Fdcpa questions - Study guides, Class notes & Summaries

FDCPA Exam Prep Questions and Answers with Complete Solutions |Rated A+ What is the definition of a consumer? a. A person who offers or extends credit b. A person who is obligated or allegedly obligated to pay a debt c. A person who collects debt - b. A person who is obligated or allegedly obligated to pay a debt Which of the below is not considered a 3rd party? a. The consumer's attorney b. The neighbor of the consumer c. Answering machine d. The mother of the consumer - a. The cons...

FDCPA Exam Questions and Answers with Complete Solutions |Rated A+ According to the FDCPA only, in a community property state, you may speak with the consumer's spouse in connection with the collection of a debt. (T/F)? - TRUE- can always speak with spouse in a community property state In a non-community property state, you may speak with the consumer's spouse in connection with the collection of a debt. (T/F)? - FALSE FALSE- If they are requesting validation we can't use against them ...

FDCPA Test Study Guide| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) Q: 803. Definitions 15 USC 1692a Q: 803. Bureau Answer: term means the Bureau of Consumer Financial Protection. Q: communication Answer: term means the conveying of information regarding a debt directly or indirectly to any person through any medium Q: consumer Answer: term means any natural person obli- gated or allegedly obligated to pay any debt Q: credi...

FDCPA Exam Questions and Answers with Complete Solutions |Rated A+

FDCPA EXAM 2024/ REAL QUESTIONS WITH CORRECT VERIFIED ANSWERS/LATEST

CPA Practice exam 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade FDCPA - Fair Debt Collection Practices Act Debtor - One who is obligated or allegedly owes or would have to pay debts

FDCPA Exam Prep Questions and Answers with Complete Solutions |Rated A+

FDCPA Test Questions and Answers with Complete Solutions |Rated A+ True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a debt. (809) Tru...

FDCPA Test| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) Q: When must you identify the name of the company you are calling from when speaking with a 3rd party? a. Every time you speak to someone b. When specifically asked by the 3rd party c. Never Answer: b. When specifically asked by the 3rd party Q: When communicating with a consumer, a debt collector: A. Must only communicate with the consumer once unless the debt collector believes the consumer ha...

FDCPA Exam Questions and Answers with Complete Solutions |Rated A+