Adjuster exam - Study guides, Class notes & Summaries
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TEXAS ADJUSTER EXAM 2024 WITH 100% CORRECT ANSWERS
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TEXAS ADJUSTER EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
If an automobile policy has split limits of 30/60/25. What is the maximum amount of liability coverage that would be paid in a covered loss where three people are involved. - correct answer $30,000 
 
Which of the following statements best describes an inland marine policy? - correct answer Pertains to Cargo with no fixed location 
 
Alex is traveling through College Station and hits a deer, and the damages are $1500. He has comprehensive c...
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Florida All Lines Claims Adjuster Exam 2024 | Questions with 100% Correct Answers | Verified | Updated 20242025
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What is an eligible building for flood insurance?: A structure with 2 or more outside rigid walls and a fully secure roof, built on a permanent site, with 50% or more of the value above ground level and located within an eligible community 
What is Builders Risk Coverage?: Covers buildings in the course of completion. Proper coverage is 100% of expected completed value 
Do all Homeowners policies contain Coverage A?: No, HO-4 (Renters person- al property) 
What is casual labor in workers' compen...
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New York Adjuster Exam 2024
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New York Adjuster Exam 2024 
The insured has moved into a dwelling that was being build and was covered by the "Dwelling 
Under Construction" endorsement. How long does the insured have to report his / her occupancy 
to the insurance company? - Answer ️️ -30 days 
When a New York Homeowners policy is still in the 60-day underwriting period, the insurer may 
cancel it for any reason by providing a ______ notice. - Answer ️️ -30 day 
Personal property that is covered under the Personal P...
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Hawaii Adjuster Exam Completely Verified Answers
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Which of the following statements is NOT TRUE regarding the "Extended Period of Indemnity" option of the Business Income form? - ANSWER-The coverage applies for 120 days following the period of restoration 
 
When a Hawaii employee sustains an injury requiring medical treatment beyond first aid, how long does the employer have to report the accident to the Director of Labor and Industry relations? - ANSWER-7 working days 
 
After paying a claim an insurance company may have the right to pursue...
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Insurance Adjuster Exam questions with correct answers
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Which kind of losses are covered under a standard fire policy? CORRECT ANSWER Direct 
 
All fires are not covered by the Standard Fire policies, only those that: CORRECT ANSWER are hostile and have a flame or glow 
 
At what time does a fire policy go into affect? CORRECT ANSWER 12:01am standard time at the location of the insured's property 
 
A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000 worth of damage. What is the maximum amount the insured m...
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California Insurance Adjuster Exam 2024 Questions and Answers (100% Correct/Verified Answers)20242025 RATED A+
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California Insurance Adjuster Exam 2024 Questions and Answers (100% Correct/Verified Answers)20242025 RATED A+
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KENTUCKY ADJUSTER EXAM PREP EXAM QUESTIONS WITH COMPLETE VERIFIED ANSWERS LATEST UPDATES
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KENTUCKY ADJUSTER EXAM PREP EXAM QUESTIONS WITH COMPLETE VERIFIED ANSWERS LATEST UPDATES 
Insurance 
Transfers risk of financial losses from one party to another 
Insured 
Individual or organization that pays premiums in exchange for protection 
Insurer 
Company, group, or government agency offering financial protection 
Insurance policy 
A legally binding contract in which the insurer agrees to take on specified risks in exchange for the insured's premium. 
Principle of indemnity 
Restoration ...
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review| 332 Questions| 41 Pages
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Peril Correct Answer: Something that causes a loss. 
 
Hazard Correct Answer: Something that increases the probability that a loss will occur. 
 
Warranty Correct Answer: A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. 
 
Misrepresentation Correct Answer: An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
 
Concealment Correct Answer: Th...
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NC Adjuster Exam (3)
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Robbery involves all of the following, EXCEPT: 
 
A. The presence of the insured 
B. Criminal intent 
C. A threat of violence 
D. Burglary - Answer- D. Burglary 
 
Under the "Loss Sustained" Crime Insurance form, there is coverage while the policy is in force and for up to: 
 
A. 6 months after the policy expires 
B. One year after the policy expires 
C. 60 days after the policy expires 
D. 30 days after the policy expires - Answer- B. One year after the policy expires 
 
Crime insurance termi...
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	Hawaii Adjuster Exam Latest Update 2024-2025 Actual Exam with 540 Questions and 100% Verified Correct Answers Guaranteed A+ At First Attempt Verified By Professor
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Hawaii Adjuster Exam Latest Update Actual Exam with 540 Questions and 100% Verified Correct Answers Guaranteed A+ At First Attempt Verified By Professor
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