In the ho 3 policy - Study guides, Class notes & Summaries
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ACA Final Exam Questions and Answers 2023
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ACA Final Exam Questions and Answers 2023 
At the end of this course, you must do which of the following? 
 
Pass the final course exam with a scored of 70% or higher 
 
Print your certificate from this website 
 
Apply for your Insurance Adjuster license at the Florida Department of Financial Services website at 
 
All of the above 
All of the above 
 
 
 
Which of the following is NOT one of the duties of the Department of Financial Services? 
 
License adjusters 
Set rates and write policies ...
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Property and Casualty Insurance Exam – Georgia Questions and Answers 100% Pass
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Property and Casualty Insurance Exam – Georgia Questions and Answers 100% Pass BPP building coverage insures the building at the described location, outdoor, fixtures, furnitures, items used to service the property, permanently installed machinery and equipment, and additions under construction, including the materials, supplies, and equipment. 
HO limits of property at other residences the larger of $1000 or 10% Coverage C. Limit does not apply if property is moved because the residence premi...
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State Farm Fire Independent Policy Exam 2022
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Select the false statement listed below: In the HO-3 policy, the ALE payments will be made only for: 
 
Select the single best answer: 
 
A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. 
B. If the insured does not rebuild, the time necessary for the insured to relocate in permanent living quarters, but not to exceed 24 months. 
C. ALE payments can run beyond the expiration of the policy. 
D. ALE payments are limited to incurred costs for the...
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State Farm Fire Independent Policy Exam
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State Farm Fire Independent Policy 
Exam 
Select the false statement listed below: In the HO-3 policy, the ALE payments will be made only for: 
Select the single best answer: 
A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. 
B. If the insured does not rebuild, the time necessary for the insured to relocate in permanent living 
quarters, but not to exceed 24 months. 
C. ALE payments can run beyond the expiration of the policy. 
D. ALE payme...
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State farm fire independent policy exam Questions and Answers (2022/2023) (Verified Answers)
- Exam (elaborations) • 18 pages • 2022
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Select the false statement listed below: In the HO-3 policy, the ALE payments will be made only for: 
Select the single best answer: 
A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. 
B. If the insured does not rebuild, the time necessary for the insured to relocate in permanent living 
quarters, but not to exceed 24 months. 
C. ALE payments can run beyond the expiration of the policy. 
D. ALE payments are limited to incurred costs for the sh...
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Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions
- Exam (elaborations) • 52 pages • 2023
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Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - Correct Answer -B. The insured 
Which of the following is the type of report that indicates the initial results of 
a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Re...
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AL Practice Exam – Adjusting 2023 with complete solution
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1.	1. The insured carries a BOP policy with protective systems such as a sprinkler system. If the system becomes inoperative, the insured must 
advise the insurance company of the problem within	if the system cannot be restored to working order: 48 hours Your Answer 
2.	2. Tina has two policies (Policy X and Policy Y) that cover the same risk on a pro rata basis. Policy X has a limit of $100,000 and Policy Y has a limit of 
$25,000. When Tina suffers a loss totaling $75,000, how will the two pol...
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State Farm Fire Independent Policy Exam with Complete Solutions
- Exam (elaborations) • 16 pages • 2022
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Select the false statement listed below: In the HO-3 policy, the ALE payments will be made only for: 
 
Select the single best answer: 
 
A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. 
B. If the insured does not rebuild, the time necessary for the insured to relocate in permanent living quarters, but not to exceed 24 months. 
C. ALE payments can run beyond the expiration of the policy. 
D. ALE payments are limited to incurred costs for the...
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Virginia Property and Casualty Insurance Exam Prep (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 30 pages • 2024
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Virginia Property and Casualty Exam Prep 
(Latest 2024/ 2025 Update) Questions and 
Verified Answers| 100% Correct| Grade A 
 
Q: What is mysterious disappearance? 
 
 
Answer: 
Misplacement or loss of property without knowledge as to the location, time and cause of the 
loss 
 
 
 
Q: What are additional coverages available in Homeowners policies without additional 
premiums? 
 
 
Answer: 
Debris removal, lawns/plants/shrubs, and trees,removal, reasonable repairs, and fire department 
serv...
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Michigan P & C Insurance Exam Test. Questions and answers. 100% Verified. Rated A
- Exam (elaborations) • 8 pages • 2023
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Michigan P & C Insurance Exam Test. Questions and answers. 100% Verified. Rated A 
 
 
Termination of Insurance for auto and home must be sent to last know address no later than - 30 days before cancellation 
 
Termination of casualty insurance cannot take place until- from the mailing date - 10 days 
 
PIP in auto insurance covers individual care from a family member for - a limit of $20 a day for three years 
 
limited collision - shall pay for collision damage to the insured vehicle without a...
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