Alabama life and - Study guides, Class notes & Summaries

a predetermined limit. - ANSWER-Insurance is a method risk is transferred to an insurer for consideration up to 1. spouses in each other 2. parents in their children 3. creditors in their debtors - ANSWER-Which of the following would be considered proper establishment of insurable interest in the life insurance area? It is called the mortality rate - ANSWER-Which of the following statements about the average number of people who die each year is true? Equal value is not necessarily giv...

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Billy is the owner of a life insurance policy and has chosen a policy settlement option under which the company will pay the beneficiary (his widow) an income each month for as long as she lives. Payment stops at her death. Which settlement option has Billy selected? A. Fixed amount option B. Fixed period option C. Interest only option D. Life income option correct answers D. Life income option A man with an Accidental Death & Dismemberment (AD&D) policy having a Principal Sum of $100,0...

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Final Exam - Alabama Life and Health Questions and Answers

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Billy is the owner of a life insurance policy and has chosen a policy settlement option under which the company will pay the beneficiary (his widow) an income each month for as long as she lives. Payment stops at her death. Which settlement option has Billy selected? A. Fixed amount option B. Fixed period option C. Interest only option D. Life income option - answer-D. Life income option A man with an Accidental Death & Dismemberment (AD&D) policy having a Principal Sum of $100,000 and ...