Blanket insurance - Study guides, Class notes & Summaries
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Property and Casualty Insurance EXAM Questions & Answers
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Specific insurance - ANSWERSThis type of insurance designates a particular item to be insured 
 
Blanket insurance - ANSWERSThis type of insurance covers more than one item of property at a single location or one more items of property at multiple locations. 
 
Speculative - ANSWERSpossibility of both gain and loss. Not insurable. 
 
Pure - ANSWERSonly the possibility of loss. Insurable. 
 
What are the 5 methods of managing or handling risk? - ANSWERSavoid, control, retain, and transfer risk. 
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Champions Real Estate Finance graded A+ already passed 2023
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Champions Real Estate Finance graded A+ already passed 2023Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers ...
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Property and Casualty Insurance EXAM
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Specific insurance - Answer- This type of insurance designates a particular item to be insured 
 
Blanket insurance - Answer- This type of insurance covers more than one item of property at a single location or one more items of property at multiple locations. 
 
Speculative - Answer- possibility of both gain and loss. Not insurable. 
 
Pure - Answer- only the possibility of loss. Insurable. 
 
What are the 5 methods of managing or handling risk? - Answer- avoid, control, retain, and transfer ri...
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CHAMPIONS REAL ESTATE FINANCE GRADED A+ ALREADY PASSED 2023
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Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers more than one piece of property. 
 
Wraparound Mortgage - c...
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AINS 103 Study Guide (Latest 2023/ 2024 Update) Exploring Commercial Insurance | Complete with Questions and Verified Answers| 100% Correct| Grade A
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AINS 103 Study Guide (Latest 2023/ 2024 Update) Exploring Commercial Insurance | Complete with Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Marine insurance includes both ocean and inland marine coverage in the U.S. only 
 
 
Answer: 
TRUE 
 
 
 
Q: Disease thought to be caused by work or the work environment. 
 
 
Answer: 
Occupational disease 
 
 
 
Q: A description of the property insured would be located on the ________ _____ of a CPP 
 
 
Answer: 
Declarations page 
 
 
 
Q: ...
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Property and Casualty Insurance EXAM Correct 100%
- Exam (elaborations) • 28 pages • 2024
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Specific insurance - ANSWER This type of insurance designates a particular item to be insured 
 
Blanket insurance - ANSWER This type of insurance covers more than one item of property at a single location or one more items of property at multiple locations. 
 
Speculative - ANSWER possibility of both gain and loss. Not insurable. 
 
Pure - ANSWER only the possibility of loss. Insurable. 
 
What are the 5 methods of managing or handling risk? - ANSWER avoid, control, retain, and transfer risk. 
...
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Leifer: Growth and Development Across the Lifespan, 3rd Edition COMPLETE TEST BANK WITH ANSWERS CHAPTERS 1-16
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The purpose of Healthy People 2030 is to: 
a.	examine world health needs. 
b.	evaluate accomplishments for years 2020–2030. 
c.	focus primarily on infant health and mortality. 
d.	examine funding issues for health care. 
 
 
ANS:	B 
Healthy People 2030 is an evidence-based 10-year report card describing health-care accomplishments in the United States between the years of 2020 and 2030. 
 
DIF:	Cognitive Level: Comprehension	REF:	p. 1	OBJ:	1 
TOP:	Healthy People 2030		KEY:	Nursing Process Step...
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NJ PSI Property and Casualty Exam Questions with correct Answers
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The Mobile Home Endorsement of a Homeowners policy affords coverage to mobile homes under the? 
A. HO-1 (Basic Form) 
B. HO-2 (Broad Form) 
C. HO-3 (Special Form) 
D. HO-2 or HO-3 (Broad and Special) - ANSWER-D. HO-2 or HO-3 (Broad and Special) 
 
All of the following are eligible for coverage under Homeowners policy except? 
A. A condominium unit owner. 
B. A farm owner. 
C. A mobile home owner. 
D. A tenant in an apartment building. - ANSWER-B. A farm owner. 
 
The term Insured Location under ...
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Health Insurance Florida 2-40 Practice Exam 2023 Questions & Correct Answers.
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Health Insurance Florida 2-40 Practice Exam 2023 Questions & Correct Answers. 
Which of the following laws requires an insurer to notify an applicant in writing that an 
investigative consumer report may be made on the applicant? 
-Uniform Provisions Law. 
-Freedom of Information Act. 
-Medical Information Bureau Disclosure Act 
-Fair Credit Reporting Act (Insurance Information and Privacy Protection Act) Correct Answer: 
Fair Credit Reporting Act (Insurance Information and Privacy Protection Ac...
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NEW YORK INDEPENDENT GENERAL ADJUSTER EXAM SIMULATOR - SERIES 17-70 2024
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Which of the following would NOT be found in the conditions section of a homeowners insurance policy? 
Subrogation rights 
Duties of the insured 
Insurance premium 
Mortgagee clauseAnswer - The insurance premium is not shown in the conditions section of the homeowner policy. 
 
Which of the following is true regarding dealers physical damage coverage under a garage policy? 
 
It is a blanket limit for covered autos. 
It extends coverage to customers' autos. 
It is an annual maximum limit...
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