Acceleration clause Study guides, Class notes & Summaries
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NMLS Exam: Questions &Answers (A+ Guaranteed)
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Acceleration Clause correct answers Allows lenders to demand payment in full if the borrower 
defaults on the loan (can be construed as predatory lending) 
Alienation Clause (Due on Sale Clause) correct answers Says you must repay your mortgage if 
you sell your home to a new owner (loan is not assumable) 
Appraiser Independance Requirements replaced HVCC correct answers home valuation code of 
conduct 
Due on Demand Clause correct answers (Considered a predatory practice) The lender can 
demand...
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Louisiana notary exam vocabulary 2024 Latest Update
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abstract - ANSWER An abstract is a history of the title to property as revealed by the public records 
 
Acceleration Clause (in a mortgage) - ANSWER Clause used in an installment note and mortgage which gives the lender the right to demand payment in full upon the happening of a certain event, such as failure to pay an installment by a certain date, change of ownership without the leaders consent, destruction of the property, or other event which endangers the security of the loan. 
 
accession...
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NMLS PRACTICE QUESTIONS AND ANSWERS 100% ACCURATE
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NMLS PRACTICE QUESTIONS AND ANSWERS 100% ACCURATE 
 
 
NMLS PRACTICE QUESTIONS AND ANSWERS 100% ACCURATE 
 
 
NMLS PRACTICE QUESTIONS AND ANSWERS 100% ACCURATE 
 
 
NMLS PRACTICE QUESTIONS AND ANSWERS 100% ACCURATE 
 
which federal agency administers Regulation B implementing ECOA, Rgulation C implementig HMDA and Regulation Z implementing TILA? - ANSWER-FEDERAL RESERVE SYSTEM 
 
the clause in a mortgage that allows the lender to foreclose if the borrower defaults is the - ANSWER-Acceleration Cl...
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GA MLS Real Estate Practical Final Exam Latest Update with Verified Solutions
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GA MLS Real Estate Practical Final 
Exam Latest Update with Verified 
 
Solutions 
 
"Assume and Agree" to Pay Assuming borrower defaults payment, the bank will go to 
assuming borrower for the payment 
If the bank cannot collect from the assuming borrower, they will go to the original borrower 
 
"Subject to" Existing Mortgage Assuming borrower will give/pay the seller equity upfront 
If assuming borrower fails payment, original borrower liable 
 
Acceleration Clause The clause un a mortgag...
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NMLS Test Vocab Correct Questions & Answers(Latest Update 2023)
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Abusive Act - ANSWER Action that materially interfere with a consumers ability to understand the product or service 
 
Acceleration clause - ANSWER clause that gives a lender the right to declare the entire loan balance due immediately because of borrower default or for violation of other contract provisions 
 
accrued expenses - ANSWER items on a settlement statement for which the cost has been incurred, but the expense has not yet been paid 
 
acquisition cost - ANSWER the total amount needed ...
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NMLS QUESTIONS WITH SOLUTIONS, GRADED A+
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NMLS QUESTIONS WITH SOLUTIONS, GRADED A+ 
Acceleration Clause 
Allows lenders to demand payment in full if the borrower defaults on the loan (can be construed as predatory lending) 
 
 
 
Alienation Clause (Due on Sale Clause) 
Says you must repay your mortgage if you sell your home to a new owner (loan is not assumable) 
 
 
 
 
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Appraiser Independance Requirements replace...
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Real Estate- Maine Learning Group Study Guide Test 2024.
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Real Estate- Maine Learning Group Study Guide Test 2024. 
Equitable Right of Redemption - correct answer The right of a defaulted borrower to redeem the property after foreclosure proceedings have begun & before the foreclosure sale by paying off the loan balance, plus interest until the day of payoff & costs. 
 
Written Policy Manual - correct answer Identifies & describes the types of real estate brokerage relationships in which the broker & affiliated licenses may engage. (Maine requirement) ...
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Real Estate- Maine Learning Group questions well answered rated A+
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Real Estate- Maine Learning Group 
Equitable Right of Redemption - correct answer The right of a defaulted borrower to redeem the property after foreclosure proceedings have begun & before the foreclosure sale by paying off the loan balance, plus interest until the day of payoff & costs. 
 
Written Policy Manual - correct answer Identifies & describes the types of real estate brokerage relationships in which the broker & affiliated licenses may engage. (Maine requirement) 
 
National Association...
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Colorado Law and Practice - PSI REAL ESTATE Exam Review Questions With Verified Solutions.
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Abandonment - Answer Non-payment of taxes 
 
Abstract of title - Answer A history of the ownership of parcel of land which lists transfers of title, rights, and liabilities. 
 
Acceleration Clause - Answer Upon default, all the principal installments come due to immediately 
 
Accesion - Answer owner of land is entitled to all the soil produces or all that is added to the land either intentionally or by mistake. Trade fixtures not removed are "assessed" by the owner of the property...
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Wisconsin Real Estate Pre-Licensing Exam Vocabulary List
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0 - bedroom Dwelling CORRECT ANSWER efficieny and dormintory. Not target housing according to HUD. Exempt from needing to include the Lead Base Paint disclosure. 
 
Abstract of Title CORRECT ANSWER A condensed history of a property's title showing, in chronological sequence, matters such as conveyances, liens, and encumbrances that have been recorded against the title in the office of the register of deeds or other public recording place. 
 
Acceleration Clause CORRECT ANSWER A clause in a mort...
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