Hud fair housing - Study guides, Class notes & Summaries
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HUD Housing Counseling Exam Questions and Answers 100% Pass
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HUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Civil Rights Act of 1866 - Correct Answer ️️ -Federal law granting citizenship to former 
slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 - Correct Answer ️️ -banned discrimination in the rental or 
sale of housing (Race, color, religion, national origin) 
Housing and Community Development Act of 1974 - Correct Answer ️️ -added gender 
(sex) to the protected classes 
Fair Housing Amendments ...
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Hawaiian Real Estate Module 3 Questions and Answers 100% Pass
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Hawaiian Real Estate Module 3 
Questions and Answers 100% Pass 
Mr. Juarez, a Spanish-American man, went to a real estate agency to rent a home. 
They placed him with a Spanish-speaking salesperson, who showed Mr. Juarez 
properties in Spanish-speaking areas only. Mr. Juarez asked about a house he had 
seen in a Caucasian neighborhood. The salesperson lied in telling Mr. Juarez that the 
property had already been rented. This is: 
A) Illegal discrimination based upon the company policy of placin...
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Champions School of Real Estate Finance
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The process of creating a new mortgage loan 
Origination 
The detailed process of evaluating a borrower's loan application to determine the risk involved for the lender 
Underwriting 
When there is an excess of money supply in the market 
Monetary inflation 
Which agency insures deposits in bank and thrift institution for up to $250,000? 
Federal Deposit Insurance Corporation 
prohibit housing discrimination based on sex, race, color, religion, national origin, disabilities, or familial status ...
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HUD Housing Counseling Exam Questions with complete solution 2023/2024
- Exam (elaborations) • 29 pages • 2024
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HUD Housing Counseling Exam Questions with complete solution 2023/2024Civil Rights Act of 1866 - correct answer Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 - correct answer banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 - correct answer added gender (sex) to the protected classes 
 
Fair Housing Amendments Act ...
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HUD EXAM PREP - FAIR HOUSING QUESTIONS AND ANSWERS 100% CORRECT
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HUD EXAM PREP - FAIR HOUSING QUESTIONS AND ANSWERS 100% CORRECTHUD EXAM PREP - FAIR HOUSING QUESTIONS AND ANSWERS 100% CORRECTHUD EXAM PREP - FAIR HOUSING QUESTIONS AND ANSWERS 100% CORRECTHUD EXAM PREP - FAIR HOUSING QUESTIONS AND ANSWERS 100% CORRECT
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HUD Housing Counseling Exam Correctly Solved 100% Correct!!
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HUD Housing Counseling Exam Correctly Solved 100% Correct!! 
 
Civil Rights Act of 1866 
Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 
banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
Housing and Community Development Act of 1974 
added gender (sex) to the protected classes 
Fair Housing Amendments Act of 1988 
Added Disability and familial status to protected classes. 
R...
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HUD Housing Counselor Actual Questions and CORRECT Answers
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HUD Housing Counselor Actual Questions 
and CORRECT Answers 
3.2 FHIP & FHAP? - CORRECT ANSWER- FHIP provides funding to fair housing 
organizations and non-profits that assist people who may have been victims of housing 
discrimination. 
FHAP provides annual funding to state and local agencies that are substantially equivalent to 
the Fair Housing Act. These funds go towards an agency's capacity building, administrative 
costs, investigative and enforcement efforts, training, and other ...
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HUD Exam - Fair Housing Questions and Answers 100% Verified
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HUD Exam HUD Exam - Fair Housing Questions and Answers 100% VerifiedHUD Exam - Fair Housing Questions and Answers 100% VerifiedHUD Exam - Fair Housing Questions and Answers 100% VerifiedFair Housing Questions and Answers 100% Verified 
Which describes the legally enforceable terms that govern the use of real estate? 
A. Residential security restrictions 
B. Deed restrictions 
C. Redlined Maps 
Government-sponsored deeds - ANSWER-B. Deed Restrictions 
-Deed restrictions are legally enforceable te...
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HUD Housing Counselor Exam Questions and Answers 100% Pass
- Exam (elaborations) • 11 pages • 2024
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HUD Housing Counselor Exam 
Questions and Answers 100% Pass 
Adjustable Rate Mortgage (ARM) - Correct Answer ️️ -Adjustable rate mortgages 
have an initial rate that applies for a defined period of time (typically from one month to 
10 years), then adjusts at pre-determined intervals for the life of the loan. Interest rates 
can increase or decrease when adjusted. 
Adjusted Gross Income - Correct Answer ️️ -Gross income minus adjustments, or 
reductions, that one is eligible for, such as...
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Module 3: Hawaii Pre-Licensing Real Estate Class Exam Questions and Answers 100% Pass
- Exam (elaborations) • 22 pages • 2024
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Module 3: Hawaii Pre-Licensing Real 
Estate Class Exam Questions and 
Answers 100% Pass 
1) Mr. Juarez, a Spanish-American man, went to a real estate agency to rent a home. 
They placed him with a Spanish-speaking salesperson, who showed Mr. Juarez 
properties in Spanish-speaking areas only. Mr. Juarez asked about a house he had 
seen in a Caucasian neighborhood. The salesperson lied in telling Mr. Juarez that the 
property had already been rented. This is: 
A) Illegal discrimination based upon ...
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