Fdcpa guide - Study guides, Class notes & Summaries

Fair Debt Collections Practices Act (FDCPA) - CRCM Study Guide with complete solutions

What is the definition of a consumer? a. A person who offers or extends credit b. A person who is obligated or allegedly obligated to pay a debt c. A person who collects debt - b. A person who is obligated or allegedly obligated to pay a debt Which of the below is not considered a 3rd party? a. The consumer's attorney b. The neighbor of the consumer c. Answering machine d. The mother of the consumer - a. The consumer's attorney Define the term "Creditor": a. A person who is obliga...

In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. T...

CPSS Study Guide Exam 433 Questions with Verified Answers What does an Excludes1 note mean in ICD-10? - CORRECT ANSWER The code excluded should never be used. What is used at the end of an ICD-10 diagnosis code to indicate additional digits are required? - CORRECT ANSWER Dashes When coding services for eyelids, and the condition affects all four eyelids, separate codes must be assigned for all four eyelids. - CORRECT ANSWER False In the Alphabetic Index, ______ are used to identify m...

In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. T...

Community Association - ANSWER legal entity in which the owners enjoy the protection, enhancement, maintenance and preservation of their homes and property. What're the three defining characteristics of community associations? - ANSWER 1. Membership in the community association is mandatory and automatic for all owners 2. Certain association governing documents bind the owner and the association to each other through mandated actions. 3. Mandatory lien-based assessments (maintenance fees) ...

True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a debt. (809) True or False... A professional debt collector should not continue comm...

CPSS Study Guide Exam 433 Questions with Verified Answers What does an Excludes1 note mean in ICD-10? - CORRECT ANSWER The code excluded should never be used. What is used at the end of an ICD-10 diagnosis code to indicate additional digits are required? - CORRECT ANSWER Dashes When coding services for eyelids, and the condition affects all four eyelids, separate codes must be assigned for all four eyelids. - CORRECT ANSWER False In the Alphabetic Index, ______ are used to identify m...

FDCPA Study Guide Questions and Answers with Complete Solutions |Rated A+ In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict construction statute, which m...

FDCPA Study Guide Questions and Answers with Complete Solutions |Rated A+ In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict construction sta...