Louisiana life and health - Study guides, Class notes & Summaries

Barbara's policy includes a rider which allows her to purchase additional insurance at specific dates or events without evidence of insurability. This rider is called a(n) Answers>>Guaranteed insurability rider A guaranteed insurability rider allows for the insured to purchase additional insurance at specific dates or events without evidence of insurability. Disability Income plans which require that the insurer can NEVER change or alter premium rates are usually considered Answers&...

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Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions with Verified Answers Which dividend option would an insurer invest the policy owner's money and add any interest earnings as the dividends accrue? -Accumulation at Interest Option -Cash Dividend Option -Paid-Up Additions Option -One-Year Term Dividend Option The Accumulation at Interest Option - invests the policy owner's money and adds interest earnings to the initial amount of the dividends. Decreasing term...

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Louisiana Life and Health Insurance Exam Verified Answers A 55-year-old employee has worked part-time for his new employer for 3 months now, but has not been offered health insurance. What factor has limited the employee's eligibility? A. The total amount of time worked for the company B. Age C. Income D. Number of hours worked per week ️D. Number of hours worked per week In order to be eligible for group health insurance through an employer, an employee must typically work fu...

Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions with 100% Correct solutions Which dividend option would an insurer invest the policy owner's money and add any interest earnings as the dividends accrue? -Accumulation at Interest Option -Cash Dividend Option -Paid-Up Additions Option -One-Year Term Dividend Option - Correct Answer ️️ -The Accumulation at Interest Option - invests the policy owner's money and adds interest earnings to the initial amou...

Louisiana Life and Health Simulator Exam with 100% Correct Answers | Verified | Latest Update 2024