Indemnity plans Study guides, Class notes & Summaries
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MI Insurance Exam Questions and Answers Rated A
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MI Insurance Exam Questions and 
 
Answers Rated A 
 
an insurance applicant with a below average likelihood of loss is typically considered to be 
Preferred Risk 
 
Tim is covered under a group plan and would like to change is group coverage to an individual 
policy with the name insurer because of employment termination. Which of these describes the 
change that will take place? Conversion 
 
Matt is applying for life insurance and requests a double indemnity rider. A double indemnity 
benefit...
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CEBS GBA 1 Assignment 3 Questions and Answers All Correct
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CEBS GBA 1 Assignment 3 Questions and Answers All Correct 
prepaid service plans - Answer-this type of plan provided a set allowance (level of benefit) for hospital/medical services and paid them directly to the provider 
 
ex: blue cross blue shield 
 
indemnity plans - Answer-plans that reimbursed or indemnified a set dollar amount to the subscriber 
 
first dollar coverage - Answer-plan pays benefits from the minute an expense is incurred. the subscriber pays no expense. this model was used ...
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FACHE WK3&4 Finance exam 2024 with 100% correct answers
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Depreciation expense that is calculated in accordance with GAAP using the straight-line method is obtained by: 
a. Dividing the historical cost of the asset by the number of years of its estimated useful life. 
b. Dividing the historical cost of the asset by the annual cost of maintaining the asset. 
c. Dividing the present-day value of the asset by the number of years of its estimated useful life. 
d. Dividing the historical cost of the asset (less its estimated salvage value) by the number of...
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FACHE WK3&4 Finance exam 2024 with 100% correct answers
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Depreciation expense that is calculated in accordance with GAAP using the straight-line method is obtained by: 
a. Dividing the historical cost of the asset by the number of years of its estimated useful life. 
b. Dividing the historical cost of the asset by the annual cost of maintaining the asset. 
c. Dividing the present-day value of the asset by the number of years of its estimated useful life. 
d. Dividing the historical cost of the asset (less its estimated salvage value) by the number of...
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ARIZONA LIFE AND HEALTH INSURANCE STATE EXAM 2024 WITH 100% CORRECT ANSWERS
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Which statement regarding the cash value of a whole life insurance policy is correct? - correct answer Available to the policyowner when the policy has been surrendered. 
 
Which of the following is NOT a valid contract exchange? - correct answer An annuity exchanged fora . life insurance policy. 
 
Interest is credited to a fixed annuity no lower than the - correct answer contract guaranteed rate 
 
Under the uniform mandatory provisions, an accident and health insurer has the right to request ...
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PENNSYLVANIA STATE HEALTH AND LIFE INSURANCE EXAM 2024
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PENNSYLVANIA STATE HEALTH AND LIFE INSURANCE EXAM 2024 
 
Plan A - correct answer Which of the following must be present in all medicare supplement plans? 
 
National Do not call registry - correct answer What was created to keep telemarketers from calling consumers who do not wish to be contacted? 
 
Indemnity - correct answer Which insurance principle states that if a policy allows for greater compensation than the financial loss incurred, the insured may only receive benefits for the amount l...
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California Life, Accident, and Health Licensing Exam Questions and Answers 100% Pass
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California Life, Accident, and Health Licensing 
Exam Questions and Answers 100% Pass 
Co-insurance - Correct Answer ️️ -The policy provision which requires the insurer and 
the insured to share in the cost of services rendered 
Exclusion ratio - Correct Answer ️️ -The formula which is used by the IRS to determine 
how much is taxable to an annuitant during the pay out period. 
Occupational policy - Correct Answer ️️ -When a disability income policy provides 
coverage for injuries wh...
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NCCT Billing certification extra study questions and answers
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NCCT Billing certification extra study 
questions and answers 
Payment of premium deductible and coinsurance - Answer-Which conditions need to 
be met before payment is made under an Indemnity Plan? 
any provider - Answer-Under an Indemnity Plan, typically a patient may use the services 
of: 
after medical services are provided - Answer-Under a fee-for-service plan, the third 
party payer makes a payment: 
$680 - Answer-How much is owed for service of $1800 on an indemnity plan with a 
deductibl...
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CA Life and Health Exam Questions and Answers Already Passed
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CA Life and Health Exam Questions and Answers Already Passed What is insurance? Insurance is the legal contract where two parties agree that if something will happen, a value will be exchanged. 
What's the difference between pure risk and speculative risk? Pure risk is when you'll lose it all or there will be no change. Speculative risk you can either win or lose. 
What is peril? peril is the causes of loss insured against in an insurance policy 
What is hazard? conditions that increase the pr...
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Xcel Life Insurance Exam
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Xcel Life Insurance Exam 
 
Replacement regulation is designed to protect - Policyowners from mirepresentation and loss 
of benefits 
 
All Health Benefit Plans issued after January 1, 2014 must provide - Preventative health 
services 
 
Which of these will have the highest monthly payout upon annuitization - Straight life 
 
Which of the following is included in the entire contract according ti the entire contract 
provison? - Clauses 
 
Which of the following is considered to be an alternative...
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