Louisiana pc - Study guides, Class notes & Summaries
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LOUISIANA P&C EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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LOUISIANA P&C EXAM | QUESTIONS & 
ANSWERS (VERIFIED) | LATEST 
UPDATE | GRADED A+ 
Aleatory Contract 
Correct Answer: the consideration that is being exchanged is unequal or unrelated to 
the consideration given by the other party 
Basic Form 
Correct Answer: named peril coverage, the least coverage available. In dwelling 
policies it includes: fire, lightning, removal, and internal explosion 
Broad Form 
Correct Answer: named peril coverage, covering more named perils than the basic 
form....
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Louisiana P&C Adjuster Exam Prep 2023 with 100% complete answers
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The one who receives the authority to act on behalf of someone else? correct answersAgent 
 
what does a sale's agent receive authority for? correct answersto sell 
 
An insurance agent receives authority to what? correct answersSettle claims brought against the insurer 
 
How do agents receive their authority? correct answerswritten contract 
 
What is the power to bind? correct answersan agent's authority can bind: 
 
-what an agent says or does can bind insurer 
-agents should take the utm...
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LOUISIANA P/C LICENSING EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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When an employer sends employees out of state on work related business, which of the 
following must he do to ensure the appropriate workers? compensation coverage? 
Correct Answer: List the state on the information page for other states' coverage. 
Under the insured's personal auto policy, which of the following is CORRECT for a 
newly acquired car to be covered prior to reporting it to the insurance company? 
Correct Answer: All coverage extends if the insured reports the car within 14 day...
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LOUISIANA P&C INSURANCE EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
- Exam (elaborations) • 12 pages • 2024
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Commissioner's term of office 
Correct Answer: 4 years 
Commissioners will examine each insurer 
Correct Answer: 5 years 
Time to conduct a hearing 
Correct Answer: 30 days 
Age to apply for producer's license 
Correct Answer: 18 years old 
Producer license valid for how long 
Correct Answer: 2 years 
Page 2 of 12 
How long to file notice of appointment with Commissioner 
Correct Answer: 15 days 
How long for commissioner to determine whether producer is suitable for appointment 
Correct Answe...
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Louisiana P&C Insurance Exam Correct Questions With Complete Answers 2023
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Commissioner's term of office - ANSWERS4 years 
 
Commissioners will examine each insurer - ANSWERS5 years 
 
Time to conduct a hearing - ANSWERS30 days 
 
Age to apply for producer's license - ANSWERS18 years old 
 
Producer license valid for how long - ANSWERS2 years 
 
How long to file notice of appointment with Commissioner - ANSWERS15 days 
 
How long for commissioner to determine whether producer is suitable for appointment - ANSWERS30 days 
 
How long for Commissioner to inform insurer ...
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Warren Jung Legal Aspects Exam 2023 with verified solutions
- Exam (elaborations) • 10 pages • 2023
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Warren Jung Legal Aspects Exam 2023 with verified solutions 
 
 
 
What is LE looking for when conducting searches? - Persons or property 
Four Types of Property LE Search For - 1. Contraband (Anything illegal to possess) 
2. Fruits of a crime 
3. Instrumentalities of a crime 
4. Mere evidence 
Which amendment binds LE during search and seizure? - 4th Amendment 
Requirements of the 4th Amendment - 1. Oath and Affirmation 
2. Particularity (Describe in detail) 
3. Probable Cause aka PC 
4. Si...
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Louisiana P&C Adjuster Exam Prep Chapter 2 Questions & Answers (Graded A)
- Exam (elaborations) • 16 pages • 2024
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Louisiana P&C Adjuster Exam Prep Chapter 2 Questions & Answers (Graded A) Louisiana P&C Adjuster Exam Prep Chapter 2 Questions & Answers (Graded A) Louisiana P&C Adjuster Exam Prep Chapter 2 Questions & Answers (Graded A) 
The one who receives the authority to act on behalf of someone else? - ANSWER-Agent 
 
what does a sale's agent receive authority for? - ANSWER-to sell 
 
An insurance agent receives authority to what? - ANSWER-Settle claims brought against the insurer
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LOUISIANA P&C STATE EXAM 2023 WITH 100% CORRECT ANSWERS
- Exam (elaborations) • 11 pages • 2023
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A business entity acting as a claims adjuster is required to obtain a claims adjuster license. 
 
Application shall be made using what application? - correct answer -Uniform business entity application 
 
These required steps below represent what type of adjustor's license application? 
 
* *An adjuster seeking what type of License** 
 
(1) Is eligible to designate this state as his home state or is a nonresident who is not eligible for a license 
 
(2) Has not committed any act that is a gr...
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LOUISIANA P&C STATE EXAM 2023 WITH 100% CORRECT ANSWERS
- Exam (elaborations) • 11 pages • 2023
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A business entity acting as a claims adjuster is required to obtain a claims adjuster license. 
 
Application shall be made using what application? - correct answer -Uniform business entity application 
 
These required steps below represent what type of adjustor's license application? 
 
* *An adjuster seeking what type of License** 
 
(1) Is eligible to designate this state as his home state or is a nonresident who is not eligible for a license 
 
(2) Has not committed any act that is a gr...
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Louisiana P&C Insurance Exam Review set one with Complete Solutions
- Exam (elaborations) • 11 pages • 2024
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Louisiana P&C Insurance Exam Review set one with Complete Solutions Louisiana P&C Insurance Exam Review set one with Complete Solutions Louisiana P&C Insurance Exam Review set one with Complete Solutions Louisiana P&C Insurance Exam Review set one with Complete Solutions 
 
 
Which one of the following statements about insurance contracts is true? - ANSWER-They are personal contracts because they insure people, not property. 
 
Insurance policies are considered to be unilateral - ANSWER-because...
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