Homeowners coverage c Study guides, Class notes & Summaries
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Georgia Personal Line Exam Questions and Answers 100% Pass
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Georgia Personal Line Exam 
Questions and Answers 100% Pass 
In an insured's neighborhood, individuals are required to pay the fire department if 
called to their premises. This insured has a homeowner policy. How much will the policy 
pay for these fire department service charges? - Correct Answer ️️ -up to $500 
When applying for an individual life insurance policy, an applicant states that he went to 
the doctor for nausea, but fails to mention that he was also having severe chest pains....
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New York State Property and Casualty Licensing Exam Questions and Answers Graded A+
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New York State Property and Casualty Licensing Exam Questions and Answers Graded A+ 
 
Pro Rata Liability Clause is included in an insurance policy to deal with the problem of Duplicate insurance policies 
The purpose of this clause is to illustrate the method to determine each insurer's liability in case of a loss. Each insurer pays its fair share determined by the percentage that the carrier's limit bears to the total coverage carried. 
 
pro rata liability If a loss occurs that is covered...
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State Farm Fire Independent Policy Exam 2023 with verified and complete solution
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1.	Select the false statement listed below: In the HO-3 policy, the ALE pay- ments will be made only for: 
 
Select the single best answer: 
 
A.	The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. 
B.	If the insured does not rebuild, the time necessary for the insured to relocate in permanent living quarters, but not to exceed 24 months. 
C.	ALE payments can run beyond the expiration of the policy. 
D.	ALE payments are limited to incurred costs fo...
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ACA Final Exam Questions and Answers 2023
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ACA Final Exam Questions and Answers 2023 
At the end of this course, you must do which of the following? 
 
Pass the final course exam with a scored of 70% or higher 
 
Print your certificate from this website 
 
Apply for your Insurance Adjuster license at the Florida Department of Financial Services website at 
 
All of the above 
All of the above 
 
 
 
Which of the following is NOT one of the duties of the Department of Financial Services? 
 
License adjusters 
Set rates and write policies ...
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Texas Property and Casualty Exam Questions and Answers Verified 100%
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Texas Property and Casualty Exam Questions and Answers Verified 100% 
 
____ is uncertainty of loss - risk 
 
____ is a transfer of risk from the insured to the insurer - insurance 
 
____ risk means there is no chance of gain. It is insurable. - pure 
 
____ risk means there is a chance of a loss or a gain. It is not insurable. - speculative 
 
a ____ is something that increases the risk. - hazard 
 
the principle of _____ governs property and casualty policies. It states that the purpose of th...
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Personal Finance 6th Edition Madura - Test Bank
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Personal Finance, 6e (Madura) 
Chapter 1 Overview of a Financial Plan 
 
1.1 How You Benefit from Personal Finance 
 
1) Most Americans will never be able to understand and develop a personal financial plan. 
Answer: FALSE 
Diff: 1 
Question Status: Previous edition 
 
2) The simple objective of financial planning is to make the best use of your resources to achieve your financial goals. 
Answer: TRUE 
Diff: 2 
Question Status: Previous edition 
 
3) An understanding of personal finan...
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Louisiana Property & Casualty Exam - PSI & ExamFX questions and correct answers
- Exam (elaborations) • 8 pages • 2023
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If a producer allows his license to lapse, within what time period may the producer reinstate the same license? - correct answer b) 2 years 
 
Producers who allow their license to lapse may reinstate them same license within 2 years, upon proof of fulfilling all continuing education requirements through the date of reinstatement, & by paying all overdue fees. 
 
Which of the following would be eligible for Homeowners Coverage F - Medical Payments in the event of injury at the insured's premise...
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Georgia Property & Casualty Exam
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Which of the following correctly describes a principal difference between a dwelling policy and a homeowners policy? 
 
A.) A dwelling policy only covers the dwelling, other structures, personal property, fair rental value, and additional living expenses. It does not cover liability. 
B.) Both policies are almost identical, except that the homeowners policy focuses on the more expensive homes. 
C.) A dwelling policy requires that the owner occupy the dwelling. 
D.) Although any one- to four-fami...
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Florida Personal Lines Exam 2024-2025 Questions and Answers 100% Verified
- Exam (elaborations) • 99 pages • 2024
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Under Part A of a Personal Auto Policy, which of the following losses would be covered? 
A.) Damage to property being transported by the insured 
B.) Damage to a neighbor's parked car 
C.) Damage to a neighbor's lawn mower in the care of the insured 
D.) Damage to the home the insured owns - B.) Damage to a neighbor's parked car 
Which of the following is true regarding the Fine Arts Floater? 
A.) Coverage is limited to the United States, Canada, and Mexico 
B.) Coverage is primarily for stam...
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Property & Casualty Insurance License Test Updated 2022 > Pass the P&C Insurance Licensing Exam With Flying Colors.
- Summary • 24 pages • 2022
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Property and casualty insurance Exam Questions and Answers Updated Nov 2022. 
A banker is ready to close on a customer's loan. The bank is prepared to offer the loan but only if the customer purchases a life insurance policy from the bank in the amount of the loan. This is an example of 
 
A builder's risk form is most often written as which of the following? 
 
A building is insured, but no one has lived or worked in it for 10 years. The building is completely empty of any furniture or perso...
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