A consumer re - Study guides, Class notes & Summaries

TEST BANK Enterprise Risk Management S - The Marketplace to Buy and Sell your Study Material 1 RSK2601 TEST BANK Question 1 Which one of the following is a benefit of effective risk and opportunity management? 1) Improved profit certainty 2) Increased shareholder value 3) Increased stakeholder confidence Correct option 3 4) Lower economic returns Explanation Improved cost certainty, sustainable shareholder value, increased stakeholder confidence and higher economic returns...

Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) Blanket Mortgage - correct answer Covers more than one piece of property. Wraparound Mortgage - c...

A funeral prearrangement life insurance agent must be supervised - Correct Answer-By a legal reserve life insurance agent whose company holds a seller's permit. The maximum initial guaranteed death benefit that a funeral prearrangement life insurance agent may sell is - Correct Answer-$15,000 A funeral prearrangement life insurance agent license expires when the agent - Correct Answer-Fails to submit a biannual renewal application and fee When an application for an insurance agent license...

A funeral prearrangement life insurance agent must be supervised - Answer- By a legal reserve life insurance agent whose company holds a seller's permit. The maximum initial guaranteed death benefit that a funeral prearrangement life insurance agent may sell is - Answer- $15,000 A funeral prearrangement life insurance agent license expires when the agent - Answer- Fails to submit a biannual renewal application and fee When an application for an insurance agent license is denied, except...

What agency has the mandate to administer a national pesticide applicator training and certification program? - ANSWER-United States Environmental Protection Agency (EPA) What is the "lead agency" in NYS for its pesticide applicator training and certification program - ANSWER-Department of Environmental Conservation (DEC) What other pesticide related responsibilities does this NYS agency have? - ANSWER-Bureau of Pesticides Management has all regulatory responsibilities dealing with pesti...

NRNP 6675/ NRNP6675 Midterm Exam Quiz Bank (2023/ 2024) | Complete Guide| Questions and Verified Answers 1. Which of the following is not consistent with benzo withdrawal? - Answer: B) The best way to proceed with benzo withdrawal is to stop it immediately and tx withdrawal s/s 2. Which of the following is true about the legal practice of the PMHNP? - Answer: D) A&B only A) all have some degrees of prescriptive privileges i...

CE Shop Final Exam Course 2 Questions With Complete Solutions(Guaranteed Success) What is the maximum amount of time a protection or override clause can be in effect? - correct answer...Six Months Appraiser John is determining how a property is being used to determine a more optimal function. What is he determining? - correct answer...Highest and Best Use Which of the following statements is true about the listing presentation? It's best to leave out financial data (such as a CMA or c...

PA Appraisal License 16-20 Auto Physical Damage Questions & Answers 2023 In PA, a consumer reporting agency may list all of the following information about a consumer EXCEPT: - Correct Answer-Medical Information The device that synchronizes the spark plug firing sequence is: - Correct AnswerCamshaft Sensor If an insured fail to report a claim in a timely fashion the adjuster will usually: - Correct Answer-Send the insured a reservation of rights letter When using a dedicated bench fixtur...

Where can you find a consumer's baseline (Ans- Care plan Maintain good eye contact (Ans- Help you connect to the consumer Only share consumer information with (Ans- People listed in the care plan Be objective (Ans- When documenting and reporting consumers behavior or changes and baseline Difficult situations (Ans- Are best handled when you remain calm and balanced Active listening (Ans- Means you stop what you are doing and focus on the speaker Reassurance is alw...

ECS2601 ASSIGNMENT 1 SEMESTER 2 2024 If food is on the vertical axis and housing is on the horizontal axis, a set of indifference curves that are quite steep with respect to the horizontal axis … a. mean that the two goods are perfect substitutes. b. imply that food has a higher relative value compared to housing for the consumer. c. re ect a preference pattern that generally values housing high, relative to food. d. say nothing relating to how the consumer feels about the two good...