Notary certification prep - Study guides, Class notes & Summaries

CFPT Questions And Answers CFPT Practice Questions The capacity of news media to select some aspects of a story that promote a particular problem definition, interpretation, moral evaluation, and/or treatment recommendation is known in the media as: a) agenda setting b) cultivation c) framing d) priming - ANS c) framing Which of the following is a daily newspaper published in the UK? a) The Independent b) Time Out c) The Daily Herald d) The Observer - ANS ...

CFPT Practice Questions With Correct Answers CFPT Practice Questions The capacity of news media to select some aspects of a story that promote a particular problem definition, interpretation, moral evaluation, and/or treatment recommendation is known in the media as: a) agenda setting b) cultivation c) framing d) priming - ANS c) framing Which of the following is a daily newspaper published in the UK? a) The Independent b) Time Out c) The Daily Herald d) The...

When ordering an appraisal, it is illegal to... - ANSWER-Request that the appraiser return a minimum or specific value. Mortgage professionals are permitted to communicate their own or the borrower's opinion when ordering an appraisal; however, requesting a specific or minimum value is considered improper influence of an appraiser and is a serious ethical and legal violation. Borrower credit is... - ANSWER-An amount paid by the lender to borrower for locking an interest rate at a rate higher...

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NOTARY Signing Agent Certification Exam Who are the stakeholders in the loan process? The stakeholders in the loan process are: the borrower, the lender, the contracting company, and the NSA(Notary Signing Agent) Who hires an NSA? An NSA is hired by a contracting company to provide signing services and oversee the actual loan signing with the borrower. What is a contracting company? A closing company could be: -closing agent -bank -escrow company -attorney -signing service -borrowe...

Ace the California Notary Exam 2024 with our comprehensive study guide. Boasting 200+ of the latest actual exam questions and detailed, pre-graded A+ correct answers, this guide ensures your mastery of every aspect. Prepare confidently, armed with a top-tier resource that guarantees success in obtaining your California Notary license. Why Opt for Our Study Guide? Proven Success: Join the ranks of successful candidates who have triumphed in obtaining their California Notary license using ou...

NOTARY Signing Agent Certification Exam Who are the stakeholders in the loan process? The stakeholders in the loan process are: the borrower, the lender, the contracting company, and the NSA(Notary Signing Agent) Who hires an NSA? An NSA is hired by a contracting company to provide signing services and oversee the actual loan signing with the borrower. What is a contracting company? A closing company could be: -closing agent -bank -escrow company -attorney -signing service -borrowe...

NOTARY Signing Agent Certification Exam 2023 with 100% collect questions and answers. Who are the stakeholders in the loan process? - collect answerThe stakeholders in the loan process are: the borrower, the lender, the contracting company, and the NSA(Notary Signing Agent) Who hires an NSA? - collect answerAn NSA is hired by a contracting company to provide signing services and oversee the actual loan signing with the borrower. What is a contracting company? - collect answerA closing comp...

What documents are commonly referred to as the "Borrower's Disclosures"? - ANSWER Uniform Residential Loan App, or 1003 HUD/VA Addendum (only for these loans) USA Patriot Act Customer ID Verification Borrower's Certification Authorization IRS Form 4506-T IRS Form W-9 Uniform Residential Loan App - ANSWER Also referred to as the 1003 by lenders Requires initials on every page and several signatures "Loan officer" or "Loan originator" name/info is here; make a note of it before y...

HELOC Home Equity Line of Credit Construction Loan A short-term, interim loan for financing the cost of construction. The lender makes payments to the builder at periodic intervals as the work progresses or is converted to a mortgage. 00:03 01:11 Reverse Mortgage A loan based on the equity in a home that provides homeowners with tax-free income and is paid back with interest when the home is sold or the homeowner dies. No payment as long as the borrower lives in the ho...