The mortgage lender - Study guides, Class notes & Summaries

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PSI National Exam for Real Estate Test Bank with complete solutions | Latest 2023/2024
  • PSI National Exam for Real Estate Test Bank with complete solutions | Latest 2023/2024

  • Exam (elaborations) • 38 pages • 2023
  • Available in package deal
  • PSI National Exam for Real Estate Test Bank with complete solutions | Latest 2023/2024 A written agreement in which a purchaser agrees to buy and a seller agrees to sell is called ️ a contract Antitrust laws prohibit competing brokers from all of the following ️ 1. boycotting other brokers in the marketplace. 2. dividing the market to restrict competition. 3. agreeing to set sales commissions and management rates. When a sewer line is installed down a rural road, the cost will probabl...
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Test Bank Of Financial Institutions Management A Risk Management Approach 9th Edition by Saunders
  • Test Bank Of Financial Institutions Management A Risk Management Approach 9th Edition by Saunders

  • Exam (elaborations) • 881 pages • 2023
  • Chapter 03 Financial Services: Finance Companies     
True / False Questions
  1. Finance companies differ from banks in that they do not accept deposits. 
TRUE   2. Finance companies have been among the slowest growing FI groups in recent years. 
FALSE   3. General Electric Capital Corporation (GECC) provides services to more than 15 million businesses and consumer is Asia alone. 
TRUE   4. In 2008, GE Capital Corporation accounted for approximately 50 percent...
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Illinois Real Estate Broker PSI Practice Exam | Questions with 100% Correct Answers | Verified | Latest Update 2024
  • Illinois Real Estate Broker PSI Practice Exam | Questions with 100% Correct Answers | Verified | Latest Update 2024

  • Exam (elaborations) • 12 pages • 2024
  • A licensee was showing property in an eight-unit complex to a prospective tenant using a motorized wheelchair. The tenant wanted to rent a unit, install grab bars in the bathroom, and lower all the door handles. The landlord... - Must allow the tenant to make the modifications at the tenants expense, but can require, by the terms of the lease, restoration of the property Which of the following is the best description of a fee simple estate? - The most complete ownership in property that one...
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CHAMPIONS REAL ESTATE FINANCE GRADED A+ ALREADY PASSED 2023
  • CHAMPIONS REAL ESTATE FINANCE GRADED A+ ALREADY PASSED 2023

  • Exam (elaborations) • 22 pages • 2023
  • Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) Blanket Mortgage - correct answer Covers more than one piece of property. Wraparound Mortgage - c...
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South Carolina Real Estate Exam (State Portion Only) Questions and Answers
  • South Carolina Real Estate Exam (State Portion Only) Questions and Answers

  • Exam (elaborations) • 125 pages • 2024
  • Available in package deal
  • South Carolina Real Estate Exam (State Portion Only) Questions and Answers The creditor should ascertain the preference of the _____ as to legal counsel relating to closing the loan and insurance agent. A) lender B) seller C) real estate agent D) borrower - Correct Answer ️️ -D) borrower The assumption fee when assuming a loan in SC may not exceed _____. A) 1% of the loan or $400, whichever is greater B) 1/2% of the loan C) $500 D) 1% of the loan or $400, whichever is less - Corr...
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SC Property Management Exam Questions with Complete Solutions | 100 % Correct | 2024 Update
  • SC Property Management Exam Questions with Complete Solutions | 100 % Correct | 2024 Update

  • Exam (elaborations) • 12 pages • 2024
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  • SC Property Management Exam Questions with Complete Solutions | 100 % Correct | 2024 Update Residential Landlord and Tenant Act - Answer ️️ -Created in 1986 Residential Landlord and Tenant Act - Purpose - Answer ️️ -Simplify, clarify, modernize, and revise the law governing rental of dwelling units and the rights, obligations of landlords and tenants. To encourage landlords and tenants to maintain and improve the quality of housing. Administration Remedy - Answer ️️ -Any right ...
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Nevada Real Estate Exam Questions and Answers (Graded A)
  • Nevada Real Estate Exam Questions and Answers (Graded A)

  • Exam (elaborations) • 37 pages • 2023
  • Available in package deal
  • Nevada Real Estate Exam Questions and Answers (Graded A)Nevada Real Estate Exam Questions and Answers (Graded A)Nevada Real Estate Exam Questions and Answers (Graded A)Nevada Real Estate Exam Questions and Answers (Graded A)What is the minimum balance of the real estate education, research, and recovery fund? A) $300,000. B) $100,000. C) $250,000. D) $500,000. - ANSWER-a 2. How long after the signing of a contract for the purchase of a lot in NV or anywhere else may the purchaser cancel t...
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Champions Real Estate Finance Final  Exam With Correct Answers 2024
  • Champions Real Estate Finance Final Exam With Correct Answers 2024

  • Exam (elaborations) • 12 pages • 2024
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  • Champions Real Estate Finance Final Exam With Correct Answers 2024 Loan-to-Value Ratio (LTV) -CORRECT ANSWER-The percentage of the lesser of the appraised value or sales price that the lender will lend. ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. Package Mortgage -CORRECT ANSWER-Includes both real and personal property ( fixtures and furnishings) Blanket Mortgage -CORRECT ANSWER...
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Champions Real Estate Finance Exam Questions and Answers 2023
  • Champions Real Estate Finance Exam Questions and Answers 2023

  • Exam (elaborations) • 4 pages • 2023
  • _____ is the consummation of a contractual real estate transaction in which all appropriate documents are signed, and the mortgage loan proceeds are disbursed by the lender. - Answer- Closing The primary determinants of real estate values are supply and _____. - Answer- Demand _____ is something of value that can be pledged as security for repayment of a loan. - Answer- Collateral Servicing includes which of the following activities? - Answer- Maintaining records of payment The monet...
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Texas Promulgated Contracts-CHAMPIONS Exam 2022-2023. Texas Promulgated Contracts-CHAMPIONS Exam 2022-2023.
  • Texas Promulgated Contracts-CHAMPIONS Exam 2022-2023.

  • Exam (elaborations) • 25 pages • 2023
  • Texas Promulgated Contracts-CHAMPIONS STUDY 2022-2023. The elements of a valid contract are, competent parties, consideration, legal subject matter, in writing, and ___________. (a) Default (b) Mutual consent (c) Property condition (d) Recording A(n) __________________ contract is defined as a contract that is binding on the parties, with one or more of the parties having contractual duties that have not yet been performed. (a) Executory (b) Executed (c) Bilatera...
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