Ains commercial insurance Study guides, Class notes & Summaries
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AINS 103 EXAMS BUNDLE
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AINS 103 EXPLORING COMMERCIAL INSURANCE

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AINS 103 TEST QUESTIONS AND ANSWERS

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AINS 103 - All Chapters QUESTIONS & ANSWERS

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AINS 103 EXAM REVIEW Q&A 2024

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AINS 103-SIMULATED EXAM
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AINS 103 Study Guide (New 2023/ 2024 Update) Exploring Commercial Insurance _ Complete with Questions and Verified Answers_ 100% Correct_ A Grade
- Exam (elaborations) • 93 pages • 2023
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AINS 103 Study Guide (New 2023/ 2024 
Update) Exploring Commercial Insurance _ 
Complete with Questions and Verified 
Answers_ 100% Correct_ A Grade 
 
QUESTION 
 The increased cost of rent at a temporary location is considered an ______ expense 
 
 
Answer: 
Extra 
 
 
 
QUESTION 
 Renting new equipment at a temporary space is considered an ______ expense 
 
 
Answer: 
Extra 
 
 
 
QUESTION 
 Paying overtime is considered an ______ expense 
 
 
Answer: 
Extra 
 
 
 
QUESTION 
 Pay for ...
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AINS Quiz | 713 Actual Test Bank Questions and Answers 100% Correct | New Update 2024
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AINS Quiz | 713 Actual Test Bank Questions and Answers 100% Correct | New Update 2024 
 
Umbrella liability policies almost always provide excess coverage over several primary policies while include all of the following, EXCEPT: 
- Commercial general liability 
- Auto liability 
- Replacement liability 
- Employers liability 
 
The coverage that an umbrella liability policy provides for claims not covered at all by the underlying policies is called - 
 
Which one of the following statements a...
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AINS 103 | 50 Question with 100 % Verified Solutions | Verified& Updated 2024 | Already Passed
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AINS 103 | 50 Question with 100 % Verified Solutions 
| Verified& Updated 2024 | Already Passed 
Danforth Grocery Store specializes in fresh produce and is open 24 hours year-round. The store 
has contracts with suppliers to deliver produce and foods by 5am daily, so the parking area at the 
rear of the store is congested from 4:30am to 5:30am. Customer traffic is heaviest from 7am to 
9am, and again from 3pm to 6pm. The store has had six slip and fall claims from customers in 
the past year. Da...
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AINS 101: Practice Questions with Approved Answers | Latest 2024/2025
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Which one of the following best describes the concept of pooling? ️ The 
concept of pooling is that insureds share the cost of each other's losses 
As a single mother on a very tight budget, Ciara is tempted to skimp on her 
insurance. However, her friend Mehmet tells her not to skimp on insurance, 
because it will help manage her cash flows. Which one of the following 
examples best illustrates Mehmet's point? ️ When her car's windshield 
breaks, Ciara has to pay only $100 of the $600 co...
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AINS 101 Exam Test Bank |370 Questions with Verified Answers | Latest 2024/2025
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As a single mother on a very tight budget, Ciara is tempted to skimp on her 
insurance. However, her friend Mehmet tells her not to skimp on insurance, 
because it will help manage her cash flows. Which one of the following 
examples best illustrates Mehmet's point? 
A. Ciara needs her car to get to her job, and she needs her job to make car 
payments and pay for her car insurance. 
B. When her car's windshield breaks, Ciara has to pay only $100 of the $600 
cost of replacing it. 
C. When her ...
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AINS 103 Questions and Answers Graded A+
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AINS 103 Questions and Answers 
 
Graded A+ 
 
Danforth Grocery Store specializes in fresh produce and is open 24 hours year-round. The store 
has contracts with suppliers to deliver produce and foods by 5am daily, so the parking area at the 
rear of the store is congested from 4:30am to 5:30am. Customer traffic is heaviest from 7am to 
9am, and again from 3pm to 6pm. The store has had six slip and fall claims from customers in 
the past year. Danforth Grocery Store is most exposed to which one ...
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AINS 101 EXAM 2024 | QUESTION WITH 100 % CORRECT DETAILED ANSWERS | VERIFIED|A+ GRADE
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AINS 101 EXAM 2024 | QUESTION WITH 100 % CORRECT DETAILED ANSWERS | VERIFIED|A+ GRADE 
Which of the following is an example of a legal requirement for individuals that could be met through insurance? 
•	Obtaining personal auto insurance 
The concepts of Risk, Transfer and Pooling form the basis of insurance. Transfers the risk to the insurer Typical Insurance Needs: Personal & Commercial policies if someone has a business and house or cars. Personal Insurance: 
•	Property Insurance 
•	Liab...
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AINS103 Practice Questions, AINS 103 Exam Questions With Verified Solutions
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AINS103 Practice Questions, AINS 103 Exam Questions With Verified Solutions In property insurance, the term "Property in Transit" refers to which one of the following? - ANS Property while being transported by trucks, cars, buses, trains, airplanes, and ships. 
 
Extra expenses are expenses, in addition to ordinary expenses, that an organization incurs to mitigate the effects of a business interruption. Which one of the following is an example of an extra expense? - ANS Cost to rent tempor...
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AINS 103 | 50 Questions and Answers 100% Solved
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AINS 103 | 50 Questions and Answers 
100% Solved 
Danforth Grocery Store specializes in fresh produce and is open 24 hours year-round. The store 
has contracts with suppliers to deliver produce and foods by 5am daily, so the parking area at the 
rear of the store is congested from 4:30am to 5:30am. Customer traffic is heaviest from 7am to 
9am, and again from 3pm to 6pm. The store has had six slip and fall claims from customers in 
the past year. Danforth Grocery Store is most exposed to wh...
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