All insured - Study guides, Class notes & Summaries
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Florida Personal Lines Exam 2023-2024 Questions and Answers 100% Verified
- Exam (elaborations) • 58 pages • 2023
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Florida Personal Lines Exam Questions and Answers 100% VerifiedFlorida Personal Lines Exam Questions and Answers 100% VerifiedFlorida Personal Lines Exam Questions and Answers 100% VerifiedFlorida Personal Lines Exam Questions and Answers 100% Verified 
Under Part A of a Personal Auto Policy, which of the following losses would be covered? 
 
A.) Damage to property being transported by the insured 
B.) Damage to a neighbor's parked car 
C.) Damage to a neighbor's lawn mower in the care of ...
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OCTOBER 2023 EXAMINATION ANSWERS - LAW OF DAMAGES LPL4802
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QUESTION 1 
NATURE AND ASSESSMENT OF NON-PATRIMONIAL LOSS (ESSAY) 
(a) 
Study Nemangwela v Road Accident Fund (437/2022) [2023] ZASCA (8 June 2023) case herein attached as well as the Road Accident Fund Act 56 of 1996 as amended and answer the question below: 
Write a critical appreciation/analysis of the court’s reasoning to disqualify the forklift as a motor vehicle for the purposes of claiming damages from the Road Accident Fund. Refer to the relevant case law and applicable legislation quo...
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Louisiana Property and Casualty Exam Questions and Answers Already Passed
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Louisiana Property and Casualty Exam 
Questions and Answers Already Passed 
 
Should 2 or more insurers issue a combined Standard Fire Policy insuring a single risk, in the 
event of a loss, the insured must notify Any of the insurers providing coverage. 
 
The policy conditions define How parties to the contract must act following a loss. 
 
Because an insurance policy is a legal contract, it must conform to the state laws governing 
contracts which require all of the following elements EXCEPT ...
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AINS 103 (Latest 2023/ 2024 Update) Exploring Commercial Insurance Exam Review Questions and Verified Answers| 100% Correct| Grade A
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AINS 103 (Latest 2023/ 2024 Update) Exploring Commercial Insurance Exam Review Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which one of the following is one of the covered causes of loss in the commercial property policy Causes of Loss—Basic form? 
 
 
Answer: 
Vandalism 
 
 
 
Q: Billy owns a baseball souvenir store in Cooperstown, NY. He insured his store under a Building and Personal Property Coverage Form (BPP) with a $275,000 limit and a $1,500 deductible. A large fire in ...
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Florida 240 License exam questions with verified correct answers
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The stated amount or percent of liquid assets that an insurer must have on hand that will satisfy future obligations to its policyholders is called: 
Reserves 
 
 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the: 
Fair Credit Reporting Act 
 
 
 
A nonprofit incorporated society that does not have capital stock and operates for the sole benefit of its members is known as: 
A fraternal benefit society 
 
 
 
What I the name...
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed 
Under which situation must insurable interest exist between the applicant and insured at the time of application? When a third-party applicant names themselves beneficiary. 
Which of the following is true about a decreasing term life policy? The face amount reaches zero at policy expiration. 
Which of the following occurs immediately after the application is submitted and the initial premium paid?...
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State Farm Fire Independent Policy Exam questions and answers ( A+ GRADED 100% VERIFIED) LATEST 2022/ 2023
- Exam (elaborations) • 32 pages • 2022
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State Farm Fire Independent Policy Exam questions and answers ( A+ GRADED 100% VERIFIED) LATEST 2022/ 2023 
Select the false statement listed below: In the HO-3 policy, the ALE payments will be made only for: 
 
Select the single best answer: 
 
A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. 
B. If the insured does not rebuild, the time necessary for the insured to relocate in permanent living quarters, but not to exceed 24 months. 
C. ALE ...
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WI Life Insurance Exam Questions and Answers Already Passed
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WI Life Insurance Exam Questions and 
 
Answers Already Passed 
 
What is the purpose of the Wisconsin State Life Insurance Fund? 
 
a) to offer low-cost life insurance to state residents 
b) To protect insured against insolvent insurers 
c) To advertise different types of life insurance policies available in the state 
d) To provide life insurance through licensed intermediaries a 
 
An employee is insured under her employer's group life plan. If she terminates her group 
coverage, which of th...
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Florida Claims Adjuster Exam | 206 Questions with 100% Correct Answers | 33 Pages
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC B. The Insured C. Jointly to ABC and XYZ D. All listed interests - D. All listed interests Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests on working out thei...
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State Farm Homeowner Policy FP-7955 Deducible Exam
- Exam (elaborations) • 12 pages • 2023
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under an FP-7955 policy, deductibles apply to which of the following types of losses. - Answer- B. Fire department service charges 
 
in the FP-7955 policy, Coverage C consists of three coverages: 1. Additional Living Expense, 2. Fair Rental Value and 3. Property Removed. True or False? - Answer- B. False 
 
Jennifer Marco has a FP-7955 policy with coverage B limit of $75,000, a $500 deductible and no option AI, ID, FA, or JF. Which of the following statements is true concerning her personal pro...
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