Hud housing counseling Study guides, Class notes & Summaries
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HUD Housing Counseling Exam Questions and Answers 100% Pass
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HUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Civil Rights Act of 1866 - Correct Answer ️️ -Federal law granting citizenship to former 
slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 - Correct Answer ️️ -banned discrimination in the rental or 
sale of housing (Race, color, religion, national origin) 
Housing and Community Development Act of 1974 - Correct Answer ️️ -added gender 
(sex) to the protected classes 
Fair Housing Amendments ...
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HUD Housing Counseling Exam Question and answers rated A+ 2024
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HUD Housing Counseling Exam Question and answers rated A+ 2024 
Back-end ratio - correct answer The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and...
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HUD Housing Counseling Exam Questions with complete solution 2023/2024
- Exam (elaborations) • 29 pages • 2024
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HUD Housing Counseling Exam Questions with complete solution 2023/2024Civil Rights Act of 1866 - correct answer Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 - correct answer banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 - correct answer added gender (sex) to the protected classes 
 
Fair Housing Amendments Act ...
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HUD Housing Counseling Exam Correctly Solved 100% Correct!!
- Exam (elaborations) • 27 pages • 2023
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HUD Housing Counseling Exam Correctly Solved 100% Correct!! 
 
Civil Rights Act of 1866 
Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 
banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
Housing and Community Development Act of 1974 
added gender (sex) to the protected classes 
Fair Housing Amendments Act of 1988 
Added Disability and familial status to protected classes. 
R...
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HUD Housing Counseling Exam Questions and Answers 100% Pass
- Exam (elaborations) • 17 pages • 2024
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HUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Which document should the counselor review with the client to identify spending habits 
and track expenses? 
A. Credit report 
B. Pay stubs 
C. Bank Statement 
D. Tax returns - Correct Answer ️️ -Bank Statement 
Which additional information would the housing counselor need to prepare a household 
budget for this client? 
A. Net Income 
B. Lease Documentation 
C. Credit Score 
D. Bankruptcy Discharge - Correct Answer ️️ -Net In...
Too much month left at the end of the money?
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HUD Housing Counseling Exam Complete Questions & Answers!!
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classes 
 
Fair Housing Amendments Act of 1988 - ANSWER Added Disability and familial status to protected classes. Civil Rights Act of 1866 - ANSWER Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 - ANSWER banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 - ANSWER added gender (sex) to the protected 
 
Real Estate Settlement a...
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HUD Housing Counseling Exam Complete Questions and Answers!
- Exam (elaborations) • 29 pages • 2024
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HUD Housing Counseling Exam ComplCivil Rights Act of 1866 - ANSWER Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 - ANSWER banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 - ANSWER added gender (sex) to the protected classes 
 
Fair Housing Amendments Act of 1988 - ANSWER Added Disability and familial status to protected cla...
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HUD Housing Counseling (HUD Housing Counseling Certification Exam) Latest Questions With Correct Answers.
- Exam (elaborations) • 10 pages • 2023
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HUD Housing Counseling (HUD Housing Counseling Certification Exam) Latest Questions With Correct Answers.
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HUD Housing Counseling Exam 120 Questions with Correct Answer Elaboration
- Exam (elaborations) • 20 pages • 2023
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HUD Housing Counseling Exam 120 Questions with Correct Answer Elaboration
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HUD Housing Counseling Exam Questions and answers Graded A+
- Exam (elaborations) • 37 pages • 2024
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Civil Rights Act of 1866 - Answer-Federal law granting citizenship to former slaves; passed over 
Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 - Answer-banned discrimination in the rental or sale of housing (Race, color, 
religion, national origin) 
Housing and Community Development Act of 1974 - Answer-added gender (sex) to the protected 
classes 
Fair Housing Amendments Act of 1988 - Answer-Added Disability and familial status to protected 
classes. 
Real Estate Settlement and p...
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