Xcel chapter 2 - Study guides, Class notes & Summaries
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XCEL all chapter final exams/ insurance part 2 2024 Insurance Questions and Answers
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XCEL all chapter final exams/ insurance part 2 2024 Insurance Questions and Answers 
A policyholder has a major medical plan with a 80%/20% coinsurance and a deductible of $75. If the insured has previously met her deductible and receives a bill for $175, how much will the insurer pay? - ANS $140 
 
The conversion privilege under a group life plan allows an employee to convert to a(n) - ANS individual plan upon employment termination 
 
The suicide clause of a life insurance policy states ...
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XCEL Chapter 2 - Nature of Insurance Exam Practice Questions and Answers (100% Pass)
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XCEL Chapter 2 - Nature of Insurance Exam Practice 
Questions and Answers (100% Pass) 
How do insurers predict the increase of individual risks? - Answer️️ -Law 
of large numbers 
Which of the following is considered to be an event or condition that 
increases the probability of an insured's loss? - Answer️️ -Hazard 
An example of risk sharing would be - Answer️️ -Doctors pooling their 
money to cover malpractice exposures 
All of the following are examples of pure risk EXCEPT? - An...
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XCEL all chapter final exams/ insurance part 2 2024 Insurance Questions and Answers
- Exam (elaborations) • 17 pages • 2024
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XCEL all chapter final exams/ insurance part 2 2024 Insurance Questions and Answers 
A policyholder has a major medical plan with a 80%/20% coinsurance and a deductible of $75. If the insured has previously met her deductible and receives a bill for $175, how much will the insurer pay? - ANS $140 
 
The conversion privilege under a group life plan allows an employee to convert to a(n) - ANS individual plan upon employment termination 
 
The suicide clause of a life insurance policy states ...
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Idaho Life Health Insurance/Idaho Property Exam Bundle
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XCEL Chapter 12 Idaho Laws and Rules Exam Answers 2024

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Life Insurance Exam questions IDAHO with correct answers

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Insurance exam Idaho questions and answers 2024

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Idaho statutes, rules, and regulations common to all lines exam 2024

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Idaho S
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Excel Chapter 2: End-of-Chapter Quiz with Verified Answers
- Exam (elaborations) • 5 pages • 2023
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Excel Chapter 2: End-of-Chapter Quiz with Verified Answers Function A predefined formula that adds all the numbers in a selected range. 
Statistical functions Excel functions, such as AVERAGE, that are useful to analyze a group of measurements 
SUM function A predefined formula that adds all the numbers in a selected range. 
AVERAGE function An Excel function that adds a group of values and then divides the result by the number of values in the group 
MEDIAN function An Excel function that finds...
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Washington Laws And Rules Pertinent To Insurance XCEL All Chapter Final Exams/ Insurance Part 2 Questions And Answers With Verified Solutions Already Passed!!!
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Washington Laws And Rules Pertinent To Insurance XCEL All Chapter Final Exams/ Insurance Part 2 Questions And Answers With Verified Solutions Already Passed!!!
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XCEL CHAPTER 11 - LAWS AND RULES EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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XCEL CHAPTER 11 - LAWS AND RULES 
EXAM | QUESTIONS & ANSWERS 
(VERIFIED) | LATEST UPDATE | GRADED 
A+ 
In Maryland, an insurance producer cannot sell, solicit, or negotiate policies for an 
insurer unless there is an agreement in place between the producer and insurer. This 
agreement is called a(n) 
Correct Answer: appointment 
what kind of insurance provides coverage for one or more necessary or appropriate 
diagnostic, preventive, therapeutic, rehabilitative, maintenance, or personal ca...
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XCEL CHAPTER 4: LIFE INSURANCE POLICIES - PROVISIONS, OPTIONS AND RIDERS EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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XCEL CHAPTER 4: LIFE INSURANCE 
POLICIES - PROVISIONS, OPTIONS AND 
RIDERS EXAM | QUESTIONS & ANSWERS 
(VERIFIED) | LATEST UPDATE | GRADED 
A+ 
Which statement regarding whole life insurance is accurate? 
Correct Answer: Insurance coverage can continue for life 
When a ten year renewable term life insurance policy issued at age 45 is renewed, the 
premium rate will be the current rate for 
Correct Answer: Ten year term insurance for a person aged 55 
When would evidence of insurability be r...
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XCEL Chapter 10 Exam Questions with Answers
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XCEL Chapter 10 Exam Questions with Answers 
Which of the following is NOT a federal requirement of a qualified plan? 
A. Must benefit a broad cross-section of employees 
B. Employee must be able to make unlimited contributions 
C. Vesting schedule must be defined 
D. Employer establishes the plan - Answer-Employee must be able to make unlimited contributions 
 
Which of the following employers is required to follow ERISA regulations? 
A. A local government with 150 employees 
B. A church with 3...
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XCEL SOLUTIONS CHAPTER 3 - POLICY PROVISIONS EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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XCEL SOLUTIONS CHAPTER 3 - POLICY 
PROVISIONS EXAM | QUESTIONS & 
ANSWERS (VERIFIED) | LATEST UPDATE | 
GRADED A+ 
A potential client, age 40, would like to purchase a whole life policy that will accumulate 
cash value at a faster rate in the early years of the policy. Which of these statements 
made by the producer would be correct? 
Correct Answer: 20-pay life accumulates cash value faster than straight life 
D owns a whole life policy that was purchased 10 years ago. If the premium paym...
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