Kentucky health Study guides, Class notes & Summaries

Kentucky Health & Life (Commonwealth Schools of Insurance - PT 4) [1-6] Latest Update with Verified Solutions What is the difference between the terms accident and sickness as used in insurance policies? - an accident occurs accidentally, - a sickness is an illness or disease is not the result of an accident. Common accident benefits under insurance policies include all of the following: - accidental death benefit - accidental dismemberment - loss of income due to an accidental injury 3) Comm...

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risk - answer-chance of loss peril - answer-cause of loss elements of risk - answer-due to chance, definite and measureable, predictable, not catastrophic, large loss exposure, insurance cannot be mandatory. medical expense policy - answer-covers hospital and medical expenses of a covered illness/injury. disability income - answer-pays income when a person misses work due to injury or illness accidental bodily injury - answer-unforseen and unintended in jury that results from an a...

Kentucky Health Insurance exam study guide Questions and Answers (Latest Update 2024)

Kentucky Health Insurance Exam Q&A 2024 All of the following statements about non-cancellable policies are true EXCEPT A. A noncancellible police is also called a noncancellible and guaranteed renewable policy B. The only right to cancel the noncancellable policy is for nonpayment of premiums C. The insurer may increase the premium rate after the policy is in effect provided it does so by classes of insureds D. the insurer may regain the right to cancel or not to renew when they insured re...

Kentucky Health Insurance Exam Study ______ policies cover only those injuries and illnesses that occur outside of one's job. A. Limited B. Nonoccupational C. Workers compensation D. Full coverage ️B. Non-occupation A business entity acting as an agent is required to obtain what kind of license? A. an adjuster's license B. A broker's license C. An agent's license D. A consultant's license ️C. An agent's license A person or business entity who collects premiums and/or adjusts ...

Kentucky Health Insurance exam study guide Questions and Answers (Latest Update 2024)

KENTUCKY HEALTH INSURANCE LICENSE EXAM 2024 WITH 100% CORRECT ANSWERS Sean has renewed his health insurance policy with Ability Insurance every year for the past 3 years. At this renewal, Sean received an extra payment from his insurer as a reward for renewing his policy and to encourage him to renew his policy again next year. What is this extra amount called? 1. An endorsement 2. An accumulation 3. A supplemental benefit 4. An additional benefit - correct answer An accumulation When...

KENTUCKY HEALTH INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS C. The insurer may increase the premium rate after the policy is in effect provided it does so by classes of insureds - correct answer All of the following statements about non-cancellable policies are true EXCEPT A. A noncancellible police is also called a noncancellible and guaranteed renewable policy B. The only right to cancel the noncancellable policy is for nonpayment of premiums C. The insurer may increase the pr...

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