Personal auto policy pap - Study guides, Class notes & Summaries
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New York All Lines Adjuster Exam with 100% Correct Answers 2024-2025 (Graded)
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New York All Lines Adjuster Exam with 100% Correct Answers (Graded) DP - valuation - ANSWER-DP-1 - ACV building & contents 
DP-2/3 - RCV building & ACV contents 
DP - limit for fair rental value - ANSWER-20% of A 
DP - coverages (A-E) - ANSWER-A - dwelling 
B - other structures 
C - personal property 
D - fair rental value 
E - additional living expense 
DP - limit for additional living expenses - ANSWER-DP-1 - NONE 
DP-2/3 - 20% of A 
DP - Property removed is covered for ___ days. - ANSWER-DP-...
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Guarantee ExamFX, Idaho Personal Lines Simulation Exam 2023-2024 Questions and Answers (Graded A)
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Guarantee ExamFX, Idaho Personal Lines Simulation Exam Questions and Answers (Graded A)Guarantee ExamFX, Idaho Personal Lines Simulation Exam Questions and Answers (Graded A)Guarantee ExamFX, Idaho Personal Lines Simulation Exam Questions and Answers (Graded A)Guarantee ExamFX, Idaho Personal Lines Simulation Exam Questions and Answers (Graded A)In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property covered by a dwelling policy. How many deductibles will t...
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Adjuster Pro Section-3 questions and answers
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The Personal Auto Policy (PAP) 
A policy that combines liability insurance with other optional coverages 
 
 
 
PAP Policies can cover 
-Individuals and residing family members 
-People driving car with owner's permission 
-Four-wheeled vehicles under 10,000 lbs 
*Insurable interest is required 
 
 
 
 
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PAP Policies will indemnify for: 
-Property Damage 
-Personal Injury ...
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Personal Lines Insurance Practice Exam Questions and Answers Latest 2024-2025 | 100% Correct.
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Personal Lines Insurance Practice Exam Questions and Answers Latest | 100% Correct. Bobby, age 16, borrows his parents' car without their permission and gets into an 
accident. Which of the following statements about coverage under the parents' 
personal auto policy is CORRECT? 
A) Bobby is covered by his parents' policy because he is included in the definition 
of named insured. 
B) Bobby is not covered for this accident because he used the car without 
permission. 
C) Bobby is not covered ...
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Adjuster Course) L6-Personal Auto Policy (PAP) 2024 Questions & Answers, GRADED A+
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Adjuster Course) L6-Personal Auto Policy (PAP) 2024 Questions & Answers, GRADED A+
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AINS 102 Test Questions with All Correct Answers (Already Graded A+)
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AINS 102 Test Questions with All Correct Answers (Already Graded A+) 
 
Which one of the following causes of loss is covered under the other than collision (OTC) section of the Personal Auto Policy (PAP)? 
Select one: 
A. Hitting a tree 
B. Falling objects 
C. Overturn from the driver losing control 
D. Hitting another car - Answer- B. Falling objects 
 
Personal auto policy endorsements can be categorized into two main categories. One of these categories is 
Select one: 
A. Endorsements that pr...
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GUARANTEE EXAMFX, IDAHO PERSONAL LINES SIMULATION EXAM
- Exam (elaborations) • 49 pages • 2023
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In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property covered by a dwelling policy. How many deductibles will the insured have to pay before the policy covers the damages caused by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three - Answer- one 
 
In a personal auto policy (PAP), a covered auto includes all of the following EXCEPT 
1. A trailer owned by the insured. 
2. A farm implement being towed behind the insured's pickup. 
3. A nonowned temporary subst...
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New York All Lines Adjuster Exam with 100% Correct Answers 2024-2025 (Graded A+)
- Exam (elaborations) • 35 pages • 2024
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New York All Lines Adjuster Exam with 100% Correct Answers (Graded A+) DP - valuation - ANSWER-DP-1 - ACV building & contents 
DP-2/3 - RCV building & ACV contents 
DP - limit for fair rental value - ANSWER-20% of A 
DP - coverages (A-E) - ANSWER-A - dwelling 
B - other structures 
C - personal property 
D - fair rental value 
E - additional living expense 
DP - limit for additional living expenses - ANSWER-DP-1 - NONE 
DP-2/3 - 20% of A 
DP - Property removed is covered for ___ days. - ANSWER-...
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Guarantee ExamFX, Idaho Personal Lines Simulation Exam 2024 with Complete Solutions
- Exam (elaborations) • 69 pages • 2024
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Guarantee ExamFX, Idaho Personal Lines Simulation Exam 2024 with Complete Solutions 
In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property covered by a dwelling policy. How many deductibles will the insured have to pay before the policy covers the damages caused by the eruptions? 
1. Zero 
2. One 
3. Two 
4. Three - Correct Answer one 
 
In a personal auto policy (PAP), a covered auto includes all of the following EXCEPT 
1. A trailer owned by the insured. 
2...
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RMIN 4000 Exam 3 - Topics 8,9,10 Questions and Answers 100% Pass
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RMIN 4000 Exam 3 - Topics 8,9,10 
Questions and Answers 100% Pass 
 
How long is an auto insurance policy? usually 6 or 12 months 
 
Who writes auto insurance policies? ISO 
 
What is ISO? Insurance Services Office 
 
Five General Types of Coverage for Auto Insurance 1. Liability 
2. Uninsured Motorist 
3. Medical Payments 
4. Damage 
5. Convenience Coverage 
 
When is liability coverage implemented in auto? when you have a liability to a 3rd party for 
property damage (PD) or bodily injury (BI)...
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