Ree 4204 s - Study guides, Class notes & Summaries

REE 4204 SIRMANS EXAM 1 QUESTIONS WITH VERIFIED ANSWERS 1980's - Answer--depository insititutions deregulations and monetary control act -garn st germain act-introduced competition and incentives for risk taking -widespread saving and loan failures do to deregulation 1990's - Answer--dominance of government sponsered enterprises -baby boomers increase demand for housing -low mortgage intrest rates 2000's - Answer--housing market craze -housing prices were raised over 80% -sharp dro...

REE 4204 EXAM QUESTIONS WITH COMPLETE SOLUTIONS What is the stable growth period? - Answer-1950's, a lot of people working, houses were being built. the interstate system was created the move personnel and equipment incase of a domestic war. Why was increasing inflation, starting in the 1960's, a problem? - Answer-it affected the short term interest rates, earning 8%, paying 12%, caused mismatched maturities What occurrences made the 1980's distinctive? - Answer-we were over built. ...

REE 4204 SIRMANS TEST QUESTIONS WITH REVISED ANSWERS 1990's - Answer--dominance of government sponsered enterprises -baby boomers increase demand for housing -low mortgage intrest rates 2000's - Answer--housing market craze -housing prices were raised over 80% -sharp drop of market priced due to unsold homes -several wall street firms demolished and fannie mae and freddie mac were taken over by gov -rebound in housing prices now we have historically low interest rates Amortization ...

REE 4204 NEWEST 2024 COMPLETE QUESTIONS AND CORRECT DETAILED ANSWERS WITH RATIONALES (VERIFIED ANSWERS) |ALREADY GRADED A+ Why do interest rates matter? - ANSWER you want to pay the lowest rate you can because interest determines the payment you have. How are interest rates determined? - ANSWER real rate + inflation rate = interest rate What are some risks in real estate? - ANSWER default risk, interest rate risk, inflation risk What is a yield curve? - ANSWER rel...

REE 4204 Exam 1 Questions With Answers finance - ANSWER The study of the process, institutions, markets, and instruments used to transfer money and credit between individuals, businesses, and governments applied economics - ANSWER the study of the allocation of resources for the purpose of producing goods and services for various members of society finance is the study of - ANSWER how the flow of money and credit facilitates that production and allocation finance emphasiz...

REE 4204 Sirmans Exam Questions With Correct Answers Finance - answer-study of the process, institutions,markets and instruments used to transfer money and credit between individuals, business, and gov applied economics - answer-study of the allocation of resources for the purpose of producing goods and services for various members of society -considers time value of money and implications of the interest rates -focused on cash flows not profts -makes extensive use of the concept of risk...

dy of institutions, markets, and instruments used to transfer money and credit for the purpose of developing or acquiring real property real property - answer-rights,powers, and privileges associated with the use of real estate real estate - answerland and all the fixed immovable improvements on it Environment of real estate - answerthe institutions that create and purchase real property and the markets within which they are transferred financial intermediaries - answer-the financial insti...

REE 4204 EXAM QUESTIONS WITH COMPLETE SOLUTIONS What is the market value? - Answer-the average price the market is willing to pay for that asset What is financial leverage and why do you care about it? - Answer-positive (favorable) leverage increases your rate of return What is a call option? - Answer-the ability to pay off the loan early What is a put option? - Answer-allows the borrower to put the property in place of the debt what is the function of an intermediary? - Answer-its ...

REE 4204 Sirmans Exam 1 Questions With Revised Answers In general, inflation is a monetary phenomenon resulting from an increase in money supply as opposed to resulting from an increase in general price levels. - answerTrue According to the liquidity premium theory, investors are willing to pay a price premium for securities with shorter maturities. - answerTrue For most investments, cash flow and net profit can be used interchangeably in asset valuation. - answerFalse Commercial banks a...

REE 4204 Exam Questions With Revised Answers Why do interest rates matter? - answeryou want to pay the lowest rate you can because interest determines the payment you have. How are interest rates determined? - answerreal rate + inflation rate = interest rate What are some risks in real estate? - answerdefault risk, interest rate risk, inflation risk What is a yield curve? - answerrelationship between interest rates on short term assets vs. long term assets. What is the market value? - an...