Viatical settlement Study guides, Class notes & Summaries
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent)| Questions and Answers, 100% Correct| Latest 2023/2024
- Exam (elaborations) • 22 pages • 2023
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent)| Questions and Answers, 100% Correct| Latest 2023/2024 
CA PSI Site - Life, Accident and Health 
Agent Examination (Life Agent)| Questions 
and Answers, 100% Correct| Latest 
2023/2024 
Admitted Insurance Company vs. Non-Admitted Insurance Company 
An admitted insurance company is authorized to transact insurance in California 
because it has a Certificate of Authority granted by the California Department of 
Insurance (...
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2024 2025 XCEL TESTING SOLUTIONS- LIFE AND HEALTH INSURANCE- WEIGHTED EXAM WITH 400 QUESTIONS AND CORRECT ANSWERS WITH RATIONALES (100% CORRECT DETAILED ANSWERS)
- Exam (elaborations) • 58 pages • 2024
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XCEL TESTING SOLUTIONS- LIFE AND HEALTH INSURANCE- WEIGHTED EXAM WITH 400 QUESTIONS AND CORRECT ANSWERS WITH RATIONALES (100% CORRECT DETAILED ANSWERS) 
A whole life policy option where extended term insurance is selected is called a(n) 
- ANSWER-nonforfeiture option 
A nonforfeiture provision in a whole life policy that uses cash value to purchase 
term insurance equal to the existing amount of life insurance is called the extended 
term option. 
What happens if the insurer discovers th...
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Nevada Life Insurance Questions and Answers Rated A+
- Exam (elaborations) • 21 pages • 2024
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Nevada Life Insurance Questions and 
 
Answers Rated A+ 
 
During replacement of life insurance, a replacing insurer must do which of the following? 
 
A Send a copy of the Notice Regarding Replacement to the Department of Insurance 
B Obtain a list of all life insurance policies that will be replaced 
C Guarantee a replacement for each existing policy 
D Designate a new producer for a replaced policy B 
 
Which of the following documents must be provided to the policyowner or applicant during 
...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions with Verified Answers
- Exam (elaborations) • 38 pages • 2024
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions with Verified Answers 
The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT insurance sales calls Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry 
The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called cancelable The renewability provisi...
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NEVADA LIFE INSURANCE EXAM 2024 WITH 100% ACCURATE ANSWERS
- Exam (elaborations) • 13 pages • 2024
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NEVADA LIFE INSURANCE EXAM 2024 WITH 100% ACCURATE ANSWERS 
 
 
During replacement of life insurance, a replacing insurer must do which of the following? 
 
A Send a copy of the Notice Regarding Replacement to the Department of Insurance 
B Obtain a list of all life insurance policies that will be replaced 
C Guarantee a replacement for each existing policy 
D Designate a new producer for a replaced policy - correct answer B 
 
Which of the following documents must be provided to the policyowner...
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Arizona Life Insurance Exam - Life Insurance Basics Questions and Answers Graded A
- Exam (elaborations) • 19 pages • 2024
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Arizona Life Insurance Exam - Life Insurance Basics Questions and Answers Graded A Beneficiary A person who receives the benefits of an insurance policy 
Death Benefit The amount paid upon the death of the insured in a life insurance policy 
Cash Value Equity amount accumulated in permanent life insurance 
Estate A person's net worth 
Illustrations Presentation or depiction of nonguaranteed elements of a life insurance policy 
Life Insurance Coverage on human lives 
Liquidation Selling assets i...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions with Verified Solutions
- Exam (elaborations) • 38 pages • 2024
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Xcel Testing Solutions- Life and Health 
Insurance- Weighted Exam- 150 
Questions with Verified Solutions 
 
The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT 
insurance sales calls 
 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Call 
Registry 
 
The type of policy where the insurer can send a notice to the insured that the policy has been 
cancelled in the middle of the term is called cancelable 
 
The ren...
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Indiana Life and Health Insurance Final Exam (xceltestingsolutions) Already Passed
- Exam (elaborations) • 18 pages • 2024
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Indiana Life and Health Insurance Final Exam (xceltestingsolutions) Already Passed 
Which of these is NOT considered to be a violation of the Unfair Competition Law in Indiana? 
monopolize or restrain trade 
making unsubstantiated criticisms about an insurance company 
pay insurance commissions to an unlicensed individual paying a finder's fee to an individual who provides a sales lead paying a finder's fee to an individual who provides a sales lead 
A viatical settlement agent, according to t...
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XCEL TESTING SOLUTIONS- LIFE AND HEALTH INSURANCE- WEIGHTED EXAM- 150 QUESTIONS
- Exam (elaborations) • 17 pages • 2024
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Available in package deal
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The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - Answer-insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry 
 
The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called - Answer-cancelable 
The renewability provision in a cancelable policy allows the insurer to cancel or terminate the policy at...
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Arizona Life Insurance Exam - Life Insurance Basics | Questions and answers with 100% correct solutions | Graded A+
- Exam (elaborations) • 14 pages • 2024
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- $10.49
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Beneficiary A person who receives the benefits of an insurance policy 
Death Benefit The amount paid upon the death of the insured in a life insurance policy 
Cash Value Equity amount accumulated in permanent life insurance 
Estate A person's net worth 
Illustrations Presentation or depiction of nonguaranteed elements of a life insurance policy 
Life Insurance Coverage on human lives 
Liquidation Selling assets in order to raise capital (such as using cash value for capital needs) 
Lump-Sum Pay...
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