Mortgage broker - Study guides, Class notes & Summaries
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Fundamentals of Mortgage Brokerage 2024 Graded A+
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Fundamentals of Mortgage Brokerage 
 
2024 Graded A+ 
 
Which of the following is part of RECA's commitment to consumer protection? 
 
What are some benefits that mortgage brokerage trade associations offer their members? 
Licensing Standards for mortgage industry members 
 
Which entity has the authority to amend the Act? Provincial Legislators 
 
Which of the following represents an accountability mechanism that RECA must comply with 
under the Act? Previous Fiscal year 
 
In addition to mor...
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chapter 2 of mortgage broker course correctly answered
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chapter 2 of mortgage broker course correctly answered
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VanEd National Real Estate Exam Questions || A+ Guaranteed.
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Question: A sublessee is a(n) correct answers . Tenant 
 
Question: A major disadvantage of owning investment property might be correct answers Lack of Liquidity 
 
Question: The most favorable thing about a VA loan is that correct answers VA loans guarranty gives the veteran favorable financing terms because the lender is protected from loss 
 
Question: Once the funds of a construction loan are disbursed to the contractor, and if the sub-contractor is not paid, correct answers . The sub-contra...
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2023/2024 OACIQ Exam Prep - Questions with Verified Answers
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2023/2024 OACIQ Exam Prep - Questions with Verified Answers When do you need a new certificate of location? If previous one is older than 10 years, requires a new one. In the description sheet in MLS, inform collaborating brokers that a new one will be available soon. Seller asks to reduce commission if you find a buyer? You can include a clause in the BCS in 11.1 stating that in the event that you find a buyer, you will reduce your commission to 3%, however in the case of multiple offers, thi...
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RMLO - Champions School of Real Estate| 109 questions with 100% correct answers
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A market for the purchase and sale of existing mortgages designed to provide greater liquidity for selling mortgages is called the ________. 
secondary market 
 
 
 
The Federal agency established to restore Fannie Mae and Freddie Mac to a sound and solvent financial condition is _____. 
Federal Housing Finance Agency (FHFA) 
 
 
 
The ____ guarantee allows mortgage lenders to obtain a better price for their loan in the capital markets. 
Gov't. National Mortgage Association - Ginnie Mae 
 
 
 
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RECA Mortgage broker Questions And Answers Rated A+
- Exam (elaborations) • 9 pages • 2024
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According to the Dower Act, what is NOT one of the criteria used to determine if Dower applies? - 
Answer-The property is mortgaged in the name of one party 
According to the Dower Act, which of the following would be considered disposition of the property?I. 
Selling the propertyII. Leasing the propertyIII. Placing a mortgage on the propertyIV. Getting a line of 
credit against the property - Answer-All of the above 
Explanation 
Disposition of the property includes:Selling the propertyLeasing ...
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RECA Mortgage Broker Exam Questions and Answers 100% Verified.
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RECA Mortgage Broker Exam Questions and Answers 100% Verified.
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45-Hour PA Practice Final Exam
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The final step a licensee will take when preparing a CMA is: 
 
1. Choosing comparables 
2. Estimating a reasonable selling price range 
3. Making adjustments to comparables 
4. Collecting and analyzing information - Answer- CORRECT ANSWER: 
 
Estimating a reasonable selling price range 
 
A broker price opinion must include what the price was based on and: 
 
1. License number 
2. The broker's phone number 
3. Applicable market data 
4. A legal description - Answer- CORRECT ANSWER: 
 
Applic...
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Florida Mortgage LIcense broker exam with complete verified solutions.
- Exam (elaborations) • 18 pages • 2024
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What law prohibits a lender from requiring mortgage insurance through any agent or company? 
Anti - coercion law 
 
 
 
Who supervises all activities of the OFR? 
The director 
 
 
 
What are examples of prohibited practices under Chapter 494? 
Mostly fraud related activities 
 
 
 
Who can a fee or commission related to a mortgage loan transaction be paid to under chapter 393? 
Mortgage broker 
Mortgage lender 
A person exempt from licensure under the law. 
 
 
 
What disclosures need to be pro...
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SAFE Mortgage Loan Originator Test - National Component with Uniform State Content Questions and Answers Already Passed
- Exam (elaborations) • 59 pages • 2024
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SAFE Mortgage Loan Originator Test - 
National Component with Uniform State 
Content Questions and Answers Already 
 
Passed 
 
What does UST stand for? Uniform State Test 
 
Who does the CFPB protect? The Consumer Financial Protection Bureau protects consumers 
in the financial marketplace. 
 
What does the CFPB do? CFPB is now in charge of implementing and enforcing most of the 
provisions of federal lending laws that relate to protecting consumers while they are shopping 
for, securing, and p...
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