Who is ho 6 designed for - Study guides, Class notes & Summaries
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PROPERTY AND CASUALTY REVIEW EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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PROPERTY AND CASUALTY REVIEW 
EXAM | QUESTIONS & ANSWERS 
(VERIFIED) | LATEST UPDATE | GRADED 
A+ 
A unique exclusion that is found only in the Fine Art Floater is: 
Correct Answer: Art on Exhibition (Due to most frequent thefts during gallery showings) 
Which section of a Special form policy determines whether a peril is covered? 
Correct Answer: Exclusions 
New zoning laws prevent an Insured from replacing a destroyed property. If the Insured 
transfers ownership of the property to the ...
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Alabama Insurance Midterm Exam Questions And Answers To Pass 2024.
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Loss Sustained Form - Answer Form that covers losses actually sustained during the policy period and discovered no later than one year after policy expiration. 
 
Fiduciary Responsibility - Answer The legal duty of a representative to manage property in the interest of the owner. 
 
Directors and Officers Liability Insurance - Answer This insurance is designed to pay for damages arising from wrongful acts that do not lead to property damage, bodily injury, advertising injury, or persona...
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Property and Casualty Insurance Exam - Georgia Questions and Answers well Explained Latest 2024/2025 Update 100% Correct.
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PAP Part C: Uninsured Motorist Coverage - Uninsured motorist (UM) coverage provides the 
insured with money for bodily injuries that the insured would be legally entitled to recover from the 
owner or operator of a vehicle that does not carry the required liability insurance coverage. A vehicle 
that does not carry the required insurance is defined in this section of the PAP as an uninsured vehicle 
Accounts receivable coverage form - One of the most important and popular of the inland marine 
c...
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GEORGIA PROPERTY & CASUALTY QUESTIONS GA EXAM LATEST UPDATE 100+ QUESTIONS AND VERIFIED CORRECT ANSWERS GUARANTEED A+ AT FIRST ATTEMPT
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GEORGIA PROPERTY & CASUALTY QUESTIONS GA EXAM LATEST UPDATE 100+ QUESTIONS AND VERIFIED CORRECT ANSWERS GUARANTEED A+ AT FIRST ATTEMPT 
 
A bond guaranteeing the obligation of one party to another by a third party is known as a: 
surety bond 
guarantee bond 
fiduciary bond 
municipal bond -Correct Answer: A. surety bond 
 
 A building to an insured's business is severely damaged by fire. bc of the nature of the damage to the adjoining property, the insured is denied access to the business by ...
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State Farm License - Homeowner and Auto policies Exam Questions With 100% Correct Answers
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State Farm License - Homeowner and Auto 
policies Exam Questions With 100% Correct 
Answers 
What are the parts and sections in HP policy? 
Section I: Property Coverages 
Coverage A - Dwelling 
Coverage B - Other structures 
Coverage C - Personal Property 
Coverage D - Loss of Use 
Deductible: at least $250 
Section II: Liability Coverages 
Coverage E - Personal Liability 
Coverage F - Medical Payment to Others 
No Deductible 
name insured 
person named on the Dec page and their spouse, if a res...
And that's how you make extra money
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RMIN 4000 UGA test 3 Questions and Answers well Explained Latest 2024/2025 Update 100% Correct.
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Defense Costs - •Defense costs can be huge. Good thing the Liability Section covers loss IN 
ADDITION to the policy limits. 
•This means that the costs of defense will not erode the coverage limits available for payment of claims. 
•But, the duty to defend ENDS when limits have been exhausted through actual payment of claims 
Part C: Why do we need this? - • A compulsory insurance law requires motorists to carry at least a 
minimum amount of liability insurance before the vehicle can be ...
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State Farm License - Homeowner and Auto policies Exam Questions With 100% Correct Answers
- Exam (elaborations) • 27 pages • 2024
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State Farm License - Homeowner and Auto 
policies Exam Questions With 100% Correct 
Answers 
What are the parts and sections in HP policy? 
Section I: Property Coverages 
Coverage A - Dwelling 
Coverage B - Other structures 
Coverage C - Personal Property 
Coverage D - Loss of Use 
Deductible: at least $250 
Section II: Liability Coverages 
Coverage E - Personal Liability 
Coverage F - Medical Payment to Others 
No Deductible 
name insured 
person named on the Dec page and their spouse, if a res...
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PROPERTY AND CASUALTY EXAM PREP QUESTIONS AND ANSWERS 2024 ALREADY GRADED A+.
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Bailee 
An individual or organization who has taken into its care, custody, and/or control the property of another for servicing, repair, or storage 
 
 
 
Hazard 
Something that increases the chance or likelihood of a loss occuring. 
 
(physical or moral or morale) 
 
 
 
Market Value 
A property policy provision that changes the valuation method otherwise applicable (ACV or RV) to a valuation method that allows reimbursement to the insured, according to the price a willing buyer would pay for ...
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Property and Casualty Licensing Exam - CH 5 (Homeowners Policy)
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Property and Casualty Licensing Exam - CH 5 (Homeowners Policy) 
Which HO forms require the named insured to be the owner? - Correct Answer -HO 2 
- HO 3 
- HO5 
- HO 8 
 
What are HO 4 and HO 6 written to insure? - Correct Answer - personal property and personal liability of named insured who does not own the building in which he/she lives 
 
Who is HO 4 designed for? - Correct Answer Tenants 
 
Who is HO 6 designed for? - Correct Answer owners and tenants of condos/cooperative units 
 
Wha...
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CMCA Practice Exam (100 OUT OF 100) Questions and Answers (Download To Score An A
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Quorum requirements conflicts are resolved by: 
a. state statute 
b. the board of directors 
c. a vote of those present at a meeting 
d. appointment of a person as a proxy 
A 
 
 
Fidelity insurance provides coverage to ensure that the: 
a. board will meet its fiduciary obligations. 
b. manager will faithfully follow all document provisions. 
c. association will be covered for shortfalls in the reserve accounts. 
d. association will recover any funds lost through employee dishonesty 
D 
 
 
 
Br...
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