Mortgagee rights Study guides, Class notes & Summaries
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NEW YORK INDEPENDENT GENERAL ADJUSTER EXAM SIMULATOR - SERIES 17-70 2024
- Exam (elaborations) • 32 pages • 2024
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Which of the following would NOT be found in the conditions section of a homeowners insurance policy? 
Subrogation rights 
Duties of the insured 
Insurance premium 
Mortgagee clauseAnswer - The insurance premium is not shown in the conditions section of the homeowner policy. 
 
Which of the following is true regarding dealers physical damage coverage under a garage policy? 
 
It is a blanket limit for covered autos. 
It extends coverage to customers' autos. 
It is an annual maximum limit...
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Real Estate Finance and Investments 15th Edition By Brueggeman - Test Bank
- Exam (elaborations) • 116 pages • 2023
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CHAPTER 3 
Mortgage Loan Foundations: The Time Value of Money 
 
TRUE/FALSE 
 
1.	In order to solve a compounding problem, you must know all four of the variables in order to solve for the fifth variable. (T) 
 
2.	One way to calculate the present value of a single payment is with the following formula: PV = FV * (1+i)n. (F) 
 
3.	At 6%, the present value of a $1 payment in 12 months is .. At 7%, the present value of a $1 payment in 12 months is .. (F) 
 
4.	The future value of $800 deposited ...
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NEW YORK INDEPENDENT GENERAL ADJUSTER EXAM SIMULATOR - SERIES 17-70 2024
- Exam (elaborations) • 32 pages • 2024
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Which of the following would NOT be found in the conditions section of a homeowners insurance policy? 
Subrogation rights 
Duties of the insured 
Insurance premium 
Mortgagee clauseAnswer - The insurance premium is not shown in the conditions section of the homeowner policy. 
 
Which of the following is true regarding dealers physical damage coverage under a garage policy? 
 
It is a blanket limit for covered autos. 
It extends coverage to customers' autos. 
It is an annual maximum limit...
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PEARSON VUE PROPERTY INSURANCE PRACTICE TEST Exam | Questions & 100% Correct Answers (Verified) | Latest Update | Grade A+
- Exam (elaborations) • 28 pages • 2024
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1. Which of the following perils is covered under the Commercial Property Basic Cause 
of Loss form? 
1. A. Collapse 
2. B. Sinkhole collapse 
3. C. Falling objects 
4. D. Breakage of glass 
Correct Answer: Answer: B Sinkhole Collapse 
The National Flood Insurance Program provides coverage for losses caused by all of 
the following occurrences EXCEPT: 
A. 
mudslides 
B. 
runoff from heavy rain 
2 
C. 
overflow of tidal waters 
D. 
water-main breakage 
Correct Answer: Answer: D Water-Main Break...
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Pearson Vue Property Insurance Practice Test 100% Correct Solved
- Exam (elaborations) • 23 pages • 2024
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Pearson Vue Property Insurance 
Practice Test 100% Correct Solved 
1. Which of the following perils is covered under the Commercial Property Basic Cause 
of Loss form? 
1. A. Collapse 
2. B. Sinkhole collapse 
3. C. Falling objects 
4. D. Breakage of glass - Correct Answer ️️ -Answer: B Sinkhole Collapse 
The National Flood Insurance Program provides coverage for losses caused by all of 
the following occurrences EXCEPT: 
A. 
mudslides 
B. 
runoff from heavy rain 
C. 
overflow of tidal water...
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Florida Real Estate STATE exam Questions and Answers 100% Pass
- Exam (elaborations) • 15 pages • 2023
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Florida Real Estate STATE exam Questions and Answers 100% Pass 
The best protection that the public has during a Real Estate transaction is (are) 
A. The national and state association of REALTORS 
B. The punishment of licensees dealing dishonesty 
C. the high ethical standards of real estate agents D. FREC and the license law D. FREC and the license law 
A group license 
A. allows a broker to have a branch office 
B. allows a sales associate to work for more than one broker 
C. may be held by a...
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Property and Casualty Review 2024 Questions and Answers
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Property and Casualty Review 2024 
Questions and Answers 
A unique exclusion that is found only in the Fine Art Floater is: - Correct Answer ️️ -Art 
on Exhibition (Due to most frequent thefts during gallery showings) 
Which section of a Special form policy determines whether a peril is covered? - Correct 
Answer ️️ -Exclusions 
New zoning laws prevent an Insured from replacing a destroyed property. If the Insured 
transfers ownership of the property to the Insurer, this is an example of...
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Real Estate Salesperson California State Exam 2023 with complete solutions
- Exam (elaborations) • 13 pages • 2023
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Which of the following is most vital or important in planning a subdivision: - ANSWER-Market Analysis 
 
When rent is computed on the gross sales of a business occupying real property, the lease is correctly termed: - ANSWER-Percentage Lease 
 
What is not an adequate method of transferring property? - ANSWER-Executive Sale 
 
What is considered personal property? - ANSWER-Existing Mortgage 
 
If an income property is valued at $100,000 based on an 8% capitalization rate, what would be the value...
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Property and Casualty Review 2024 Questions and Answers
- Exam (elaborations) • 22 pages • 2024
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Property and Casualty Review 2024 
Questions and Answers 
A unique exclusion that is found only in the Fine Art Floater is: - Correct Answer ️️ -Art 
on Exhibition (Due to most frequent thefts during gallery showings) 
Which section of a Special form policy determines whether a peril is covered? - Correct 
Answer ️️ -Exclusions 
New zoning laws prevent an Insured from replacing a destroyed property. If the Insured 
transfers ownership of the property to the Insurer, this is an example of...
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Indiana Adjuster Practice Exam Questions with 100% Correct Answers
- Exam (elaborations) • 21 pages • 2024
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Greg plays trombone in his school band during football games. During a rally song in the stands one day, Greg annoys one of the opposing team's fans, who grabs his $400 trombone and hurls it down the bleachers, completely destroying it. Greg's insurance pays him $400 to replace the trombone, but then the opposing team's coach also offers to replace the instrument, at whatever the cost. So Greg orders a new $3,200 trombone and has the opposing team's athletic department absorb the cost. Which...
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