaborations) • 15 pages • 2024
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Loss of a CD player installed in the vehicle dashboard - CORRECT 
ANSWER-Which of the following may be covered under the physical damage 
insuring agreement of a personal auto policy? Loss of a CD player installed in the 
vehicle dashboard, damage to the vehicle caused by an engine failure, theft of a 
CB radio, all of the above 
Large limbs and branches of a tree that have fallen onto the street as a result of 
a windstorm the injured collides with them - CORRECT ANSWER-The collision 
coverage ...
Too much month left at the end of the money?
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RMIN 4000 UGA Edmunds Exam 4 Questions and Answers Solved 100%
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50% rule - you cannot recover if you are 50% or more at fault 
51% rule - you cannot recover if you are 51% or more at fault 
additional coverages under Section I - debris removal of damaged property, reasonable repairs, 
trees and other plants, fire department service charge, unauthorized credit card use, loss assessment, 
collapse, ordinance or law, graves markers or landlord's furnishings 
appraisal - used when insured and insurer agree that loss is covered but disagree as to loss 
amount 
a...
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Property Casualty CA Exam questions with correct answers
- Exam (elaborations) • 38 pages • 2023
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The Insurance Services Organization CORRECT ANSWER is a rating bureau that creates standardized policy forms. 
 
The Standard Fire policy only covers CORRECT ANSWER the perils of fire, lightning and removal. 
 
In California, the maximum coverage limit under Uninsured Motorists coverage for property damage is CORRECT ANSWER $3,500. 
 
The minimum liability limit required by California law for auto is CORRECT ANSWER 15/30/5. 
 
If you carry the minimum limits, the most your policy would pay if yo...
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New York State General Adjuster 17-70 Questions and Answers Graded A
- Exam (elaborations) • 265 pages • 2024
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New York State General Adjuster 17-70 Questions and Answers Graded A 
An employee has been asked to use his own personal vehicle to perform certain tasks on behalf of his employer. What coverage is used under the business auto policy to protect the employer for lawsuits when the employee has an accident that causes legal action against the employer? Employers non-ownership coverage. This coverage protects the employer and not the employee. The employee is covered under his own PAP policy. 
Repla...
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RMIN 4000 Exam 3 - Topics 8,9,10 Questions and Answers | 100% Pass!!
- Exam (elaborations) • 17 pages • 2024
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RMIN 4000 Exam 3 - Topics 8,9,10 Questions and 
Answers | 100% Pass!! 
How long is an auto insurance policy? -Answer-usually 6 or 12 months 
Who writes auto insurance policies? -Answer-ISO 
What is ISO? -Answer-Insurance Services Office 
Five General Types of Coverage for Auto Insurance -Answer-1. Liability 
2. Uninsured Motorist 
3. Medical Payments 
4. Damage 
5. Convenience Coverage 
When is liability coverage implemented in auto? -Answer-when you have a liability to a 
3rd party for property...
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NC ADJUSTER LICENSE PRACTICE EXAM 2024 QUESTIONS WITH CORRECT ANSWERS
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Manny is purchasing a Commercial Property policy with a Business Income form included. Manny can select from any of the following as a method to provide coverage, while avoiding the coinsurance requirement, EXCEPT: - CORRECT ANSWER The maximum monthly limit of indemnity optional coverage 
The traditional definition of actual cash value (ACV) is: - CORRECT ANSWER Replacement cost minus depreciation 
Sam and Dan are working to clean out the gutters around the roof on Sam's house. Sa...
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