Before erisa - Study guides, Class notes & Summaries
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Accident and Health Insurance Final Exam Questions And Answers
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Accident and Health Insurance Final Exam Questions And Answers 
 
Your license will be considered to be inactive when you: - ANS No longer have any appointments 
 
On a "participating" health insurance policy issued by a mutual insurance company, dividends paid to policyholders are: - ANS Not taxable since the IRS treats them as a refund of a portion of the premium paid 
 
All of the following are true regarding a non-contributory employer group medical expense insurance policy EXCEPT: - ...
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MHA 710 Module 1 Exam with 100% Correct Answers | Verified | Latest Updated 2024 | Graded A+
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public option - A public health insurance plan comparable to Medicaid, designed to compete 
with private insurance. 
Uncertainty - A state in which multiple outcomes are possible but the likelihood of any one 
outcome is not known. 
Medicare - Health insurance for the elderly provided under an amendment to the Social 
Security Act. 
Medicaid - Health insurance for the poor financed jointly by federal and state governments 
Flexner Report - A 1910 report published as part of a critical review of ...
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WEBCE Practice Exam Study Questions and Answers Top Graded 2024
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A policyowner can access the cash value of many life insurance policies through withdrawals, loans or policy surrender. Which of the following terms describes the ability to easily convert life insurance into cash? - Liquidity. 
 
Life insurance policy proceeds are protected from the claims of creditors due to the policy's: - Spendthrift clause. 
 
Which of the following is an insurable risk? - The possibility of becoming disabled and unable to earn an income. 
 
When pricing health insurance p...
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Accident and Health Insurance Final Exam Questions and Answers 100% Pass
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Accident and Health Insurance Final Exam 
Questions and Answers 100% Pass 
Your license will be considered to be inactive when you: - Correct Answer ️️ -No 
longer have any appointments 
On a "participating" health insurance policy issued by a mutual insurance company, 
dividends paid to policy holders are: - Correct Answer ️️ -Not taxable since the IRS 
treats them as a refund of a portion of the premium paid 
All of the following are true regarding a non-contributory employer group m...
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CPFA 1 Study Guide.
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Employee Retirement Income Security Act (ERISA) - 
 Established 1974 
 
 
 
ERISA was passed to establish - 
 A set of federally-regulated provisions with the primary purpose of protecting participants and beneficiaries 
 
 
 
 
ERISA had the important function of - 
 Pre-empting the patchwork of state fiduciary laws 
 
 
 
 
Before ERISA - 
 Workers had no legal rights to their benefits 
 
Before ERISA benefits were - 
 Seen as a reward for those who were loyal to a company ...
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Florida Life, Health and Variable Annuities With Correct Solutions!!
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Disability Buy-Out plans feature: - ANSWER Long elimination plans up to two years (A disability buy-out plan funded with disability insurance has a long elimination period of generally two years. The elimination period begins the day of the disability. Then the disability policy will provide a lump sum to buy the disabled partner out. They want to make sure that the partner is not going to recover and come back to work) 
 
When MUST the Office of Insurance Regulation conduct a market conduct exa...
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CPFA License Exam- (Certified Plan Fiduciary Advisor) (Online Practice Questions) with Answers.
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What are the 4 basic fiduciary standards under the Fiduciary Standard of Care? (Section 404) 
1.) Loyalty - (Exclusive purpose rule - Providing benefits to participants and their beneficiaries; and defraying reasonable expenses of administering the plan) 
2.) Prudence - (Act with prudence by investigating before making any plan decisions, documenting the decision-making process, hiring experts when they don't possess the knowledge or skills to make a decision, and monitoring if their decisions ...
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GREEN LIGHT EXAM 2 QUESTIONS WITH ANSWERS
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GREEN LIGHT EXAM 2 QUESTIONS WITH ANSWERS 
ERISA stipulates that employers with qualified plans are not permitted to exclude employees who have worked for the employer at least one year and - Answer-are age 21 or older and have worked a minimum of 1,000 hours during the year 
 
When illicit funds have entered the banking system undetected and appear to be legitimate, the funds are referred to as - Answer-integrated 
 
When a broker-dealer is not acting for its own account but is making securitie...
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Arkansas General Insurance Laws Exam. Questions With 100% Correct Answers 2024.
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Arkansas General Insurance Laws Exam. Questions With 100% Correct Answers 2024. 
 
any life and health insurance products and procedures are somewhat common to all states. Many legal requirements are also similar from one state to another, either because 
they are federal laws that apply nationwide, such as ERISA (the pension law that explicitly pre-empts state law) or the securities laws that apply to variable insurance products that are enforced by the Financial Industry Regulatory Authority (...
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CPFA 1 2024/25 with Verified Solutions
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CPFA 1 2024/25 with Verified Solutions 
Employee Retirement Income Security Act (ERISA) - Answer -Established 1974 
ERISA was passed to establish - Answer -A set of federally-regulated provisions with the primary purpose 
of protecting participants and beneficiaries 
ERISA had the important function of - Answer -Pre-empting the patchwork of state fiduciary laws 
Before ERISA - Answer -Workers had no legal rights to their benefits 
Before ERISA benefits were - Answer -Seen as a reward for those w...
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