Mortgage broker canada - Study guides, Class notes & Summaries
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Humber Real Estate - Course 2, Module 11, Property Value and Listing Price Considerations
- Exam (elaborations) • 7 pages • 2023
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Humber Real Estate - Course 2, Module 11, Property Value and Listing Price Considerations 
 
Comparative Market Analysis - What does CMA stand for? 
- The Appraisal Institute of Canada (AIC) 
 
- The Canadian National Association of Real Estate Appraisers - What are the 2 organizations that designate appraisers in Canada? 
Canadian Residential Appraiser (CRA): 
- Qualified to undertake any valuation and consulting assignment on dwellings containing not more than 4 self-contained family housing...
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Fundamentals of real estate exam prep|2023 LATEST UPDATE|GUARANTEED SUCCESS
- Exam (elaborations) • 27 pages • 2023
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Land 
The ground & that which is beneath & above it 
 
 
 
Real estate 
land & fixed improvements to the land 
 
 
 
 
 
 
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Real property 
land, fixed improvements & intangible rights of ownership 
 
 
 
Personal Property 
Items that can be removed without damaging to the the property 
 
 
 
Surface rights 
Rights assoctiaed with physcial ground (top layer of land) 
 
 
 
Supply 
The quantity supplied is the amount of good or service the market can offer at a certain price. Produc...
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Real Estate Express CA Principles Practice Exam #1 Questions With Correct Answers
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Thad and Pierre made an appointment to view a condo for lease advertised in the newspaper. Thad phoned the landlord and set up a viewing for two hours later in the day. The couple thought the condo was perfect and informed the landlord they wanted to start the application process to lease the condo. The landlord then explained the condo had just been leased. The next Sunday in the classifieds, the condo was again advertised for lease. A friend of the couple phoned the landlord, pretending to be ...
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RECA Residential Exam with Verified Solutions Rated 100%
- Exam (elaborations) • 38 pages • 2023
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RECA Residential Exam with Verified Solutions Rated 100% 
 
Fiduciary Representation -ANS- - Trust and confidence 
- Best interests 
- Loyalty 
 
5 Ds of Role Clarity -ANS- 1. Discuss 
2. Determine 
3. Document 
4. Disclose 
5. Do 
 
Must disclose in writing -ANS- - the nature of services provided 
- whether professional has entered into representation relationship with other party 
- any conflicts of interest 
- any other facts that may influence consumers decision to proceed with relationship ...
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Ethics, CSR and Business Environment (BUSI 601) Exam 2023-2024
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The company got in trouble when security commission of Ontario accused many of the 
company officials for breaking the laws and sharing false information to the shareholders of the 
company in the management of around two years old issue that involves fabricating paperwork 
for a number of leases. The troubles began in July 2015, when the company announced it had 
severed relations with 45 mortgage brokers following an internal probe that indicated 
borrowers' income and job information had bee...
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RECA Fundamentals of Mortgage Brokerage 2023 Exam
- Exam (elaborations) • 41 pages • 2023
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Which of the following is part of RECA's commitment to consumer protection? - Answer- 
 
What are some benefits that mortgage brokerage trade associations offer their members? - Answer- Licensing Standards for mortgage industry members 
 
Which entity has the authority to amend the Act? - Answer- Provincial Legislators 
 
Which of the following represents an accountability mechanism that RECA must comply with under the Act? - Answer- Previous Fiscal year 
 
In addition to mortgage brokerage tr...
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CSC Questions and Answers
- Exam (elaborations) • 19 pages • 2024
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CSC Questions and Answers 
capital 
wealth in the form of material things such as land and buildings, and representational things like money stocks and bonds 
 
 
 
debt instrument 
issuer promises to repay loan at maturity and makes interest payments. Bonds, Debentures, Mortgages, Treasury Bills and Commercial Paper. 
 
 
 
 
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equity instruments 
ownership stake in a compa...
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Humber Real Estate - Course 2, Module 11, Property Value and Listing Price Considerations |53 questions and answers
- Exam (elaborations) • 12 pages • 2023
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Comparative Market Analysis 
What does CMA stand for? 
 
 
 
- The Appraisal Institute of Canada (AIC) 
 
- The Canadian National Association of Real Estate Appraisers 
What are the 2 organizations that designate appraisers in Canada? 
 
 
 
Canadian Residential Appraiser (CRA): 
- Qualified to undertake any valuation and consulting assignment on dwellings containing not more than 4 self-contained family housing units or on residential dwelling sites. 
 
Accredited Appraiser Canadian Institute (...
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Fundamentals of Insurance - Self Exam Q & A Solved 100%
- Exam (elaborations) • 33 pages • 2023
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Main purpose of Insurance - Answer Allow the spread of risk 
 
Definition of Insurance - Answer -Payment's made only when a certain peril has damaged the insured object 
-Payment's limited to actual amount of loss, no more and no less 
-There's no payment for losses that are deliberately caused by an insured. 
 
Five important points to the definition of insurance: - Answer -Spread of Risk 
-Basis of Credit System 
-Eliminates Worry/Encourages Entrepreneurship 
-Loss Prevention and Loss Reduc...
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RECA Unit 4 Quiz + terms|2023 LATEST UPDATE|GUARANTEED SUCCESS
- Exam (elaborations) • 9 pages • 2023
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The term 'Act' is 
The Real Estate Act of Alberta, which is the legislation governing residential, commercial, property management, condo management and mortgage brokers. RECA administers the Act on behalf of the Alberta government 
 
 
 
The term 'VBRP' is 
Voluntary Brokers Resolution Process. As a result the broker has the control over the timing and location of the process. Whether they want to proceed with a negotiation on their own directly with the dissatisfied client or customer, or ...
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