Mn life - Study guides, Class notes & Summaries
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MN LIFE INSURANCE Questions with 100% Correct Answers | Latest Version 2024 | Expert Verified | Ace the Test
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MN LIFE INSURANCE Questions with 100% Correct Answers 
| Latest Version 2024 | Expert Verified | Ace the Test
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MN LIFE INSURANCE QUESTIONS AND ANSWERS ALREADY PASSED
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MN LIFE INSURANCE QUESTIONS AND 
 
ANSWERS ALREADY PASSED 
 
Which of the following is not a duty of the Commissioner? 
 
a. Issue an insurance license for a producer 
b. Make state insurance laws 
c. Handle insurance-related consumer complaints 
d. Enforce state insurance laws b. Make state insurance laws 
 
During policy solicitation an insurer exaggerates the financial condition of one of its competitors 
and makes it sound worse than it is. This is an example of an unfair trade practice call...
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MN LIFE ACCIDENT & HEALTH PRODUCER EXAM LATEST UPDATE GRADED A+
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MN LIFE ACCIDENT & HEALTH 
PRODUCER EXAM LATEST UPDATE 
 
GRADED A+ 
 
Speculative Risk involves the chance of loss or gain, and is not insurable 
 
Pure Risk involves the chance of loss only, and is insurable 
 
Peril Something that causes a direct loss 
 
Physical Hazard Visible (Black ice) 
 
Moral Hazard dishonest tendencies (Fraud) 
 
Morale Hazard Carless, Irresponsible (leaving keys in car) 
 
Exposure susceptibility to loss 
 
Adverse selection those with high risk situations attempt to ...
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MN 576 Final Exam Questions With Answers Latest Update 2023/2024 Graded 100%
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MN 576 Final Exam Questions With Answers Latest Update 2023/2024 Graded 100%. During well-women visits for 21- to 29-year-old sexually-active women who report more than 1 sex partner within the past 6 months, all of the following are 
appropriate screening tests except: 
Question options: 
1) Pap smear. 
2) HPV testing. 
3) Pelvic examination. 
4) STI screening. 
Question 
Components of the antenatal screening test known as the "quad screen" include all of the following except: 
Question optio...
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MN LIFE ACCIDENT & HEALTH PRODUCER EXAM
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Speculative Risk - Answer - involves the chance of loss or gain, and is not insurable 
 
Pure Risk - Answer - involves the chance of loss only, and is insurable 
 
Peril - Answer - Something that causes a direct loss 
 
Physical Hazard - Answer - Visible (Black ice) 
 
Moral Hazard - Answer - dishonest tendencies (Fraud) 
 
Morale Hazard - Answer - Carless, Irresponsible (leaving keys in car) 
 
Exposure - Answer - susceptibility to loss 
 
Adverse selection - Answer - those with high ri...
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MN LIFE AND HEALTH INSURANCE EXAM
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The commissioner examines each insurer every ___ Years. - Answer - 5 years 
 
$____ fine per day if a person violates, aids, or abets a written cease and desist order - Answer - $10,000 
 
License fee may request a hearing within ____ days of commissioners order. After hearing request, Commissioner has ____ days to hold the hearing. - Answer - 30 Days, 30 days 
 
All accident and health insurance policies must be filed with the commissioner at least ____ days prior to use - Answer - 60 days ...
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MN Life and Health Insurance Exam Questions and Answers Rated A+
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MN Life and Health Insurance Exam 
Questions and Answers Rated A+ 
 
The commissioner examines each insurer every ___ Years. 5 years 
 
$____ fine per day if a person violates, aids, or abets a written cease and desist order $10,000 
 
License fee may request a hearing within ____ days of commissioners order. After hearing 
request, Commissioner has ____ days to hold the hearing. 30 Days, 30 days 
 
All accident and health insurance policies must be filed with the commissioner at least ____ days...
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MN 551 / MN551 Quiz 5 Midterm Exam | Advanced Physiology and Pathophysiology Across the Life Span | Structure and function of the kidney | Latest Guide 2023 Graded 100%
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MN 551 / MN551 Quiz 5 Midterm Exam | Advanced Physiology and Pathophysiology Across the Life Span | Structure and function of the kidney | Latest Guide 2023 Graded 100%. 
An 87 year old male resident has been consistenly continent of 
urine until the last several weeks. Which of the following action by the 
care providers at the facility is the most likely priority? Physical exam 
The priority in the treatment of incontinence in the elderly is an acknowledgement that it 
is not an inevitability ...
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MN LIFE INSURANCE EXAMS BUNDLE
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MN LIFE AND HEALTH INSURANCE EXAM

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Exam (elaborations)
MN LIFE INSURANCE EXAM

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Exam (elaborations)
MN LIFE PRODUCER EXAM QUESTIONS AND ANSWERS

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Exam (elaborations)
MN LIFE LICENSE 1 QUESTIONS AND ANSWER

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Exam (elaborations)
MN STATE INSURANCE EXAM

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OTHER
MN LIFE ACCIDENT & HEALTH PRODUCER EXAM

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OTHER
MN LIFE INSURANCE EXAM
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MN LIFE LICENSE 1 QUESTIONS AND ANSWER
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In what type of policy does the owner pay the same premium throughout the term of the contract? 
 
a. Deferred premium policy 
b. Single premium policy 
c. Level premium policy 
d. Flexible premium policy - Answer - c. Level premium policy 
 
Which type of beneficiary CANNOT be changed without consent? 
 
a. When there are more than two beneficiaries 
b. The beneficiary is the spouse 
c. The beneficiary is a child of the proposed insured 
d. The beneficiary is irrevocable - Answer - d. The ben...
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