New york test stuvia - Study guides, Class notes & Summaries

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An accident and health policy that provides reimbursement benefits makes them payable to? - ANSWER-Insured Which of the following is NOT part of an insurance contract - ANSWER-Certificate of Authority -Policy -Application -Riders An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - ANSWER-$200 insured only responsible for 20% coinsurance According to the Aff...

Under a Crime Insurance discovery form, a loss is "discovered"? - ANSWER-When the insured first becomes aware that a loss has occurred or gives notice of an actual claim of a covered loss When the triggering event threshold has been met under the Terrorism Risk Insurance Program Reauthorization Act of 2015 (TRIPRA), the insurer's deductible amount: - ANSWER-The insurer's deductible is calculated at 20% of the insurer's direct earned premiums for commercial insurance. Jones Manufacturi...

AP Human Geography Practice Test () | Questions & Answers (Rated A+)AP Human Geography Practice Test () | Questions & Answers (Rated A+)AP Human Geography Practice Test () | Questions & Answers (Rated A+)The word "geography" literally means (A) the study of space (B) Earth study (C) people and nature (D) Earth writing (E) human ground - ANSWER - (D) Earth writing New York City is divided into five_____ in order to better organize social services for millions of people. (A) counties (...

Dividends - ANSWER-are considered a return of unearned premium which is why are they are paid out income tax free. 24 - ANSWER-Accelerated Death Benefit The prognosis of a physician must be a life expectancy of ___ months or less. The individual states - ANSWER-Highest authority for insurance regulation. No interference from federal regulation, unless federal law specifically provides otherwise. Fixed Annuities payments are level - ANSWER-Premiums are allocated to the insurer's gene...

All of the following statements are true regarding the Federal Employers Liability Act (FELA), EXCEPT: - ANSWER-It provides workers' compensation coverage for employees working in federal government buildings. Property damage to an insured's work that arises out of the work and is part of the products-completed operations hazard, as defined in a commercial umbrella liability policy is: - ANSWER-Usually excluded unless the work out of which the damage arose was done by a subcontractor rather...

According to New York State laws, rules and regulations, individual esthetics licenses expire how many years from the date of issuance? - Answer 4 According to New York State laws, rules and regulations, making a false statement on estheties license application can result in a maximum fine of: - Answer $500 3. New York State department of State rules and regulations prohibits the use of non-disposable: - Answer powder puffs New York State Department of State rules and regulations define...

Test 3 Preparatory Notes for Psyc 111.