Coverage a dwelling Study guides, Class notes & Summaries
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 
Mason has suffered a $42,000 loss to his commercial building due to fire. The building is covered under the Building & Personal Property coverage form and had been vacant for 74 days. The insurer would have paid the entire loss if the building had been occupied, but what will they pay because the insured building was considered vacant? 
 
$28,980. 
$42,000. 
$6,300. 
$35,700. - ANS For a loss that would otherwise be covered f...
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Texas Property & Casualty Insurance License Exam With Accurate Answers 2023
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Texas Property & Casualty Insurance License Exam with Accurate Answers 2023 
 
In order to be considered legally binding, an insurance contract must include all of the following - Offer and acceptance. 
Competent parties. 
Consideration 
(The four essential elements of all legal contracts are offer and acceptance, consideration, legal purpose, and competent parties.) 
 
With respect to a bonded contractor who defaults on a construction performance contract, which of the following statements is...
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LA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATE
- Exam (elaborations) • 7 pages • 2023
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LA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATELA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATELA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATE 
multi-line policies - ANSWER-HO policies are _ which mean they combine property and casualty coverages in the same policy. it packages several coverages related to a specific type of exposure, and it reduces the number of policies one has to purchase. 
 
person...
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CCIFP Exam Questions & Answers | 100% Correct Answers | Verified | Latest 2024 Version
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CCIFP Exam Questions & Answers | 
100% Correct Answers | Verified | Latest 
 
2024 Version 
 
What is the legal definition of a contract? What is the IRS definition? - An agreement between 2 
parties that is legally binding & enforceable under applicable law. 
 
Strategic planning must consider external factors. These factors change rapidly and are outside the 
contractor control. - 
1. Political 
2. Regulatory 
3. Market Outlook 
4. Social 
5. Technology 
6. Economic 
 
Strategic planning must...
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NJ PSI Property and Casualty Exam Questions with correct Answers
- Exam (elaborations) • 5 pages • 2022
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The Mobile Home Endorsement of a Homeowners policy affords coverage to mobile homes under the? 
A. HO-1 (Basic Form) 
B. HO-2 (Broad Form) 
C. HO-3 (Special Form) 
D. HO-2 or HO-3 (Broad and Special) - ANSWER-D. HO-2 or HO-3 (Broad and Special) 
 
All of the following are eligible for coverage under Homeowners policy except? 
A. A condominium unit owner. 
B. A farm owner. 
C. A mobile home owner. 
D. A tenant in an apartment building. - ANSWER-B. A farm owner. 
 
The term Insured Location under ...
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Texas All Lines Adjuster Exam 2023 Questions and Answers (Graded A)
- Exam (elaborations) • 36 pages • 2023
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Texas All Lines Adjuster Exam 2023 Questions and Answers (Graded A)Texas All Lines Adjuster Exam 2023 Questions and Answers (Graded A)Texas All Lines Adjuster Exam 2023 Questions and Answers (Graded A) 
 
All of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: - ANSWER-While performing a task that a fellow worker requested, that was unusual to the employee's job description, but occurred on the employe...
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Texas all lines adjuster exam | 378 Questions with 100% Correct Answers | 36 Pages
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All of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: - While performing a task that a fellow worke r requested, that was unusual to the employee's job description, but occurred on the employer's premises during working hours. Which of the following statements is NOT TRUE regarding the implied warranties of an Ocean Marine policy? - The implied warranties are attached to the policy as an endorsement...
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Insurance Customer Service Rep 440 Exam Review questions and answers graded A+.
- Exam (elaborations) • 6 pages • 2023
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Insurance Customer Service Rep 440 Exam Review questions and answers graded A+. 
 
 
 
 
 
 
 
 
 
 
Examples of Peril - correct answers.Fire, lightning, explosion, theft, windstorm, hail, earthquake, flood, mischief or vandalism, or the sinking, burning, collision or derailment of a conveying transport. 
 
How long does one have to notify the Department of Financial Services for a Name and/or Address Change? - correct answers.30 days 
 
Coinsurance Clause - correct answers.Replacement cost appl...
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Property and Casualty Insurance Exam – Georgia correctly answered 2023 rated A+
- Exam (elaborations) • 59 pages • 2023
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Property and Casualty Insurance Exam – Georgia correctly answered 2023 rated A+BPP building coverage insures the building at the described location, outdoor, fixtures, furnitures, items used to service the property, permanently installed machinery and equipment, and additions under construction, including the materials, supplies, and equipment. HO limits of property at other residences the larger of $1000 or 10% Coverage C. Limit does not apply if property is moved because the residence premis...
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers Graded A+
- Exam (elaborations) • 21 pages • 2023
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers Graded A+ 
 
Dram Shop Liability refers to: Liquor Law Liability. 
 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? Neglect. 
 
To be eligible for the New York assigned risk auto plan a person must: Hold a valid driver's license. 
 
A...
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