An umbrella policy - Study guides, Class notes & Summaries
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Alabama Property and Casualty Exam 2022/2023 with 100% correct answers
- Exam (elaborations) • 18 pages • 2022
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If a company cancels an auto policy mid term, the refund will be made on 
 
a. pro rata basis 
b. short rate basis 
c. retroactive basis 
d. coinsurance basis 
Pro Rata Basis 
 
 
 
What is the term used to describe terminating the insurance relationship at the end of the policy period ? 
a. cancellation 
b. nonrenewal 
c. separation 
d. exclusion 
Nonrenewal 
 
 
 
Which is the best example of an indirect loss ? 
 
a. sequential loss 
b. liability loss 
c. employee theft 
d. loss of use 
Loss o...
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CAIB 3 Practice Exam 2023 Questions and Answers
- Exam (elaborations) • 11 pages • 2023
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What is the name given to the collection of written decisions? - Answer- Case Law 
 
Explain the concept of the Rule of Precedent. - Answer- Current court decisions must follow those made in cases having similar circumstances, which allows the development of a logical body of general principles against which specific cases to be compared. 
 
Explain the meaning of the term "damages". - Answer- Compensation in money for the loss or damage suffered. 
 
Compensatory damages for bodily injury are ...
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Test Bank for Wilkins’ Clinical Assessment in Respiratory Care, 9th Edition, Al Heuer
- Exam (elaborations) • 232 pages • 2023
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TEST BANK FOR WILKINS’ CLINICAL 
ASSESSMENT 
IN RESPIRA- 
TORY CARE, 9TH EDITION, AL 
HEUER 
 
Chapter 01: Preparing for the Patient Encounter 
Heuer: Wilkins’ Clinical Assessment in Respiratory Care, 9th Edition 
 
MULTIPLE CHOICE 
 
 1. Which of the following is an example of how the respiratory therapist (RT) helps promote 
high-quality care that is patient-and-family-centered? 
a. 
Deliver care given is consistent with each individual’s values, needs, and 
preferences. 
b. 
Help ...
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Louisiana Property & Casualty Exam - PSI & ExamFX (With complete solution)
- Exam (elaborations) • 6 pages • 2024
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If a producer allows his license to lapse, within what time period may the producer reinstate the same license? correct answers b) 2 years 
 
Producers who allow their license to lapse may reinstate them same license within 2 years, upon proof of fulfilling all continuing education requirements through the date of reinstatement, & by paying all overdue fees. 
 
Which of the following would be eligible for Homeowners Coverage F - Medical Payments in the event of injury at the insured's premises?...
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CSLB Practice Law B / 230 PLUS Questions with 100% Correct Answers UPDATED 2023
- Exam (elaborations) • 19 pages • 2023
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CSLB B Practice Law Exam Questions and Answers 
2022/2023, Correct Verified Answers 
A subcontractor or material supplier has _____ days to file a lien once a notice of 
completion has been recorded. 30 
How must a client submit a claim for service or repair of a defect on fit and finish items 
after a remodel? By certified mail 
By overnight mail 
By personal delivery 
A contractor meets Mr. Jones at his home to discuss remodeling. The contractor and 
Mr. Jones sign a contract that includes a...
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AINS Quiz | 713 Questions with 100 % correct answers | Verified& Updated 2024 Graded A+
- Exam (elaborations) • 156 pages • 2024
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AINS Quiz | 713 Questions with 100 % correct answers | Verified& Updated 2024 Graded A+ 
Umbrella liability policies almost always provide excess coverage over several primary policies while include all of the following, EXCEPT: 
- Commercial general liability 
- Auto liability 
- Replacement liability 
- Employers liability - Replacement liability 
The coverage that an umbrella liability policy provides for claims not covered at all by the underlying policies is called - Drop-down coverage 
Whi...
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Pennsylvania Property and Casualty Comprehensive Test
- Exam (elaborations) • 31 pages • 2024
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A person wanting to insure a single shipment would use: - correct answer A Trip Transit Form 
 
Which statement about the Umbrella Liability Policy is false? - correct answer The standard deductible on an umbrella policy is $100,000 
 
Which of the following is true of the Towing coverage provided under Section III of the BAP? - correct answer Labor must be performed at the place of disablement 
 
The Equipment Breakdown Coverage does not cover which of the following? - correct answer Breakdown ...
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AINS Quiz | 713 Questions with 100 % correct answers | Verified& Updated 2024 Graded A+
- Exam (elaborations) • 156 pages • 2024
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Umbrella liability policies almost always provide excess coverage over several primary policies 
while include all of the following, EXCEPT: 
- Commercial general liability 
- Auto liability 
- Replacement liability 
- Employers liability - Replacement liability 
The coverage that an umbrella liability policy provides for claims not covered at all by the 
underlying policies is called - Drop-down coverage 
Which one of the following statements about umbrella liability insurance is true? 
Select ...
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California Personal Lines Broker Test Latest Version Graded A+
- Exam (elaborations) • 84 pages • 2024
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California Personal Lines Broker Test 
 
Latest Version Graded A+ 
 
What is the primary purpose of personal lines insurance? 
The primary purpose of personal lines insurance is to provide coverage for individuals' 
personal property and liabilities, such as auto, home, and renters insurance. 
 
What type of coverage is typically included in a standard homeowners insurance policy? 
A standard homeowners insurance policy typically includes coverage for property damage, 
personal liability, and a...
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Virginia Property and Casualty Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 21 pages • 2024
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Virginia Property and Casualty Exam 
(Latest 2024/ 2025 Update) Questions and 
Verified Answers| 100% Correct| Grade A 
 
Q: ACV is generally used for which of the following types of claims? 
A 
Auto Physical Damage 
B 
Umbrella 
C 
Workers' Compensation 
D 
Businessowners Property 
 
 
Answer: 
Auto Physical Damage 
 
 
 
Q: A Commercial Crime policy written with the Inside the Premises - Robbery or Safe 
Burglary of Other Property Insuring Agreement would cover which of the following? 
 ...
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