What is pretexting - Study guides, Class notes & Summaries

Which federal law requires that the Loan Estimate be provided to the borrower within three business days of the time of loan application is taken? - ANSWER-TILA What type of scam entails homeowners who are encouraged to refinance their property over and over until little or no equity remains? - ANSWER-Loan flipping or churning After a loan closing, funds are disbursed. When are the funds disbursed for an owneroccupied, residential refinance? - ANSWER-After 3 business-day rescission period W...

grants citizens the right to access certain information and records of the federal government upon request except for those by exemptions or exclusions. FOIA (Freedom of Information Act) mandates certain practices for financial record keeping SOX (Sarbanes-Oxley Act) Mandates govt agencies to protect information systems FISMA (Federal Information Security Management Act) protects the privacy of student education records FERPA (Family Educational Rights and Privacy Act) ...

Ethics - Answer A code of behavior that is defined by the group to which an individual belongs Morals - Answer The personal principles upon which an individual bases his or her decisions about what is right and wrong Foreign Corrupt Practices Act (FCPA) - Answer Makes it a crime to bribe a foreign official, a foreign political party official, or a candidate for foreign political office US-CERT - Answer A partnership between DHS and the public and private sectors that was establi...

ITE 152 Unit 11 Final Practice Exam Questions and Answers 2024 Updated Keeping your Social Security number hidden in a locked box in your home - CORRECT ANSWER-In terms of privacy, which of the following is a best practice? - Posting your location on social media - Saving your personal information as an email draft - Throwing away old bank statements that are more than three months old - Keeping your Social Security number hidden in a locked box in your home I will need to review each b...

Which social engineering technique involves impersonating someone else to convince the target to perform some action that they wouldn't normally do for a stranger? A Pretexting B Phishing C Spear phishing D Tailgating A Pretexting You swipe your key card to gain access to a secure area of the building. As you pass through the door, you notice someone right behind you. You don't recall that he was walking behind you a moment ago, nor do you see a key card in his hand. What social ...

Ethics - A code of behavior that is defined by the group to which an individual belongs Morals - The personal principles upon which an individual bases his or her decisions about what is right and wrong Foreign Corrupt Practices Act (FCPA) - Makes it a crime to bribe a foreign official, a foreign political party official, or a candidate for foreign political office US-CERT - A partnership between DHS and the public and private sectors that was established to protect the nation's Internet ...

SYO 601 Questions and Answers Already Passed Usually when phishing, there is something ___ with the presented screen Not Quite Right A technique in phishing where the attacker misspells one letter in the URL hoping they won't notice Typosquatting In phishing, adding text at the beginning of the URL Prepending In phishing, lying to get info, such as pretending to be VISA Pretexting When an attacker wants to target multiple people or servers simultaneously Pharming With pharming, attacker ta...

Fraud for profit is a complex scheme involving... - ANSWER-multiple parties, including mortgage lending professionals, in a financially motivated attempt to defraud the lender of large sums of money. If a lender sells, transfers, or otherwise disposes of its interest in a mortgage and does not service the mortgage, the lender shall... - ANSWER-provide a copy of the Closing Disclosure to the new owner or servicer of the mortgage as a part of the transfer of the loan file. Under the Home Eq...

802.11 standard - Answer-Wi-Fi A social engineering technique in which you create a scenario to gain someone's trust is known as - Answer-pretexting Are home network servers used for file management tasks on a home network? - Answer-Yes Are social bookmarking and tagging the same thing? - Answer-Yes Bit - Answer-short for binary digit. Each bit represents a 0 or a 1 Black-hat hackers - Answer-break into systems to destroy information or for illegal gain Boot-sector Virus - Answer-Execute...

Fraud for profit is a complex scheme involving... - ANSWER-multiple parties, including mortgage lending professionals, in a financially motivated attempt to defraud the lender of large sums of money. If a lender sells, transfers, or otherwise disposes of its interest in a mortgage and does not service the mortgage, the lender shall... - ANSWER-provide a copy of the Closing Disclosure to the new owner or servicer of the mortgage as a part of the transfer of the loan file. Under the Home Eq...