Graded premium whole life - Study guides, Class notes & Summaries
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Massachusetts Life Insurance Final Exam Questions and Answers Graded A+
- Exam (elaborations) • 33 pages • 2024
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Massachusetts Life Insurance Final 
Exam Questions and Answers 
 
Graded A+ 
 
in Massachusetts, a small employer is comprised of 1-50 employees 
 
Kate received a group accident and health termination notice. How many days does she have to 
apply for a converted policy? 31 
 
Scott has a life insurance policy in which the dividends are left with the insurance company. This 
particular policy may be paid up when the cash value plus accumulated dividends equal the 
net single premium for the same...
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Webce Insurance test questions and answers with complete Solution 100% Verified Latest 2024
- Exam (elaborations) • 88 pages • 2024
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Webce Insurance test questions and answers with complete Solution 100% Verified Latest 2024 
Webce Insurance test questions and answers 
with complete Solution 100% Verified Latest 
2024 
Agent Thompson received a letter from the Department of Insurance asking her to 
provide proof of completing the continuing education requirements. Within how 
many days must Agent Thompson respond to the Department's inquiry? 
20 
30 
10 
45 
10 days 
Abby lives in Ohio, where she is licensed as an insura...
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Primerica -Insurance Exam test Questions and Answers 2024/2025
- Exam (elaborations) • 19 pages • 2024
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Primerica -Insurance Exam test 
Questions and Answers 2024/2025 
An insurer has made all of the decisions regarding the provisions included in the 
insured's policy. The insured finds an objectionable provision and wants to negotiate it 
with the insurer but is not allowed to do so. Her only options are to reject the policy or 
accept it as is. Which contract feature does this describe? 
a) Unilateral 
b) Conditional 
c) Personal 
d) Adhesion - CORRECT ANSWER-Adhesion 
An insurance policy t...
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Florida Life, Health and Variable Annuity Exam Latest Update Graded A
- Exam (elaborations) • 32 pages • 2024
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Florida Life, Health and Variable Annuity Exam Latest Update Graded A Categories of Life Insurance Ordinary, Industrial and Group 
Ordinary Life is individual life insurance that includes many types of TERM and PERMANENT insurance and is usually paid with monthly premiums. Is the principal type of life insurance purchased in the United States. 
Industrial Insurance small issue amounts with premiums collected weekly or monthly by agents at policyowner's home. Also known as BURIAL INSURANCE 
Grou...
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WebCE Exam Questions with 100% Correct Answers
- Exam (elaborations) • 73 pages • 2024
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All of the following are eligible to purchase a group life insurance policy EXCEPT: 
 
The Wonderful Widget Company, which employs more than 200 people 
The State Electrical Workers Union 
The Retailers Multiple Employer Trust, formed by two retailers to purchase insurance for their employees 
Stan and his neighbors, who form their own group to buy group coverage at a lower cost than their individual coverages Correct Answer Stan and his neighbors are not eligible to purchase group life insuranc...
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Michigan Life Insurance State Exam Practice Test with Answer Key | Latest 2024/2025
- Exam (elaborations) • 43 pages • 2024
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Which is TRUE regarding the annuitant, when the annuitant is NOT the policy owner? 
 
1. The annuitant has the right to name the beneficiary 
 
2. The annuitant is the person paying the premiums 
 
3. The cash value is available to the annuitant for withdrawals 
 
4. Annuity payments will be based on the annuitants life expectancy ️ Annuity payments will be based on the annuitants life expectancy 
 
Signing an applicants name for insurance is known as...? 
1. Concealment 
 
2. Defamation 
 ...
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Virginia life and Health Final Exam Questions and Answers 100% Pass
- Exam (elaborations) • 42 pages • 2024
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Virginia life and Health Final Exam 
Questions and Answers 100% Pass 
 
Insurable inter in one's own life is legally considered as Generally unlimited 
 
Where dose the primary funding for medical part A come from? Federal payroll and self 
employment taxes 
 
What would be a valid reason for naming a trust as the beneficiary of a life insurance policy as 
opposed to naming an individual? Management of proceeds would be provided 
 
Virginia requires that an agent must complete___ hours of conti...
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Webce Insurance test questions|Latest Update Graded A+
- Exam (elaborations) • 47 pages • 2024
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Webce Insurance test questions|Latest Update Graded A+ 
Agent Thompson received a letter from the Department of Insurance asking her to provide proof of completing the continuing education requirements. Within how many days must Agent Thompson respond to the Department's inquiry? 
 
20 
30 
10 
45 
10 days 
 
 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? 
 
S...
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Life Insurance License Exam well answered rated A+
- Exam (elaborations) • 22 pages • 2024
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Life Insurance License ExamOrdinary Straight Life - Whole Life - correct answer - Protection from the date of the policy issued to the date of the insured's death, or if still living at age 100 the policy has matured and death benefits are paid 
- Premium rate is based on the assumption that the insured will be paying premium for the "whole of life" 
- No changes can be made to the policy without the consent of the policy owner and the insurer 
- Death benefit and premium remain constant th...
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Primerica - Exam test Questions & Answers
- Exam (elaborations) • 29 pages • 2024
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An insurer has made all of the decisions regarding the provisions included in the insured's policy. The insured finds an objectionable provision and wants to negotiate it with the insurer but is not allowed to do so. Her only options are to reject the policy or accept it as is. Which contract feature does this describe? 
a) Unilateral 
b) Conditional 
c) Personal 
d) Adhesion - Answer--Adhesion 
 
An insurance policy that only requires a payment of premium at its inception, provides insuranc...
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