Ohio life i - Study guides, Class notes & Summaries
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ohio life insurance exam Questions and Answers (2024 / 2025) (Verified Answers
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ohio life insurance exam Questions and 
Answers (2024 / 2025) (Verified Answers) 
How soon can the benefit payments begin with a deferred 
annuity? - CORRECT ANSWER a minimum of 12 months after 
date of purchase 
which of these is considered to be a living benefit option in a life 
insurance policy - CORRECT ANSWER Accelerated death 
benefit 
An example of naming a beneficiary by class would be 
"To the children born of my union with Ned Jackson: David 
Jackson, Jennifer Jackson, and Scot...
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OHIO LIFE INSURANCE FINAL EXAM 2024 WITH 100% CORRECT ANSWERS
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OHIO LIFE INSURANCE FINAL EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
Which of the following is usually the owner of the annuity? - correct answer The annuitant 
 
Which of the following is not true of the straight life income option for annuities? - correct answer A beneficiary will receive any balance of the annuity upon the annuitant's death. 
 
When an insurance policy is taken out, if the owner of the policy is someone other than the actual insured, the owner must be able to prove: - correct ...
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OHIO Life Insurance Exam Accurate 100%
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Insurance: - ANSWER A contract in which the insurance company agrees to indemnify the insured party against loss, damage or liability arising from an unknown event. 
 
Insurance Transfers: - ANSWER The risk of loss from an individual or business entity to an insurance company, which in turn spreads costs of unexpected losses to many individuals. 
 
Direct response marketing: - ANSWER A direct response marketing system effectively bypasses the insurance agent. Business is conducted over the phone...
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1 OHIO LIFE INSURANCE TERMS/ COMPLETE EXAM REVIEW/ VERIFIED/
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1 OHIO LIFE INSURANCE TERMS/ COMPLETE EXAM REVIEW/ 
VERIFIED/ 
Accelerated Benefits - -- Riders attached to life insurance policies that allow death benefits to be 
used to cover nursing or convalescent home expenses. 
Accidental Death Benefits - -- A policy rider that states that the cause of death will be analyzed to 
determine if it complies with the policy description of accidental death. 
Accidental Death Insurance - -- An insurance policy that provides payment if the insured's death is ...
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OHIO LIFE INSURANCE FINAL EXAM 110+ QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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OHIO LIFE INSURANCE FINAL EXAM 110+ QUESTIONS AND 
CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) 
|ALREADY GRADED A+
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All Ohio Life Insurance Practice Exams With Verified Questions And Answers Rated A+
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All Ohio Life Insurance Practice Exams With Verified Questions And Answers Rated A+ 
 
All Ohio Life Insurance Practice Exams With Verified Questions And Answers Rated A+
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Ohio Life insurance Exam 100 Questions & Complete Answers.
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Ohio Life insurance Exam 100 Questions & Complete Answers.Ohio Life insurance Exam 100 Questions & Complete Answers.Ohio Life insurance Exam 100 Questions & Complete Answers.Ohio Life insurance Exam 100 Questions & Complete Answers.
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Ohio Life Insurance Exam Questions and Answers (2024 / 2025) (Verified Answers
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Ohio Life Insurance Exam Questions and 
Answers (2024 / 2025) (Verified Answers) 
According to the entire contract provision, the entire contract includes all of the 
following EXCEPT - CORRECT ANSWER The premium payment (other answers 
any attachments, any endorsements, and the insurance policy) 
In most states, the policy becomes incontestable after - CORRECT ANSWER 2 
years 
Consideration for an insurance policy includes - CORRECT ANSWER The 
statements made in the application and the pr...
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Ohio Life Insurance Exam Questions and Answers (2024 / 2025) (Verified Answers
- Exam (elaborations) • 31 pages • 2024
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- $15.49
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Ohio Life Insurance Exam Questions and 
Answers (2024 / 2025) (Verified Answers) 
According to the entire contract provision, the entire contract includes all of the 
following EXCEPT - CORRECT ANSWER The premium payment (other answers 
any attachments, any endorsements, and the insurance policy) 
In most states, the policy becomes incontestable after - CORRECT ANSWER 2 
years 
Consideration for an insurance policy includes - CORRECT ANSWER The 
statements made in the application and the pr...
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All Ohio Life Insurance Exam Questions and Answers 100% Pass
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All Ohio Life Insurance Exam Questions and 
Answers 100% Pass 
A condition increasing chance of loss, e.g. icy roads. - Answer- Hazard 
Immediate event causing loss, e.g. earthquake. - Answer- Peril 
Potential for loss. - Answer- Risk 
Presents chance for loss or gain, e.g. gambling. - Answer- Speculative Risk 
Insurable risk with potential for loss only, e.g. illness. - Answer- Pure Risk 
Criteria for insurable risk, e.g. definite and measurable loss. - Answer- Elements of 
Insurable Risk 
Cert...
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