Xcel exam questions - Study guides, Class notes & Summaries
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!! 
 
 
Laura added a children's rider to her life insurance policy. What type of coverage was added? Answer - Level term 
 
With life insurance, the needs approach is used primarily in determining Answer - How much life insurance a client should apply for 
 
A(n)	is a licensee who charges a fee for contracted insurance advisory services. Answer - Consultant 
 
Jonas is covered with disabi...
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Xcel Final Exam Questions and Answers 100% Pass
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Xcel Final Exam Questions and Answers 
 
100% Pass 
 
Typically, Long-Term Disability benefits are coordinated with which benefit plan? Social 
Security 
 
The focus of major medical insurance is providing coverage for medical and hospitalization 
expenses 
 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance 
provision files a $1,000 claim. How much of this claim is the insured responsible for? $200 
 
because this policy has a zero deductible, the insure...
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Xcel Final Exam Questions and Answers Already Passed
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Xcel Final Exam Questions and Answers 
 
Already Passed 
 
Typically, Long-Term Disability benefits are coordinated with which benefit plan? Social 
Security 
 
The focus of major medical insurance is providing coverage for medical and hospitalization 
expenses 
 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance 
provision files a $1,000 claim. How much of this claim is the insured responsible for? $200 
 
because this policy has a zero deductible, the i...
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XCEL FINAL EXAM QUESTIONS AND ANSWERS
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____________ is NOT an element of a valid contract. - Answer-Taxable income. 
 
Disability insurance benefits from a group policy paid for by an employer is considered taxable income. 
 
"maximum benefits" refers to the - Answer-upper limit of the total lifetime benefits the insurance company will pay 
 
A business will typically use which type of life insurance to cover their employees? - Answer-Group policy 
 
A clause that allows an insurer the right to terminate coverage at any anniversary...
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Xcel Life Insurance Exam 2023-2024 Xcel Solutions Life Insurance Exam Update 2023-2024 Life Insurance Xcel Exam Questions and Correct Answers Rated A+
- Exam (elaborations) • 15 pages • 2023
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Xcel Life Insurance Exam Xcel 
Solutions Life Insurance Exam Update 
 Life Insurance Xcel Exam 
Questions and Correct Answers Rated 
A+
Make study stress less painful
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California Life & Health Insurance / General Insurance Exam Bundle
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Exam (elaborations)
XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE EXAM 2024

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Exam (elaborations)
XCEL Solutions Life and Health License Exam (CA) Questions and Answers - Graded A

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Exam (elaborations)
POL California Life The Insurance Marketplace Exam with complete solutions

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Exam (elaborat
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Xcel Solutions Property & Casualty Exam Questions and Answers
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Xcel Solutions Property & Casualty 
Exam Questions and Answers 
An earned premium resulting from the cancellation of a policy is calculated on: - Correct 
Answer ️️ -On a pro rata basis, based on the previous year's rate 
M owns a parking garage & has coverage that states: "We will cover losses regardless if 
you are legally liable for the loss." This no-fault ideology will be found under: - Correct 
Answer ️️ -Excess Direct Coverage 
An insurance company writing business in a state o...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 ACTUAL EXAM 500 QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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Xcel Testing Solutions- Life and Health 
Insurance- Weighted Exam- 150 ACTUAL 
EXAM 500 QUESTIONS AND CORRECT 
ANSWERS (VERIFIED ANSWERS) |ALREADY 
GRADED A+ 
The Do Not Call Registry offers exemptions for calls placed from all of the 
following EXCEPT - CORRECT ANSWER insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The 
Do Not Call Registry 
The type of policy where the insurer can send a notice to the insured that the 
policy has be...
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Xcel Exams Bundled Together with complete solutions Questions and Answers (Verified Answers)(Full Solution Pack)
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Xcel Practice Chapter Exam Questions and Answers with complete solution

Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions and Answers 2023 with complete solution

Xcel Life Insurance Exam Actual Test Questions and Answers with complete solution

Xcel Laws and Rules Pertinent to Insurance Exam with complete solution

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